PYPL — PayPal Holdings, Inc.

Summary

Table of Contents

Company

Data:

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  "symbol": "PYPL",
  "price": 55.46,
  "marketCap": 48921570642,
  "beta": 1.332,
  "lastDividend": 0.42,
  "range": "38.46-79.5",
  "change": 8.09,
  "changePercentage": 17.07832,
  "volume": 80924086,
  "averageVolume": 15210413,
  "companyName": "PayPal Holdings, Inc.",
  "currency": "USD",
  "cik": "0001633917",
  "isin": "US70450Y1038",
  "cusip": "70450Y103",
  "exchangeFullName": "NASDAQ Global Select",
  "exchange": "NASDAQ",
  "industry": "Financial - Credit Services",
  "website": "https://www.paypal.com",
  "description": "PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.",
  "ceo": "Enrique J. Lores",
  "sector": "Financial Services",
  "country": "US",
  "fullTimeEmployees": "23800",
  "phone": "408 967 1000",
  "address": "2211 North First Street",
  "city": "San Jose",
  "state": "CA",
  "zip": "95131",
  "image": "https://images.financialmodelingprep.com/symbol/PYPL.png",
  "ipoDate": "2015-07-06",
  "defaultImage": false,
  "isEtf": false,
  "isActivelyTrading": true,
  "isAdr": false,
  "isFund": false,
  "sec_filings": [
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Price / Quote

Data:

{
  "symbol": "PYPL",
  "name": "PayPal Holdings, Inc.",
  "price": 55.465,
  "changePercentage": 17.08887,
  "change": 8.095,
  "volume": 80922789,
  "dayLow": 53.44,
  "dayHigh": 55.875,
  "yearHigh": 79.5,
  "yearLow": 38.46,
  "marketCap": 48925981169,
  "priceAvg50": 44.2826,
  "priceAvg200": 53.00853,
  "exchange": "NASDAQ",
  "open": 54.845,
  "previousClose": 47.37,
  "timestamp": 1784145169
}

Volume

Data:

{
  "volume": 80922789,
  "avgVolume": 15210413,
  "short_ratio": [
    {
      "symbol": "PYPL",
      "file_date": "2026-07-14",
      "date": "20260714",
      "short_volume": 1557940,
      "short_exempt_volume": 9827,
      "total_volume": 3004489,
      "short_volume_ratio": 0.5185,
      "signal": "Neutral"
    }
  ]
}

Fundamentals

Data:

{
  "symbol": "PYPL",
  "marketCap": 48925981169,
  "enterpriseValueTTM": 51357981169,
  "evToSalesTTM": 1.5224397097587004,
  "evToOperatingCashFlowTTM": 8.037242749452268,
  "evToFreeCashFlowTTM": 9.319176405189621,
  "evToEBITDATTM": 6.86237054636558,
  "netDebtToEBITDATTM": 0.324959914484233,
  "currentRatioTTM": 1.2594201985851334,
  "incomeQualityTTM": 1.263095473413718,
  "grahamNumberTTM": 52.29115559624901,
  "grahamNetNetTTM": -15.908543263964951,
  "taxBurdenTTM": 0.831798750411049,
  "interestBurdenTTM": 0.9316789215686274,
  "workingCapitalTTM": 12358000000,
  "investedCapitalTTM": 25218000000,
  "returnOnAssetsTTM": 0.06280882973704467,
  "operatingReturnOnAssetsTTM": 0.07495069033530571,
  "returnOnTangibleAssetsTTM": 0.07290255641698129,
  "returnOnEquityTTM": 0.25082115544317607,
  "returnOnInvestedCapitalTTM": 0.15223567637198784,
  "returnOnCapitalEmployedTTM": 0.18301984259625026,
  "earningsYieldTTM": 0.09990216144319622,
  "freeCashFlowYieldTTM": 0.11263953973582906,
  "capexToOperatingCashFlowTTM": 0.13755868544600938,
  "capexToDepreciationTTM": 0.9194560669456067,
  "capexToRevenueTTM": 0.026056797296496115,
  "salesGeneralAndAdministrativeToRevenueTTM": 0.12687496294539632,
  "researchAndDevelopementToRevenueTTM": 0.09382225647714472,
  "stockBasedCompensationToRevenueTTM": 0.029999407126341377,
  "intangiblesToTotalAssetsTTM": 0.13845504432249894,
  "averageReceivablesTTM": 48192000000,
  "averagePayablesTTM": 20951500000,
  "averageInventoryTTM": 0,
  "daysOfSalesOutstandingTTM": 528.813956245924,
  "daysOfPayablesOutstandingTTM": 836.6984869325996,
  "daysOfInventoryOutstandingTTM": 0,
  "operatingCycleTTM": 528.813956245924,
  "cashConversionCycleTTM": -307.8845306866756,
  "freeCashFlowToEquityTTM": 4500000000,
  "freeCashFlowToFirmTTM": 5792147977.638934,
  "tangibleAssetValueTTM": 8872000000,
  "netCurrentAssetValueTTM": -527000000,
  "grossProfitMarginTTM": 0.46122606272603306,
  "ebitMarginTTM": 0.19351396217466058,
  "ebitdaMarginTTM": 0.2218533230568566,
  "operatingProfitMarginTTM": 0.17854390229442105,
  "pretaxProfitMarginTTM": 0.18029287958735993,
  "continuousOperationsProfitMarginTTM": 0.1499673919487757,
  "netProfitMarginTTM": 0.1499673919487757,
  "bottomLineProfitMarginTTM": 0.1499673919487757,
  "receivablesTurnoverTTM": 0.6902238408970004,
  "payablesTurnoverTTM": 0.4362383889782301,
  "inventoryTurnoverTTM": 0,
  "fixedAssetTurnoverTTM": 19.750585480093676,
  "assetTurnoverTTM": 0.41881657686291063,
  "quickRatioTTM": 1.2594201985851334,
  "solvencyRatioTTM": 0.09938534747695053,
  "cashRatioTTM": 0.1464617839074669,
  "priceToEarningsRatioTTM": 10.328677839851025,
  "priceToEarningsGrowthRatioTTM": 0.5416550820666067,
  "forwardPriceToEarningsGrowthRatioTTM": 1.258580372760826,
  "priceToBookRatioTTM": 2.5289425189772277,
  "priceToSalesRatioTTM": 1.4503462728701013,
  "priceToFreeCashFlowRatioTTM": 8.877877185447288,
  "priceToOperatingCashFlowRatioTTM": 7.924811424100157,
  "debtToAssetsRatioTTM": 0.11681523601420306,
  "debtToEquityRatioTTM": 0.46988613663603673,
  "debtToCapitalRatioTTM": 0.3196751945095641,
  "longTermDebtToCapitalRatioTTM": 0.3196751945095641,
  "financialLeverageRatioTTM": 4.022473032361167,
  "workingCapitalTurnoverRatioTTM": 2.6278725558931213,
  "operatingCashFlowRatioTTM": 0.13413942943510296,
  "operatingCashFlowSalesRatioTTM": 0.18942313393015947,
  "freeCashFlowOperatingCashFlowRatioTTM": 0.8624413145539906,
  "debtServiceCoverageRatioTTM": 19.115384615384617,
  "interestCoverageRatioTTM": 17.819526627218934,
  "shortTermOperatingCashFlowCoverageRatioTTM": 0,
  "operatingCashFlowCoverageRatioTTM": 0.6791369964927197,
  "capitalExpenditureCoverageRatioTTM": 7.26962457337884,
  "dividendPaidAndCapexCoverageRatioTTM": 5.610184372256366,
  "dividendPayoutRatioTTM": 0.051393556038742835,
  "dividendYieldTTM": 0.00757234,
  "revenuePerShareTTM": 36.948521358159915,
  "netIncomePerShareTTM": 5.541073384446879,
  "interestDebtPerShareTTM": 10.67579408543264,
  "cashPerShareTTM": 10.232201533406352,
  "bookValuePerShareTTM": 21.93209200438116,
  "tangibleBookValuePerShareTTM": 9.717415115005476,
  "shareholdersEquityPerShareTTM": 21.93209200438116,
  "operatingCashFlowPerShareTTM": 6.998904709748083,
  "capexPerShareTTM": 0.9627601314348302,
  "freeCashFlowPerShareTTM": 6.036144578313253,
  "netIncomePerEBTTTM": 0.831798750411049,
  "ebtPerEbitTTM": 1.0097957828324755,
  "priceToFairValueTTM": 2.5289425189772277,
  "debtToMarketCapTTM": 0.19231091079194623,
  "effectiveTaxRateTTM": 0.168201249588951,
  "enterpriseValueMultipleTTM": 6.86237054636558,
  "dividendPerShareTTM": 0.42,
  "revenue_history": [
    {
      "date": "2025",
      "revenue": 33172000000
    }
  ],
  "dcf": {
    "symbol": "PYPL",
    "date": "2026-07-15",
    "dcf": 137.30230903759985,
    "Stock Price": 54.965
  },
  "statements": {
    "income": [
      {
        "date": "2025-12-31",
        "symbol": "PYPL",
        "reportedCurrency": "USD",
        "cik": "0001633917",
        "filingDate": "2026-02-03",
        "acceptedDate": "2026-02-03 17:04:40",
        "fiscalYear": "2025",
        "period": "FY",
        "revenue": 33172000000,
        "costOfRevenue": 17707000000,
        "grossProfit": 15465000000,
        "researchAndDevelopmentExpenses": 3103000000,
        "generalAndAdministrativeExpenses": 1979000000,
        "sellingAndMarketingExpenses": 2283000000,
        "sellingGeneralAndAdministrativeExpenses": 4262000000,
        "otherExpenses": 2035000000,
        "operatingExpenses": 9400000000,
        "costAndExpenses": 27107000000,
        "netInterestIncome": 76000000,
        "interestIncome": 517000000,
        "interestExpense": 441000000,
        "depreciationAndAmortization": 963000000,
        "ebitda": 7696000000,
        "ebit": 6733000000,
        "nonOperatingIncomeExcludingInterest": -668000000,
        "operatingIncome": 6065000000,
        "totalOtherIncomeExpensesNet": 227000000,
        "incomeBeforeTax": 6292000000,
        "incomeTaxExpense": 1059000000,
        "netIncomeFromContinuingOperations": 5233000000,
        "netIncomeFromDiscontinuedOperations": 0,
        "otherAdjustmentsToNetIncome": 0,
        "netIncome": 5233000000,
        "netIncomeDeductions": 0,
        "bottomLineNetIncome": 5233000000,
        "eps": 5.46,
        "epsDiluted": 5.41,
        "weightedAverageShsOut": 959000000,
        "weightedAverageShsOutDil": 968000000
      }
    ],
    "balance_sheet": [
      {
        "date": "2025-12-31",
        "symbol": "PYPL",
        "reportedCurrency": "USD",
        "cik": "0001633917",
        "filingDate": "2026-02-03",
        "acceptedDate": "2026-02-03 17:04:40",
        "fiscalYear": "2025",
        "period": "FY",
        "cashAndCashEquivalents": 8049000000,
        "shortTermInvestments": 2373000000,
        "cashAndShortTermInvestments": 10422000000,
        "netReceivables": 47510000000,
        "accountsReceivables": 39038000000,
        "otherReceivables": 8472000000,
        "inventory": 0,
        "prepaids": 0,
        "otherCurrentAssets": 1827000000,
        "totalCurrentAssets": 59759000000,
        "propertyPlantEquipmentNet": 1700000000,
        "goodwill": 10864000000,
        "intangibleAssets": 208000000,
        "goodwillAndIntangibleAssets": 11072000000,
        "longTermInvestments": 4330000000,
        "taxAssets": 0,
        "otherNonCurrentAssets": 3312000000,
        "totalNonCurrentAssets": 20414000000,
        "otherAssets": 0,
        "totalAssets": 80173000000,
        "totalPayables": 240000000,
        "accountPayables": 240000000,
        "otherPayables": 0,
        "accruedExpenses": 6005000000,
        "shortTermDebt": 0,
        "capitalLeaseObligationsCurrent": 0,
        "taxPayables": 0,
        "deferredRevenue": 0,
        "otherCurrentLiabilities": 40198000000,
        "totalCurrentLiabilities": 46443000000,
        "longTermDebt": 9987000000,
        "capitalLeaseObligationsNonCurrent": 0,
        "deferredRevenueNonCurrent": 0,
        "deferredTaxLiabilitiesNonCurrent": 0,
        "otherNonCurrentLiabilities": 3487000000,
        "totalNonCurrentLiabilities": 13474000000,
        "otherLiabilities": 0,
        "capitalLeaseObligations": 0,
        "totalLiabilities": 59917000000,
        "treasuryStock": -33138000000,
        "preferredStock": 0,
        "commonStock": 0,
        "retainedEarnings": 32470000000,
        "additionalPaidInCapital": 21582000000,
        "accumulatedOtherComprehensiveIncomeLoss": -658000000,
        "otherTotalStockholdersEquity": 0,
        "totalStockholdersEquity": 20256000000,
        "totalEquity": 20256000000,
        "minorityInterest": 0,
        "totalLiabilitiesAndTotalEquity": 80173000000,
        "totalInvestments": 6703000000,
        "totalDebt": 9987000000,
        "netDebt": 1938000000
      }
    ],
    "cash_flow": [
      {
        "date": "2025-12-31",
        "symbol": "PYPL",
        "reportedCurrency": "USD",
        "cik": "0001633917",
        "filingDate": "2026-02-03",
        "acceptedDate": "2026-02-03 17:04:40",
        "fiscalYear": "2025",
        "period": "FY",
        "netIncome": 5233000000,
        "depreciationAndAmortization": 963000000,
        "deferredIncomeTax": 217000000,
        "stockBasedCompensation": 1002000000,
        "changeInWorkingCapital": -1064000000,
        "accountsReceivables": 144000000,
        "inventory": 0,
        "accountsPayables": 4000000,
        "otherWorkingCapital": -1212000000,
        "otherNonCashItems": 65000000,
        "netCashProvidedByOperatingActivities": 6416000000,
        "investmentsInPropertyPlantAndEquipment": -852000000,
        "acquisitionsNet": 0,
        "purchasesOfInvestments": -20600000000,
        "salesMaturitiesOfInvestments": 23221000000,
        "otherInvestingActivities": -972000000,
        "netCashProvidedByInvestingActivities": 797000000,
        "netDebtIssuance": 482000000,
        "longTermNetDebtIssuance": 482000000,
        "shortTermNetDebtIssuance": 0,
        "netStockIssuance": -5935000000,
        "netCommonStockIssuance": -5935000000,
        "commonStockIssuance": 117000000,
        "commonStockRepurchased": -6052000000,
        "netPreferredStockIssuance": 0,
        "netDividendsPaid": -130000000,
        "commonDividendsPaid": -130000000,
        "preferredDividendsPaid": 0,
        "otherFinancingActivities": -375000000,
        "netCashProvidedByFinancingActivities": -5958000000,
        "effectOfForexChangesOnCash": 273000000,
        "netChangeInCash": 1528000000,
        "cashAtEndOfPeriod": 24018000000,
        "cashAtBeginningOfPeriod": 22490000000,
        "operatingCashFlow": 6416000000,
        "capitalExpenditure": -852000000,
        "freeCashFlow": 5564000000,
        "incomeTaxesPaid": 1099000000,
        "interestPaid": 406000000
      }
    ]
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}

Technical

Data:

{
  "price": 55.54,
  "rsi": 80.08796516716362,
  "sma50": 44.3848,
  "sma200": 52.95259999999998,
  "adx": 19.40198142330591,
  "high_52w": 308.53,
  "low_52w": 39.08,
  "structure": {
    "ema8": 48.11770436699638,
    "ema21": 45.722377706818214,
    "ema50": 45.123610153903485,
    "ema200": 51.71257859809928,
    "checks": {
      "price_above_all": true,
      "ema_stacked": true,
      "ema21_rising": true,
      "ema50_rising": true,
      "adx_over_30": false,
      "higher_highs_lows": true,
      "near_21ema": false
    },
    "dist_21ema_pct": 21.5,
    "crossover": {
      "fresh_cross": false,
      "pre_compressed": false,
      "held_above_21": true,
      "candles_since": 11,
      "intraday_support": false
    },
    "momentum": {
      "roc10": 28.6,
      "checks": {
        "roc_over_5": true,
        "rsi_in_band": false,
        "macd_expanding": true,
        "top_quartile_3d": false,
        "no_big_down": true,
        "near_high": true
      },
      "volume": {
        "rvol": 4.2,
        "checks": {
          "rvol_over_2": true,
          "up_vol_beats_down": true,
          "obv_new_high": true,
          "surge_day": true,
          "pullback_declining_vol": true,
          "last_up_beats_down": true
        }
      }
    },
    "relative_strength": {
      "sector": "Financial Services",
      "sector_etf": "XLF",
      "checks": {
        "beats_spy_all": true,
        "beats_sector_10d": true,
        "rs_line_at_high": true,
        "sector_top3": true
      }
    },
    "commodity": {},
    "universe": {
      "checks": {
        "price_over_20": true,
        "avg_vol_over_2m": true,
        "mcap_over_1b": true,
        "no_earnings_7d": true,
        "not_lev_etf_spac": true,
        "bidask_spread": null,
        "dollar_vol_over_10m": true
      },
      "avg_dollar_vol": 843569504.98,
      "avg_vol": 15210413
    },
    "options": {
      "checks": {
        "call_vol_2x": true,
        "ivr_under_40": false,
        "iv_contracting": true,
        "oi_calls_above_price": false
      },
      "vals": {
        "call_vol_mult": 5.6,
        "iv_rank": 58.0
      }
    }
  }
}

Analyst Ratings

Data:

{
  "estimates": [
    {
      "symbol": "PYPL",
      "date": "2030-12-31",
      "revenueLow": 42628919019,
      "revenueHigh": 44543138991,
      "revenueAvg": 43301400000,
      "ebitdaLow": 10983690031,
      "ebitdaHigh": 11476904481,
      "ebitdaAvg": 11156960262,
      "ebitLow": 10857542655,
      "ebitHigh": 11345092550,
      "ebitAvg": 11028822882,
      "netIncomeLow": 7236729287,
      "netIncomeHigh": 7661177927,
      "netIncomeAvg": 7385840007,
      "sgaExpenseLow": 6196959512,
      "sgaExpenseHigh": 6475229379,
      "sgaExpenseAvg": 6294717970,
      "epsAvg": 7.63,
      "epsHigh": 7.91444,
      "epsLow": 7.47596,
      "numAnalystsRevenue": 15,
      "numAnalystsEps": 7
    },
    {
      "symbol": "PYPL",
      "date": "2029-12-31",
      "revenueLow": 37470637822,
      "revenueHigh": 39153229005,
      "revenueAvg": 38061745733,
      "ebitdaLow": 9654616645,
      "ebitdaHigh": 10088150040,
      "ebitdaAvg": 9806920438,
      "ebitLow": 9543733639,
      "ebitHigh": 9972287916,
      "ebitAvg": 9694288228,
      "netIncomeLow": 5906706966,
      "netIncomeHigh": 6253154166,
      "netIncomeAvg": 6028413606,
      "sgaExpenseLow": 5447100954,
      "sgaExpenseHigh": 5691698980,
      "sgaExpenseAvg": 5533030222,
      "epsAvg": 6.2277,
      "epsHigh": 6.45987,
      "epsLow": 6.10197,
      "numAnalystsRevenue": 25,
      "numAnalystsEps": 13
    },
    {
      "symbol": "PYPL",
      "date": "2028-12-31",
      "revenueLow": 37257152637,
      "revenueHigh": 37315114732,
      "revenueAvg": 37286133685,
      "ebitdaLow": 9599610439,
      "ebitdaHigh": 9614544847,
      "ebitdaAvg": 9607077643,
      "ebitLow": 9489359178,
      "ebitHigh": 9504122065,
      "ebitAvg": 9496740622,
      "netIncomeLow": 5210318085,
      "netIncomeHigh": 6784121527,
      "netIncomeAvg": 5997219806,
      "sgaExpenseLow": 5416066645,
      "sgaExpenseHigh": 5424492586,
      "sgaExpenseAvg": 5420279615,
      "epsAvg": 6.26849,
      "epsHigh": 7.00839,
      "epsLow": 5.38256,
      "numAnalystsRevenue": 26,
      "numAnalystsEps": 17
    },
    {
      "symbol": "PYPL",
      "date": "2027-12-31",
      "revenueLow": 35421407495,
      "revenueHigh": 36341963848,
      "revenueAvg": 35771619152,
      "ebitdaLow": 9126615672,
      "ebitdaHigh": 9363804554,
      "ebitdaAvg": 9216850573,
      "ebitLow": 9021796743,
      "ebitHigh": 9256261517,
      "ebitAvg": 9110995299,
      "netIncomeLow": 5088863125,
      "netIncomeHigh": 5851714886,
      "netIncomeAvg": 5470289005.5,
      "sgaExpenseLow": 5149204651,
      "sgaExpenseHigh": 5283025789,
      "sgaExpenseAvg": 5200114867,
      "epsAvg": 5.74589,
      "epsHigh": 6.04516,
      "epsLow": 5.25709,
      "numAnalystsRevenue": 32,
      "numAnalystsEps": 26
    }
  ],
  "price_target": {
    "symbol": "PYPL",
    "targetHigh": 65,
    "targetLow": 34,
    "targetConsensus": 49.48,
    "targetMedian": 48
  },
  "ratings": {
    "symbol": "PYPL",
    "rating": "A-",
    "overallScore": 4,
    "discountedCashFlowScore": 5,
    "returnOnEquityScore": 5,
    "returnOnAssetsScore": 4,
    "debtToEquityScore": 2,
    "priceToEarningsScore": 3,
    "priceToBookScore": 2
  },
  "grades": [
    {
      "symbol": "PYPL",
      "date": "2026-07-09",
      "gradingCompany": "Goldman Sachs",
      "previousGrade": "Sell",
      "newGrade": "Sell",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-07-08",
      "gradingCompany": "Barclays",
      "previousGrade": "Overweight",
      "newGrade": "Underweight",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2026-06-30",
      "gradingCompany": "Piper Sandler",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-05-20",
      "gradingCompany": "Canaccord Genuity",
      "previousGrade": "Hold",
      "newGrade": "Hold",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-05-12",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Sell",
      "newGrade": "Sell",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-05-07",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2026-05-06",
      "gradingCompany": "UBS",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-05-06",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-05-05",
      "gradingCompany": "Needham",
      "previousGrade": "Hold",
      "newGrade": "Hold",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-04-24",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Sell",
      "newGrade": "Sell",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-04-22",
      "gradingCompany": "BMO Capital",
      "previousGrade": "Market Perform",
      "newGrade": "Market Perform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-04-21",
      "gradingCompany": "B of A Securities",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-04-21",
      "gradingCompany": "Cantor Fitzgerald",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-04-16",
      "gradingCompany": "Mizuho",
      "previousGrade": "Outperform",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2026-04-08",
      "gradingCompany": "Citigroup",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-03-02",
      "gradingCompany": "KGI Securities",
      "previousGrade": "Outperform",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-10",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Sell",
      "newGrade": "Sell",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-09",
      "gradingCompany": "Cantor Fitzgerald",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Underweight",
      "newGrade": "Underweight",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Citizens",
      "previousGrade": "Market Outperform",
      "newGrade": "Market Perform",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Citigroup",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "In Line",
      "newGrade": "In Line",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Needham",
      "previousGrade": "Hold",
      "newGrade": "Hold",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Goldman Sachs",
      "previousGrade": "Sell",
      "newGrade": "Sell",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-04",
      "gradingCompany": "Canaccord Genuity",
      "previousGrade": "Buy",
      "newGrade": "Hold",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-03",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-02-03",
      "gradingCompany": "BTIG",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-01-14",
      "gradingCompany": "Piper Sandler",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-01-13",
      "gradingCompany": "Daiwa Capital",
      "previousGrade": "Outperform",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2026-01-08",
      "gradingCompany": "Susquehanna",
      "previousGrade": "Positive",
      "newGrade": "Positive",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2026-01-05",
      "gradingCompany": "Citigroup",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-12-22",
      "gradingCompany": "Mizuho",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-12-18",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Equal Weight",
      "newGrade": "Underweight",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2025-12-12",
      "gradingCompany": "Baird",
      "previousGrade": "Outperform",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2025-12-11",
      "gradingCompany": "B of A Securities",
      "previousGrade": "Buy",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2025-12-09",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-12-08",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "In Line",
      "newGrade": "In Line",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-12-04",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Overweight",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2025-11-04",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Sell",
      "newGrade": "Sell",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-10-29",
      "gradingCompany": "Keefe, Bruyette & Woods",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-10-29",
      "gradingCompany": "Canaccord Genuity",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-10-29",
      "gradingCompany": "Argus Research",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-10-29",
      "gradingCompany": "UBS",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-10-28",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-10-13",
      "gradingCompany": "Goldman Sachs",
      "previousGrade": "Neutral",
      "newGrade": "Sell",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2025-10-03",
      "gradingCompany": "Wolfe Research",
      "previousGrade": "Outperform",
      "newGrade": "Peer Perform",
      "action": "downgrade"
    },
    {
      "symbol": "PYPL",
      "date": "2025-07-30",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-07-30",
      "gradingCompany": "JMP Securities",
      "previousGrade": "Market Outperform",
      "newGrade": "Market Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-07-30",
      "gradingCompany": "Canaccord Genuity",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-07-30",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "PYPL",
      "date": "2025-07-18",
      "gradingCompany": "Barclays",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    }
  ]
}

News

Data:

[
  {
    "title": "PayPal Stock Soars After Report Reveals $53 Billion Stripe Buyout Proposal",
    "url": "https://finance.yahoo.com/markets/stocks/articles/paypal-stock-soars-report-reveals-183501597.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T18:35:01Z",
    "summary": "This article first appeared on GuruFocus.\n\nPayPal Holdings (NASDAQ:PYPL) shares surged about 15% on Wednesday after Reuters reported that Stripe and private equity firm Advent International had jointly offered to acquire the digital payments company in a deal valued at more than "
  },
  {
    "title": "10 Financials Stocks With Whale Alerts In Today\u2019s Session",
    "url": "https://www.benzinga.com/markets/options/26/07/60479700/10-financials-stocks-whale-alerts-today-s-session",
    "source": "benzinga",
    "date": "2026-07-15T17:35:21.446000+00:00",
    "summary": "This whale alert can help traders discover the next big trading opportunities.\nWhales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.\nTraders will"
  },
  {
    "title": "Is PayPal Holdings (PYPL) Stock Still A Bargain After A $60.50 Bid?",
    "url": "https://finance.yahoo.com/markets/stocks/articles/paypal-holdings-pypl-stock-still-170944226.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T17:09:44Z",
    "summary": "Make better investment decisions with Simply Wall St's easy, visual tools that give you a competitive edge.\n\nPayPal Holdings has just attracted a high profile US$60.50 per share takeover offer while its stock is still trading well below past peaks. This creates a clear tension be"
  },
  {
    "title": "Memory-Chip Selloff Drags Nasdaq 100 Lower, SanDisk Sinks 13%: Stock Market Today",
    "url": "https://www.benzinga.com/markets/market-summary/26/07/60478486/memory-chip-selloff-wednesday-nasdaq-100-sandisk-plunges-wednesday-market-news",
    "source": "benzinga",
    "date": "2026-07-15T17:01:58.990000+00:00",
    "summary": "A brutal semiconductor and memory selloff dragged the Nasdaq and tech sector lower, even as soft June PPI and strong bank earnings steadied the broader tape."
  },
  {
    "title": "PYPL Stock Surges To 6-Month High On $53B Takeover Bid - Wall Street's Divided On Whether It's A Good Deal",
    "url": "https://finance.yahoo.com/markets/stocks/articles/pypl-stock-surges-6-month-162751441.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T16:27:51Z",
    "summary": "* Wall Street analysts were divided on Stripe and Advent International's offer of $60.50 per share to acquire PayPal.\n\n* BTIG said the board would consider the offer \"seriously,\" while William Blair suggested the offer may undervalue the company.\n\n* Jefferies said the transaction"
  },
  {
    "title": "Stripe eyes PayPal with reported $53 billion offer",
    "url": "https://finance.yahoo.com/video/stripe-eyes-paypal-with-reported-53-billion-offer-161940681.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T16:19:40Z",
    "summary": "Scott Melker discusses the latest crypto-related headlines, including Stripe's offer to buy PayPal PYPL (PYPL) and Michael Saylor's Strategy (MSTR) selling $467 million worth of its own shares to raise more capital.\n\n\"The Daily Wolf with Scott Melker\" airs every day at 12:00 p.m."
  },
  {
    "title": "PYPY Pops 14% as Paypal Reportedly Draws $53 Billion Stripe + Advent Takeover Bid",
    "url": "https://finance.yahoo.com/markets/stocks/articles/pypy-pops-14-paypal-reportedly-161317689.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T16:13:17Z",
    "summary": "* Stripe and Advent's reported $60.50-per-share takeover bid for PayPal sent PYPL surging 17% and PYPY climbing 15% intraday Wednesday.\n\n* Prediction markets price a 77% chance Stripe acquires PayPal in 2026, while options traders show a strongly bullish put/call ratio of 0.29.\n\n"
  },
  {
    "title": "Crude Oil Moves Lower; US Producer Prices Fall 0.3% In June",
    "url": "https://www.benzinga.com/markets/market-summary/26/07/60476239/crude-oil-moves-lower-us-producer-prices-fall-0-3-in-june",
    "source": "benzinga",
    "date": "2026-07-15T16:03:07.629000+00:00",
    "summary": "Dow gains over 150 points, NASDAQ and S&P 500 also up. Consumer discretionary shares jump 1.2%, energy stocks fall 0.5%. Producer price index falls below expectations."
  },
  {
    "title": "Stripe Proposes $53 Billion PayPal Acquisition: What Do Prediction Markets Say About the Deal?",
    "url": "https://www.benzinga.com/markets/prediction-markets/26/07/60476060/stripe-proposes-53-billion-paypal-acquisition-what-do-prediction-markets-say-about-the-deal",
    "source": "benzinga",
    "date": "2026-07-15T15:59:31.327000+00:00",
    "summary": "Stripe\u2019s $53B buyout offer for PayPal (PYPL) faces pushback from Michael Burry, but Polymarket odds just hit 79%. Will the fintech megadeal go through?"
  },
  {
    "title": "Why Fiserv Stock Just Popped",
    "url": "https://finance.yahoo.com/markets/stocks/articles/why-fiserv-stock-just-popped-153853078.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T15:38:53Z",
    "summary": "It's mergers & acquisitions day at the fintech market.\n\nReports that privately held companies Stripe and Advent, and maybe publicly traded Block (NYSE: XYZ), too, have offered to buy PayPal Holdings (NASDAQ: PYPL) for $53 billion sent that stock flying 17.1% higher through 11 a.m"
  },
  {
    "title": "Why PayPal Stock Just Went to the Moon",
    "url": "https://finance.yahoo.com/markets/stocks/articles/why-paypal-stock-just-went-152056820.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T15:20:56Z",
    "summary": "PayPal Holdings (NASDAQ: PYPL) stock exploded 17.1% higher through 10:35 a.m. ET Wednesday on reports the e-payments company has received a buyout offer from privately held companies Stripe and Advent, perhaps with assistance from publicly traded Block (NYSE: XYZ).\n\nThe reported "
  },
  {
    "title": "PayPal Might Be Getting Acquired. Here's What I'm Doing With My Position",
    "url": "https://www.fool.com/investing/2026/07/15/paypal-might-be-getting-acquired-heres-what-im-doi/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-07-15T15:04:16Z",
    "summary": "PayPal stock surged 16% on acquisition rumors, prompting investors to reassess their positions. The article discusses the implications of a potential buyout for PayPal shareholders and the author's investment strategy in response to the news."
  },
  {
    "title": "Stripe, Advent Bid $53 Billion for PayPal",
    "url": "https://finance.yahoo.com/markets/stocks/articles/stripe-advent-bid-53-billion-145435648.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T14:54:35Z",
    "summary": "This article first appeared on GuruFocus.\n\nPayPal Holdings (PYPL, Financials), the digital payments company that helped shape online commerce , has received a takeover proposal from Stripe and private equity firm Advent International that values the business at more than $53 bill"
  },
  {
    "title": "PayPal co-founder and Affirm CEO details his 'very high bar' for M&A",
    "url": "https://finance.yahoo.com/markets/article/paypal-co-founder-and-affirm-ceo-details-his-very-high-bar-for-ma-135724022.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T13:57:24Z",
    "summary": "PayPal (PYPL) is soaring on a report that Stripe and private equity firm Advent International offered to acquire the payments giant for more than $53 billion.\n\nThe reported interest signals that PayPal's vast user base, trusted brand, and payments infrastructure remain highly val"
  },
  {
    "title": "PayPal stock soars on report of buyout proposal from Stripe, Advent",
    "url": "https://finance.yahoo.com/markets/stocks/article/paypal-stock-soars-on-report-of-buyout-proposal-from-stripe-advent-131101969.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T13:11:01Z",
    "summary": "What happened: PayPal stock (PYPL) jumped 28% in premarket trading on Wednesday.\n\nWhat's behind the move: Payments company Stripe and private equity firm Advent International have reportedly made an offer to acquire PayPal at $60.50 per share in a deal that would value the paymen"
  },
  {
    "title": "PayPal Soars 19% on a Reported $53B Stripe-Advent Takeover Offer: What It Means for Visa, Mastercard, and American Express",
    "url": "https://finance.yahoo.com/markets/stocks/articles/paypal-soars-19-reported-53b-130146893.html",
    "source": "Yahoo! Finance",
    "date": "2026-07-15T13:01:46Z",
    "summary": "* Stripe and Advent's reported $53B offer at $60.50/share carries $50B in committed financing, but Michael Burry pegs PayPal's fair value between $75 and $115.\n\n* PYPL trades at a 9x trailing P/E with Polymarket pricing 82% acquisition odds, while V, MA, and AXP held flat as deal"
  },
  {
    "title": "Market-Moving News for July 15th",
    "url": "https://www.benzinga.com/trading-ideas/movers/26/07/60464092/market-moving-news-july-15th",
    "source": "benzinga",
    "date": "2026-07-15T11:19:51.595000+00:00",
    "summary": "PYPL: 21% | PayPal Stock Surges Nearly 15% in Premarket as Stripe and Advent International Reportedly Propose $53 Billion Joint Acquisition\u00a0AEHR: 31% | Aehr Test Systems shares are trading higher after the company"
  },
  {
    "title": "PayPal Stock Surges Nearly 15% in Premarket as Stripe and Advent International Reportedly Propose $53 Billion Joint Acquisition",
    "url": "https://www.benzinga.com/m-a/26/07/60461440/paypal-stock-surges-nearly-15-in-premarket-as-stripe-and-advent-international-reportedly-propose-53-billion-joint-acquisition",
    "source": "benzinga",
    "date": "2026-07-15T08:33:10.886000+00:00",
    "summary": "Stripe and Advent bid $53 billion for PayPal at $60.50/share, offering a 28% premium in a blockbuster takeover proposal."
  },
  {
    "title": "Why Aehr Test Systems Shares Are Trading Higher By Around 30%; Here Are 20 Stocks Moving Premarket",
    "url": "https://www.benzinga.com/news/26/07/60461431/why-aehr-test-systems-shares-are-trading-higher-by-around-30-here-are-20-stocks-moving-premarket",
    "source": "benzinga",
    "date": "2026-07-15T08:32:34.324000+00:00",
    "summary": " Shares of Aehr Test Systems (NASDAQ: AEHR) jumped 29.6% to $93.30 in pre-market trading. Aehr Test Systems beats Q4 estimates and issues FY27 guidance above estimates."
  },
  {
    "title": "'Stripe, Advent Offer To Buy PayPal For More Than $53 Billion, Sources Say' - Reuters Exclusive",
    "url": "https://www.benzinga.com/news/26/07/60460930/stripe-advent-offer-buy-paypal-more-53-billion-sources-say-reuters-exclusive",
    "source": "benzinga",
    "date": "2026-07-15T07:22:41.631000+00:00",
    "summary": "Payments company Stripe and private equity firm Advent International have made a joint offer to \u200bacquire PayPal Holdings for $60.50 per share, valuing the payments company at more than $53 billion, two people said.The"
  },
  {
    "title": "PayPal shares soar following takeover report",
    "url": "https://www.youtube.com/watch?v=QJJIkLhqrzI",
    "source": "CNBC Television",
    "date": "2026-07-15 14:39:57",
    "summary": "CNBC's MacKenzie Sigalos discusses a recent report regarding PayPal."
  },
  {
    "title": "Stripe's PayPal Bid Puts Checkout Economics in Focus",
    "url": "https://www.pymnts.com/partnerships/processor-acquisition/2026/stripes-paypal-bid-puts-checkout-economics-in-focus/",
    "source": "PYMNTS",
    "date": "2026-07-15 14:24:00",
    "summary": "Stripe and PayPal have spent years expanding across digital commerce from opposite directions. Stripe built its business by selling payments infrastructure to merchants."
  },
  {
    "title": "PayPal Stock is Trading at a Discount: Should You Buy, Sell or Hold?",
    "url": "https://www.zacks.com/stock/news/2954292/paypal-stock-is-trading-at-a-discount-should-you-buy-sell-or-hold?cid=CS-STOCKNEWSAPI-FT-analyst_blog|most_popular_stocks-2954292",
    "source": "Zacks Investment Research",
    "date": "2026-07-15 13:50:14",
    "summary": "PayPal Holdings PYPL shares are trading cheaply, as suggested by the Value Score of A. In terms of forward 12-month price-to-earnings (P/E), PayPal is currently trading at 8.53X, lower than the Zacks Financial Transaction Services industry average of 17.02X."
  },
  {
    "title": "PayPal stock is skyrocketing after Stripe and a private equity firm reportedly made a buyout offer",
    "url": "https://www.fastcompany.com/91574084/paypal-stock-price-skyrockets-stripe-private-equity-why-pypl-up",
    "source": "Fast Company",
    "date": "2026-07-15 13:12:00",
    "summary": "Shares in PayPal Holdings (Nasdaq: PYPL) are skyrocketing in premarket trading this morning after a report that the legacy digital payments platform has received a joint buyout offer from one of today's most successful fintech companies and a major private equity firm. Here's wha"
  },
  {
    "title": "Stripe, Advent to Buy PayPal in a $53B Deal? ETFs in Focus",
    "url": "https://www.zacks.com/stock/news/2954201/stripe-advent-to-buy-paypal-in-a-53b-deal-etfs-in-focus?cid=CS-STOCKNEWSAPI-FT-etf_news_and_commentary-2954201",
    "source": "Zacks Investment Research",
    "date": "2026-07-15 13:01:17",
    "summary": "Stripe and Advent have made a $53B bid for PayPal, lifting PYPL shares and putting fintech ETFs like PYPU, FINX and IPAY in the spotlight."
  }
]

Calendar / Earnings

Data:

[
  {
    "symbol": "PYPL",
    "date": "2026-07-28",
    "epsActual": null,
    "epsEstimated": 1.28,
    "revenueActual": null,
    "revenueEstimated": 8471185000,
    "lastUpdated": "2026-07-15"
  },
  {
    "symbol": "PYPL",
    "date": "2026-05-05",
    "epsActual": 1.34,
    "epsEstimated": 1.27,
    "revenueActual": 8353000000,
    "revenueEstimated": 8049912000,
    "lastUpdated": "2026-07-15"
  },
  {
    "symbol": "PYPL",
    "date": "2026-02-03",
    "epsActual": 1.23,
    "epsEstimated": 1.29,
    "revenueActual": 8676000000,
    "revenueEstimated": 8788378000,
    "lastUpdated": "2026-05-03"
  },
  {
    "symbol": "PYPL",
    "date": "2025-10-28",
    "epsActual": 1.34,
    "epsEstimated": 1.2,
    "revenueActual": 8417000000,
    "revenueEstimated": 8236113464,
    "lastUpdated": "2026-01-28"
  },
  {
    "symbol": "PYPL",
    "date": "2025-07-29",
    "epsActual": 1.4,
    "epsEstimated": 1.3,
    "revenueActual": 8288000000,
    "revenueEstimated": 8084448373,
    "lastUpdated": "2025-10-29"
  }
]

Short & Liquidity

Data:

{
  "borrow": [
    {
      "date": "2026-07-14",
      "fee_pct": 0.4081,
      "available": 10000000,
      "rebate_pct": 3.2119,
      "high_fee": 0.4081,
      "low_fee": 0.2674,
      "utilization_signal": "Medium"
    },
    {
      "date": "2026-07-13",
      "fee_pct": 0.25,
      "available": 10000000,
      "rebate_pct": 3.37,
      "high_fee": 0.25,
      "low_fee": 0.25,
      "utilization_signal": "Low"
    },
    {
      "date": "2026-07-10",
      "fee_pct": 0.25,
      "available": 10000000,
      "rebate_pct": 3.37,
      "high_fee": 0.253,
      "low_fee": 0.25,
      "utilization_signal": "Low"
    },
    {
      "date": "2026-07-09",
      "fee_pct": 0.25,
      "available": 10000000,
      "rebate_pct": 3.37,
      "high_fee": 0.2798,
      "low_fee": 0.25,
      "utilization_signal": "Low"
    },
    {
      "date": "2026-07-08",
      "fee_pct": 0.2815,
      "available": 10000000,
      "rebate_pct": 3.3385,
      "high_fee": 0.2815,
      "low_fee": 0.25,
      "utilization_signal": "Low"
    }
  ],
  "short_interest": [
    {
      "symbol": "PYPL",
      "file_date": "",
      "error": "Symbol not found in FINRA biweekly file",
      "days_to_cover": null
    }
  ],
  "ftd": {
    "symbol": "PYPL",
    "periods": [
      {
        "file_period": "202603a",
        "settlement_date": "20260313",
        "quantity_fails": 16870,
        "price": 44.36
      },
      {
        "file_period": "202603b",
        "settlement_date": "20260327",
        "quantity_fails": 54245,
        "price": 45.2
      },
      {
        "file_period": "202604a",
        "settlement_date": "20260414",
        "quantity_fails": 98,
        "price": 47.51
      },
      {
        "file_period": "202604b",
        "settlement_date": "20260430",
        "quantity_fails": 4488,
        "price": 50.94
      },
      {
        "file_period": "202606a",
        "settlement_date": "20260612",
        "quantity_fails": 201,
        "price": 41.24
      },
      {
        "file_period": "202606b",
        "settlement_date": "20260629",
        "quantity_fails": 82343,
        "price": 44.29
      }
    ],
    "trend": "rising",
    "trend_description": "FTD quantity increasing \u2014 settlement pressure building, potential squeeze precursor"
  }
}

Whales & Insiders

Data:

{
  "insider": [
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-17",
      "transactionDate": "2026-06-15",
      "reportingCik": "0001290697",
      "companyCik": "0001633917",
      "transactionType": "F-InKind",
      "securitiesOwned": 76904,
      "reportingName": "Miller Jamie S",
      "typeOfOwner": "officer: Chief Fin & Op Officer",
      "acquisitionOrDisposition": "D",
      "directOrIndirect": "D",
      "formType": "4/A",
      "securitiesTransacted": 6129,
      "price": 41.53,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526274337/0001193125-26-274337-index.htm"
    },
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-16",
      "transactionDate": "2026-06-15",
      "reportingCik": "0001290697",
      "companyCik": "0001633917",
      "transactionType": "A-Award",
      "securitiesOwned": 146778,
      "reportingName": "Miller Jamie S",
      "typeOfOwner": "officer: Chief Fin & Op Officer",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 146778,
      "price": 0,
      "securityName": "Performance Stock Units 1",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526273170/0001193125-26-273170-index.htm"
    },
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-16",
      "transactionDate": "2026-06-15",
      "reportingCik": "0001290697",
      "companyCik": "0001633917",
      "transactionType": "M-Exempt",
      "securitiesOwned": 83033,
      "reportingName": "Miller Jamie S",
      "typeOfOwner": "officer: Chief Fin & Op Officer",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 2910,
      "price": 0,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526273170/0001193125-26-273170-index.htm"
    },
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-16",
      "transactionDate": "2026-06-15",
      "reportingCik": "0001290697",
      "companyCik": "0001633917",
      "transactionType": "M-Exempt",
      "securitiesOwned": 80123,
      "reportingName": "Miller Jamie S",
      "typeOfOwner": "officer: Chief Fin & Op Officer",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 9094,
      "price": 0,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526273170/0001193125-26-273170-index.htm"
    },
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-16",
      "transactionDate": "2026-06-15",
      "reportingCik": "0001290697",
      "companyCik": "0001633917",
      "transactionType": "P-Purchase",
      "securitiesOwned": 76904,
      "reportingName": "Miller Jamie S",
      "typeOfOwner": "officer: Chief Fin & Op Officer",
      "acquisitionOrDisposition": "D",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 6129,
      "price": 41.53,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526273170/0001193125-26-273170-index.htm"
    },
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-16",
      "transactionDate": "2026-06-15",
      "reportingCik": "0001290697",
      "companyCik": "0001633917",
      "transactionType": "M-Exempt",
      "securitiesOwned": 18188,
      "reportingName": "Miller Jamie S",
      "typeOfOwner": "officer: Chief Fin & Op Officer",
      "acquisitionOrDisposition": "D",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 9094,
      "price": 0,
      "securityName": "Restricted Stock Units -1",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526273170/0001193125-26-273170-index.htm"
    },
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-16",
      "transactionDate": "2026-06-15",
      "reportingCik": "0001290697",
      "companyCik": "0001633917",
      "transactionType": "M-Exempt",
      "securitiesOwned": 5820,
      "reportingName": "Miller Jamie S",
      "typeOfOwner": "officer: Chief Fin & Op Officer",
      "acquisitionOrDisposition": "D",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 2910,
      "price": 0,
      "securityName": "Restricted Stock Units -2",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526273170/0001193125-26-273170-index.htm"
    },
    {
      "symbol": "PYPL",
      "filingDate": "2026-06-16",
      "transactionDate": "2026-06-15",
      "reportingCik": "0002006416",
      "companyCik": "0001633917",
      "transactionType": "A-Award",
      "securitiesOwned": 146778,
      "reportingName": "Keller Frank",
      "typeOfOwner": "officer: Pres., Checkout Sol. & PayPal",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 146778,
      "price": 0,
      "securityName": "Performance Stock Units 1",
      "url": "https://www.sec.gov/Archives/edgar/data/1633917/000119312526273162/0001193125-26-273162-index.htm"
    }
  ],
  "congress": [
    {
      "symbol": "PYPL",
      "senateID": "K000383",
      "disclosureDate": "2026-03-24",
      "transactionDate": "2026-02-13",
      "firstName": "Angus",
      "lastName": "King",
      "office": "Angus King",
      "district": "ME",
      "owner": "Spouse",
      "assetDescription": "PayPal Holdings Inc",
      "assetType": "Stock",
      "type": "Sale",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "",
      "link": "https://efdsearch.senate.gov/search/view/ptr/09b9c1ed-1d73-4f17-b6f8-7b2d92021c5b/"
    },
    {
      "symbol": "PYPL",
      "senateID": "B001236",
      "disclosureDate": "2026-02-15",
      "transactionDate": "2026-01-29",
      "firstName": "John",
      "lastName": "Boozman",
      "office": "John Boozman",
      "district": "AR",
      "owner": "Joint",
      "assetDescription": "PayPal Holdings Inc",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "",
      "link": "https://efdsearch.senate.gov/search/view/ptr/135ebfe9-099e-4d58-ba46-f739b90d61da/"
    },
    {
      "symbol": "PYPL",
      "senateID": "B001236",
      "disclosureDate": "2026-02-15",
      "transactionDate": "2026-01-29",
      "firstName": "John",
      "lastName": "Boozman",
      "office": "John Boozman",
      "district": "AR",
      "owner": "Joint",
      "assetDescription": "Paypal Holdings",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "--",
      "link": "https://efdsearch.senate.gov/search/view/ptr/135ebfe9-099e-4d58-ba46-f739b90d61da/"
    },
    {
      "symbol": "PYPL",
      "senateID": "B001236",
      "disclosureDate": "2025-12-08",
      "transactionDate": "2025-11-21",
      "firstName": "John",
      "lastName": "Boozman",
      "office": "John Boozman",
      "district": "AR",
      "owner": "Joint",
      "assetDescription": "PayPal Holdings Inc",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "",
      "link": "https://efdsearch.senate.gov/search/view/ptr/2c4705cc-0f3e-4105-9093-f82fcec8bacd/"
    },
    {
      "symbol": "PYPL",
      "senateID": "B001236",
      "disclosureDate": "2025-12-08",
      "transactionDate": "2025-11-21",
      "firstName": "John",
      "lastName": "Boozman",
      "office": "John Boozman",
      "district": "AR",
      "owner": "Joint",
      "assetDescription": "Paypal Holdings",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "--",
      "link": "https://efdsearch.senate.gov/search/view/ptr/2c4705cc-0f3e-4105-9093-f82fcec8bacd/"
    },
    {
      "symbol": "PYPL",
      "senateID": "K000383",
      "disclosureDate": "2025-08-18",
      "transactionDate": "2025-07-21",
      "firstName": "Angus",
      "lastName": "King",
      "office": "Angus King",
      "district": "ME",
      "owner": "Spouse",
      "assetDescription": "PayPal Holdings, Inc. - Common Stock",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "--",
      "link": "https://efdsearch.senate.gov/search/view/ptr/218c16a3-d408-4cc0-aa89-08730d05dfc3/"
    },
    {
      "symbol": "PYPL",
      "senateID": "K000383",
      "disclosureDate": "2025-08-18",
      "transactionDate": "2025-07-21",
      "firstName": "Angus",
      "lastName": "King",
      "office": "Angus King",
      "district": "ME",
      "owner": "Spouse",
      "assetDescription": "PayPal Holdings Inc",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "",
      "link": "https://efdsearch.senate.gov/search/view/ptr/218c16a3-d408-4cc0-aa89-08730d05dfc3/"
    },
    {
      "symbol": "PYPL",
      "senateID": "M001190",
      "disclosureDate": "2025-08-13",
      "transactionDate": "2023-12-22",
      "firstName": "Markwayne",
      "lastName": "Mullin",
      "office": "Markwayne Mullin",
      "district": "OK",
      "owner": "Self",
      "assetDescription": "PayPal Holdings Inc",
      "assetType": "Stock",
      "type": "Sale",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "",
      "link": "https://efdsearch.senate.gov/search/view/ptr/5b2ca943-b150-4679-92d0-843c127e6064/"
    },
    {
      "symbol": "PYPL",
      "senateID": "M001190",
      "disclosureDate": "2025-08-13",
      "transactionDate": "2024-01-04",
      "firstName": "Markwayne",
      "lastName": "Mullin",
      "office": "Markwayne Mullin",
      "district": "OK",
      "owner": "Spouse",
      "assetDescription": "PayPal Holdings Inc",
      "assetType": "Stock",
      "type": "Sale",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "",
      "link": "https://efdsearch.senate.gov/search/view/ptr/42cc0368-ff0e-40af-883e-9a2ddeb4bf89/"
    },
    {
      "symbol": "PYPL",
      "senateID": "M001190",
      "disclosureDate": "2025-08-13",
      "transactionDate": "2023-01-03",
      "firstName": "Markwayne",
      "lastName": "Mullin",
      "office": "Markwayne Mullin",
      "district": "OK",
      "owner": "Spouse",
      "assetDescription": "PayPal Holdings, Inc. - Common Stock",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "--",
      "link": "https://efdsearch.senate.gov/search/view/ptr/06c4c944-4a89-4f96-8649-7400f210b84f/"
    },
    {
      "symbol": "PYPL",
      "senateID": "M001190",
      "disclosureDate": "2025-08-13",
      "transactionDate": "2023-01-03",
      "firstName": "Markwayne",
      "lastName": "Mullin",
      "office": "Markwayne Mullin",
      "district": "OK",
      "owner": "Spouse",
      "assetDescription": "PayPal Holdings Inc",
      "assetType": "Stock",
      "type": "Purchase",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "",
      "link": "https://efdsearch.senate.gov/search/view/ptr/06c4c944-4a89-4f96-8649-7400f210b84f/"
    },
    {
      "symbol": "PYPL",
      "senateID": "M001190",
      "disclosureDate": "2025-08-12",
      "transactionDate": "2023-12-22",
      "firstName": "Markwayne",
      "lastName": "Mullin",
      "office": "Markwayne Mullin",
      "district": "OK",
      "owner": "Self",
      "assetDescription": "PayPal Holdings, Inc. - Common Stock",
      "assetType": "Stock",
      "type": "Sale (Partial)",
      "amount": "$1,001 - $15,000",
      "capitalGainsOver200USD": "False",
      "comment": "--",
      "link": "https://efdsearch.senate.gov/search/view/ptr/5b2ca943-b150-4679-92d0-843c127e6064/"
    },
    {
      "symbol": "PYPL",
      "senateID": "M001190",
      "disclosureDate": "2025-08-12",
      "transactionDate": "2024-01-04",
      "firstName": "Markwayne",
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      "implied_volatility": "0.744875417559289",
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    {
      "sector": "Financial Services",
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    {
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    {
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  "net_premium": {
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    "call_premium": "114339418.00",
    "put_premium": "10596857.00",
    "bullish_premium": "69451920.00",
    "bearish_premium": "47951773.00",
    "put_call_ratio": "0.33039362653835924466",
    "iv_rank": "57.523",
    "implied_move_perc": "0.080000",
    "gex_ratio": "0.30469946436646388722",
    "gex_net_change": "-41937.1669",
    "gex_call_delta": "44495892.7532",
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    "gex_date": "2026-07-15"
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  "hot_chains": [
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  ]
}

Market Environment

Data:

{
  "vix": 15.03,
  "sp500": 7575.39,
  "fed_funds": 3.64,
  "yield_curve_10y2y": 0.35,
  "hy_spread": 2.7,
  "treasury": {
    "date": "2026-07-14",
    "month1": 3.73,
    "month2": 3.82,
    "month3": 3.84,
    "month6": 3.95,
    "year1": 4.02,
    "year2": 4.18,
    "year3": 4.23,
    "year5": 4.31,
    "year7": 4.44,
    "year10": 4.58,
    "year20": 5.09,
    "year30": 5.08
  },
  "events": []
}

Intraday Patterns

Data:

{
  "days": 32,
  "patterns": [
    {
      "name": "VWAP Touch",
      "count": 32,
      "pct": 100
    },
    {
      "name": "9 EMA Touch",
      "count": 32,
      "pct": 100
    },
    {
      "name": "21 EMA Touch",
      "count": 32,
      "pct": 100
    },
    {
      "name": "ORB Breakout",
      "count": 30,
      "pct": 94
    },
    {
      "name": "PDH/PDL Touch",
      "count": 28,
      "pct": 88
    },
    {
      "name": "Open Retracement",
      "count": 21,
      "pct": 66
    },
    {
      "name": "Gap Fill",
      "count": 17,
      "pct": 53
    },
    {
      "name": "Darvas Box",
      "count": 16,
      "pct": 50
    },
    {
      "name": "Power Hour",
      "count": 4,
      "pct": 12
    },
    {
      "name": "High Vol Open",
      "count": 3,
      "pct": 9
    }
  ]
}