PAY — Paymentus Holdings, Inc.

Summary

Table of Contents

Company

Data:

{
  "symbol": "PAY",
  "price": 39.355,
  "marketCap": 4942982000,
  "beta": 1.312,
  "lastDividend": 0,
  "range": "20.11-45.31",
  "change": -0.585,
  "changePercentage": -1.4647,
  "volume": 624919,
  "averageVolume": 1038215,
  "companyName": "Paymentus Holdings, Inc.",
  "currency": "USD",
  "cik": "0001841156",
  "isin": "US70439P1084",
  "cusip": "70439P108",
  "exchangeFullName": "New York Stock Exchange",
  "exchange": "NYSE",
  "industry": "Software - Infrastructure",
  "website": "https://www.paymentus.com",
  "description": "Paymentus Holdings, Inc. delivers cloud-native technological solutions aimed at streamlining bill payments. Through its Software-as-a-Service (SaaS) platform, the company equips organizations (referred to as \"billers\") with services for electronic bill presentation, digital payment processing, enhanced enterprise customer communication, and self-service revenue collection. Its clientele spans a broad spectrum of industries, including utility providers, financial institutions, insurance companies, government agencies, telecommunications firms, and healthcare organizations. The company was founded in 2004 and is based in Redmond, Washington.",
  "ceo": "Dushyant Sharma",
  "sector": "Technology",
  "country": "US",
  "fullTimeEmployees": "1340",
  "phone": "888 440 4826",
  "address": "11605 North Community House Road",
  "city": "Charlotte",
  "state": "NC",
  "zip": "28277",
  "image": "https://images.financialmodelingprep.com/symbol/PAY.png",
  "ipoDate": "2021-05-26",
  "defaultImage": false,
  "isEtf": false,
  "isActivelyTrading": true,
  "isAdr": false,
  "isFund": false
}

Price / Quote

Data:

{
  "symbol": "PAY",
  "name": "Paymentus Holdings, Inc.",
  "price": 38.95,
  "changePercentage": -0.99136,
  "change": -0.39,
  "volume": 65853,
  "dayLow": 38.76,
  "dayHigh": 39.32,
  "yearHigh": 45.31,
  "yearLow": 20.11,
  "marketCap": 4892114119,
  "priceAvg50": 31.5016,
  "priceAvg200": 28.73315,
  "exchange": "NYSE",
  "open": 38.96,
  "previousClose": 39.34,
  "timestamp": 1787758355,
  "chart_vwap_daily": [
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      "t": "2026-07-16",
      "v": 29.724,
      "c": 29.64
    },
    {
      "t": "2026-07-17",
      "v": 29.6067,
      "c": 29.78
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    {
      "t": "2026-07-20",
      "v": 29.8596,
      "c": 29.67
    },
    {
      "t": "2026-07-21",
      "v": 29.4006,
      "c": 29.62
    },
    {
      "t": "2026-07-22",
      "v": 29.048,
      "c": 29.05
    },
    {
      "t": "2026-07-23",
      "v": 28.6951,
      "c": 28.76
    },
    {
      "t": "2026-07-24",
      "v": 28.8813,
      "c": 28.87
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    {
      "t": "2026-07-27",
      "v": 31.0824,
      "c": 31.48
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    {
      "t": "2026-07-28",
      "v": 33.717,
      "c": 34.14
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    {
      "t": "2026-07-29",
      "v": 35.9399,
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    {
      "t": "2026-07-30",
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    {
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    {
      "t": "2026-08-03",
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    {
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      "c": 44.6
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    {
      "t": "2026-08-05",
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      "c": 40
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    {
      "t": "2026-08-06",
      "v": 39.9919,
      "c": 40.12
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    {
      "t": "2026-08-07",
      "v": 38.7618,
      "c": 38.57
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    {
      "t": "2026-08-10",
      "v": 38.8283,
      "c": 38.99
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    {
      "t": "2026-08-11",
      "v": 40.0666,
      "c": 40.61
    },
    {
      "t": "2026-08-12",
      "v": 40.2069,
      "c": 40.36
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    {
      "t": "2026-08-13",
      "v": 41.82,
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    {
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    {
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    {
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    {
      "t": "2026-08-19",
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    {
      "t": "2026-08-20",
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      "c": 38.42
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    {
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    {
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    {
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    {
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  "vwap_summary": {
    "days": 30,
    "days_above": 18,
    "days_below": 12,
    "pct_days_above": 60,
    "position": "below",
    "gap_pct": -0.04,
    "streak_days": 1
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}

Volume

Data:

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  "volume": 65853,
  "avgVolume": 1038215,
  "short_ratio": [
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      "symbol": "PAY",
      "file_date": "2026-08-25",
      "date": "20260825",
      "short_volume": 305952,
      "short_exempt_volume": 4729,
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      "short_volume_ratio": 0.5921,
      "signal": "Bearish"
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  ],
  "volume_profile": {
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    "vah": 43.48,
    "val": 38.05,
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    ],
    "sessions": 20
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}

Fundamentals

Data:

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  "symbol": "PAY",
  "marketCap": 4892114119,
  "enterpriseValueTTM": 4521243119,
  "evToSalesTTM": 3.32353438544751,
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  "evToEBITDATTM": 31.48936564284719,
  "netDebtToEBITDATTM": -2.5830268839671264,
  "currentRatioTTM": 4.886259202529769,
  "incomeQualityTTM": 1.8798567000954547,
  "grahamNumberTTM": 8.599863199027551,
  "grahamNetNetTTM": 2.7632577070499673,
  "taxBurdenTTM": 0.745551320111722,
  "interestBurdenTTM": 1,
  "workingCapitalTTM": 393270000,
  "investedCapitalTTM": 546007000,
  "returnOnAssetsTTM": 0.11702101260866808,
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  "returnOnTangibleAssetsTTM": 0.14553921383723284,
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  "returnOnInvestedCapitalTTM": 0.12255625074440783,
  "returnOnCapitalEmployedTTM": 0.16518018068534826,
  "earningsYieldTTM": 0.017315156463750862,
  "freeCashFlowYieldTTM": 0.03253010786930091,
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  "cashConversionCycleTTM": 3.39536869895273,
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    "symbol": "PAY",
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        "operatingCashFlow": 162127000,
        "capitalExpenditure": -361000,
        "freeCashFlow": 161766000,
        "incomeTaxesPaid": 14950000,
        "interestPaid": 0
      }
    ]
  }
}

Technical

Data:

{
  "price": 38.95,
  "rsi": 56.07316085103078,
  "sma20": 39.29774999999998,
  "sma50": 31.855099999999982,
  "sma200": 28.747024999999972,
  "adx": 44.81139209122585,
  "atr": 1.78,
  "atr_pct": 4.57,
  "atr_expansion_pct": -40.0,
  "di_plus": 14.5,
  "di_minus": 23.6,
  "high_52w": 44.6,
  "low_52w": 20.21,
  "structure": {
    "ema8": 39.44856147660154,
    "ema21": 38.01427970237912,
    "ema50": 33.82868481332159,
    "ema200": 29.57496914687547,
    "ema10": 39.39385619952986,
    "ema20": 38.17872359676538,
    "ema10_slope_pct": -0.32,
    "ema20_slope_pct": 1.99,
    "trend_dir": "chop",
    "checks": {
      "price_above_all": false,
      "ema_stacked": true,
      "ema21_rising": true,
      "ema50_rising": true,
      "adx_over_30": true,
      "higher_highs_lows": false,
      "lower_highs_lows": false,
      "near_21ema": false
    },
    "dist_21ema_pct": 2.5,
    "_no_bars": false,
    "macd": {
      "macd": 2.077,
      "signal": 2.664,
      "histogram": -0.587
    },
    "bollinger": {
      "mid": 39.3,
      "upper": 44.23,
      "lower": 34.36,
      "width_pct": 25.12
    },
    "crossover": {
      "fresh_cross": null,
      "pre_compressed": null,
      "held_above_21": null,
      "candles_since": null,
      "intraday_support": false
    },
    "momentum": {
      "roc10": -3.5,
      "ret_3d": -2.62,
      "ret_5d": -1.57,
      "roc10_accel": -2.42,
      "checks": {
        "roc_over_5": false,
        "rsi_in_band": true,
        "macd_expanding": false,
        "top_quartile_3d": false,
        "no_big_down": true,
        "near_high": false
      },
      "volume": {
        "rvol": 0.05,
        "checks": {
          "rvol_over_2": false,
          "up_vol_beats_down": false,
          "obv_new_high": false,
          "surge_day": false,
          "pullback_declining_vol": false,
          "last_up_beats_down": true
        }
      }
    },
    "relative_strength": {
      "sector": "Technology",
      "sector_etf": "XLK",
      "sector_etf_ret10d": -2.34,
      "checks": {
        "beats_spy_all": false,
        "beats_sector_10d": false,
        "rs_line_at_high": false,
        "sector_top3": true
      }
    },
    "commodity": {},
    "universe": {
      "checks": {
        "price_over_20": true,
        "avg_vol_over_2m": false,
        "mcap_over_1b": true,
        "no_earnings_7d": true,
        "not_lev_etf_spac": true,
        "bidask_spread": null,
        "dollar_vol_over_10m": true
      },
      "avg_dollar_vol": 40858951.324999996,
      "avg_vol": 1038215
    },
    "options": {
      "checks": {
        "call_vol_2x": false,
        "ivr_under_40": true,
        "iv_contracting": false,
        "oi_calls_above_price": true
      },
      "vals": {
        "call_vol_mult": 0.1,
        "iv_rank": 36.0
      }
    }
  }
}

Levels & Bars

Data:

{
  "prior_day": {
    "high": 39.32,
    "low": 38.76,
    "close": 38.97,
    "date": "2026-08-26"
  },
  "woodie_pivots": {
    "PP": 39.0,
    "R1": 39.25,
    "S1": 38.69,
    "R2": 39.56,
    "S2": 38.44
  },
  "swing": {
    "high_20d": 45.31,
    "low_20d": 32.41,
    "high_60d": 45.31,
    "low_60d": 20.11
  },
  "orb": {
    "high": 39.23,
    "low": 38.76,
    "date": "2026-08-26"
  },
  "vwap": 38.99,
  "volume_profile": {
    "poc": 40.45,
    "vah": 43.48,
    "val": 38.05,
    "sessions": 20
  },
  "premarket": {
    "date": "2026-08-26",
    "high": 39.2,
    "low": 39.2,
    "last": 39.2,
    "volume": 102,
    "gap_pct": -0.36,
    "path": "04:10 39.20",
    "bars": 1,
    "last_bar_et": "04:10"
  },
  "recent_daily": [
    {
      "d": "2026-07-23",
      "o": 28.82,
      "h": 29.145,
      "l": 28.18,
      "c": 28.76,
      "v": 739870.289199
    },
    {
      "d": "2026-07-24",
      "o": 29.09,
      "h": 29.28,
      "l": 28.675,
      "c": 28.87,
      "v": 445987.316785
    },
    {
      "d": "2026-07-27",
      "o": 29.33,
      "h": 31.58,
      "l": 29.02,
      "c": 31.48,
      "v": 1102418.585892
    },
    {
      "d": "2026-07-28",
      "o": 31.78,
      "h": 34.31,
      "l": 31.715,
      "c": 34.14,
      "v": 1329046.066439
    },
    {
      "d": "2026-07-29",
      "o": 34.02,
      "h": 36.72,
      "l": 33.91,
      "c": 36.7,
      "v": 1361636.225736
    },
    {
      "d": "2026-07-30",
      "o": 34.94,
      "h": 36.26,
      "l": 34.143,
      "c": 34.87,
      "v": 1890027.541881
    },
    {
      "d": "2026-07-31",
      "o": 34.08,
      "h": 34.8,
      "l": 32.41,
      "c": 34.1,
      "v": 1570759.21974
    },
    {
      "d": "2026-08-03",
      "o": 34.3,
      "h": 35.85,
      "l": 33.945,
      "c": 34.52,
      "v": 1347223.606946
    },
    {
      "d": "2026-08-04",
      "o": 40.48,
      "h": 45.31,
      "l": 37.24,
      "c": 44.6,
      "v": 4597710.4906
    },
    {
      "d": "2026-08-05",
      "o": 43.13,
      "h": 43.68,
      "l": 39.52,
      "c": 40,
      "v": 2766925.70726
    },
    {
      "d": "2026-08-06",
      "o": 39.6,
      "h": 40.71,
      "l": 38.68,
      "c": 40.12,
      "v": 828506.536355
    },
    {
      "d": "2026-08-07",
      "o": 40,
      "h": 40.44,
      "l": 38.15,
      "c": 38.57,
      "v": 705379.705339
    },
    {
      "d": "2026-08-10",
      "o": 38.24,
      "h": 39.6799,
      "l": 38.15,
      "c": 38.99,
      "v": 421588.534076
    },
    {
      "d": "2026-08-11",
      "o": 38.41,
      "h": 40.82,
      "l": 38.25,
      "c": 40.61,
      "v": 996296.820044
    },
    {
      "d": "2026-08-12",
      "o": 40.61,
      "h": 40.9,
      "l": 39.45,
      "c": 40.36,
      "v": 730391.247312
    },
    {
      "d": "2026-08-13",
      "o": 40.79,
      "h": 42.77,
      "l": 40.44,
      "c": 42.19,
      "v": 922677.067105
    },
    {
      "d": "2026-08-14",
      "o": 42.17,
      "h": 42.5,
      "l": 40.8,
      "c": 41.86,
      "v": 578010.185575
    },
    {
      "d": "2026-08-17",
      "o": 41.42,
      "h": 41.88,
      "l": 40.56,
      "c": 40.66,
      "v": 521461.981695
    },
    {
      "d": "2026-08-18",
      "o": 40.69,
      "h": 40.69,
      "l": 38.32,
      "c": 38.32,
      "v": 1944266.193051
    },
    {
      "d": "2026-08-19",
      "o": 38.24,
      "h": 39.57,
      "l": 38.1,
      "c": 39.57,
      "v": 1452209.675484
    },
    {
      "d": "2026-08-20",
      "o": 39.47,
      "h": 39.965,
      "l": 38.41,
      "c": 38.42,
      "v": 1023108.773152
    },
    {
      "d": "2026-08-21",
      "o": 38.28,
      "h": 40.458,
      "l": 37.7,
      "c": 40,
      "v": 1484145.303093
    },
    {
      "d": "2026-08-24",
      "o": 40.1,
      "h": 40.6,
      "l": 39.77,
      "c": 39.94,
      "v": 966258.675108
    },
    {
      "d": "2026-08-25",
      "o": 39.13,
      "h": 39.63,
      "l": 37.8101,
      "c": 39.34,
      "v": 1022582.15572
    },
    {
      "d": "2026-08-26",
      "o": 38.96,
      "h": 39.32,
      "l": 38.76,
      "c": 38.97,
      "v": 65440.22561
    }
  ]
}

Analyst Ratings

Data:

{
  "estimates": [
    {
      "symbol": "PAY",
      "date": "2028-12-31",
      "revenueLow": 1988501214,
      "revenueHigh": 2024217284,
      "revenueAvg": 2010162000,
      "ebitdaLow": 149553039,
      "ebitdaHigh": 152239207,
      "ebitdaAvg": 151182124,
      "ebitLow": 78596715,
      "ebitHigh": 80008414,
      "ebitAvg": 79452870,
      "netIncomeLow": 165748782,
      "netIncomeHigh": 192186563,
      "netIncomeAvg": 178915570,
      "sgaExpenseLow": 361873246,
      "sgaExpenseHigh": 368372960,
      "sgaExpenseAvg": 365815139,
      "epsAvg": 1.38333,
      "epsHigh": 1.4855,
      "epsLow": 1.28115,
      "numAnalystsRevenue": 3,
      "numAnalystsEps": 2
    },
    {
      "symbol": "PAY",
      "date": "2027-12-31",
      "revenueLow": 1665552863,
      "revenueHigh": 1735787019,
      "revenueAvg": 1705686667,
      "ebitdaLow": 125264441,
      "ebitdaHigh": 130546676,
      "ebitdaAvg": 128282861,
      "ebitLow": 65831985,
      "ebitHigh": 68608033,
      "ebitAvg": 67418298,
      "netIncomeLow": 131695988,
      "netIncomeHigh": 146892376,
      "netIncomeAvg": 136866720,
      "sgaExpenseLow": 303102164,
      "sgaExpenseHigh": 315883580,
      "sgaExpenseAvg": 310405830,
      "epsAvg": 1.07667,
      "epsHigh": 1.1354,
      "epsLow": 1.01794,
      "numAnalystsRevenue": 6,
      "numAnalystsEps": 5
    },
    {
      "symbol": "PAY",
      "date": "2026-12-31",
      "revenueLow": 1442407566,
      "revenueHigh": 1462581099,
      "revenueAvg": 1452494333,
      "ebitdaLow": 108481923,
      "ebitdaHigh": 109999153,
      "ebitdaAvg": 109240538,
      "ebitLow": 57012032,
      "ebitHigh": 57809403,
      "ebitAvg": 57410718,
      "netIncomeLow": 112849932,
      "netIncomeHigh": 121725057,
      "netIncomeAvg": 117287494.5,
      "sgaExpenseLow": 262493532,
      "sgaExpenseHigh": 266164771,
      "sgaExpenseAvg": 264329152,
      "epsAvg": 0.90167,
      "epsHigh": 0.94087,
      "epsLow": 0.87227,
      "numAnalystsRevenue": 6,
      "numAnalystsEps": 4
    },
    {
      "symbol": "PAY",
      "date": "2025-12-31",
      "revenueLow": 1159507695,
      "revenueHigh": 1191656864,
      "revenueAvg": 1179803053,
      "ebitdaLow": 87205327,
      "ebitdaHigh": 89623232,
      "ebitdaAvg": 88731720,
      "ebitLow": 45830244,
      "ebitHigh": 47100959,
      "ebitAvg": 46632430,
      "netIncomeLow": 80873606,
      "netIncomeHigh": 89718975,
      "netIncomeAvg": 85296290.5,
      "sgaExpenseLow": 211010589,
      "sgaExpenseHigh": 216861189,
      "sgaExpenseAvg": 214703998,
      "epsAvg": 0.65441,
      "epsHigh": 0.69348,
      "epsLow": 0.62511,
      "numAnalystsRevenue": 5,
      "numAnalystsEps": 5
    }
  ],
  "price_target": {
    "symbol": "PAY",
    "targetHigh": 44,
    "targetLow": 36,
    "targetConsensus": 38.8,
    "targetMedian": 38
  },
  "ratings": {
    "symbol": "PAY",
    "rating": "A-",
    "overallScore": 4,
    "discountedCashFlowScore": 3,
    "returnOnEquityScore": 4,
    "returnOnAssetsScore": 5,
    "debtToEquityScore": 4,
    "priceToEarningsScore": 2,
    "priceToBookScore": 2
  },
  "grades": [
    {
      "symbol": "PAY",
      "date": "2026-08-25",
      "gradingCompany": "Wolfe Research",
      "previousGrade": "Outperform",
      "newGrade": "Peer Perform",
      "action": "downgrade"
    },
    {
      "symbol": "PAY",
      "date": "2026-08-04",
      "gradingCompany": "Goldman Sachs",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PAY",
      "date": "2026-08-04",
      "gradingCompany": "Baird",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PAY",
      "date": "2026-07-30",
      "gradingCompany": "Baird",
      "previousGrade": "Outperform",
      "newGrade": "Neutral",
      "action": "downgrade"
    },
    {
      "symbol": "PAY",
      "date": "2026-05-05",
      "gradingCompany": "Baird",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PAY",
      "date": "2026-05-05",
      "gradingCompany": "Wedbush",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PAY",
      "date": "2026-02-24",
      "gradingCompany": "Goldman Sachs",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "PAY",
      "date": "2026-02-24",
      "gradingCompany": "Wedbush",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "PAY",
      "date": "2025-12-04",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    }
  ]
}

News

Data:

[
  {
    "title": "Bank of America Corp DE Grows Position in Paymentus Holdings, Inc. $PAY",
    "url": "https://www.defenseworld.net/2026/08/25/bank-of-america-corp-de-grows-position-in-paymentus-holdings-inc-pay.html",
    "source": "Defense World",
    "date": "2026-08-25 03:55:45",
    "summary": "Bank of America Corp DE raised its stake in shares of Paymentus Holdings, Inc. (NYSE: PAY) by 155.1% during the first quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutional investor owned 349,993 shares of the business serv",
    "image": "https://images.financialmodelingprep.com/news/bank-of-america-corp-de-grows-position-in-paymentus-20260825.jpg"
  },
  {
    "title": "Top Mobile Payments Stocks to Buy as Digital Transactions Surge",
    "url": "https://www.zacks.com/stock/news/2978823/top-mobile-payments-stocks-to-buy-as-digital-transactions-surge?cid=CS-STOCKNEWSAPI-FT-mobile_payments-2978823",
    "source": "Zacks Investment Research",
    "date": "2026-08-24 10:11:09",
    "summary": "Mobile payments are gaining momentum as digital wallets, instant payments and embedded finance reshape global commerce. RELY, PAY, DLO and MQ could be among the biggest beneficiaries.",
    "image": "https://images.financialmodelingprep.com/news/top-mobile-payments-stocks-to-buy-as-digital-transactions-20260824.jpg"
  },
  {
    "title": "Why Paymentus (PAY) is a Top Momentum Stock for the Long-Term",
    "url": "https://www.zacks.com/stock/news/2976878/why-paymentus-pay-is-a-top-momentum-stock-for-the-long-term?cid=CS-STOCKNEWSAPI-FT-fundamental_analysis|zacks_education_momentum_score-2976878",
    "source": "Zacks Investment Research",
    "date": "2026-08-19 10:51:05",
    "summary": "The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.",
    "image": "https://images.financialmodelingprep.com/news/why-paymentus-pay-is-a-top-momentum-stock-for-20260819.jpg"
  },
  {
    "title": "A Look at Paymentus Holdings Inc (PAY) After 5.8% Decline -- GF Value $40.57 vs Price $38.32",
    "url": "https://www.gurufocus.com/news/9041912/a-look-at-paymentus-holdings-inc-pay-after-58-decline-gf-value-4057-vs-price-3832",
    "source": "GuruFocus",
    "date": "2026-08-18 19:45:00",
    "summary": "On August 18, 2026, Paymentus Holdings Inc (PAY) shares experienced a decline of 5.8%, bringing the current price to $38.32. This move is notable within the con",
    "image": "https://images.financialmodelingprep.com/news/a-look-at-paymentus-holdings-inc-pay-after-58-20260818.png"
  },
  {
    "title": "Paymentus to Participate in Upcoming Investor Conferences",
    "url": "https://www.businesswire.com/news/home/20260817468266/en/Paymentus-to-Participate-in-Upcoming-Investor-Conferences/",
    "source": "Business Wire",
    "date": "2026-08-17 16:05:00",
    "summary": "CHARLOTTE, N.C.--(BUSINESS WIRE)--Paymentus Holdings, Inc. (\u201cPaymentus\u201d) (NYSE: PAY), a leading provider of cloud-based bill payment technology solutions, today announced that Dushyant Sharma, Chief Executive Officer, and Sanjay Kalra, Chief Financial Officer, are scheduled to pa",
    "image": "https://images.financialmodelingprep.com/news/paymentus-to-participate-in-upcoming-investor-conferences-20260817.jpg"
  },
  {
    "title": "Paymentus (PAY) Just Flashed Golden Cross Signal: Do You Buy?",
    "url": "https://www.zacks.com/stock/news/2974283/paymentus-pay-just-flashed-golden-cross-signal-do-you-buy?cid=CS-STOCKNEWSAPI-FT-fundamental_analysis|golden_crossover-2974283",
    "source": "Zacks Investment Research",
    "date": "2026-08-13 10:56:12",
    "summary": "After reaching an important support level, Paymentus Holdings, Inc. (PAY) could be a good stock pick from a technical perspective. PAY recently experienced a \"golden cross\" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average.",
    "image": "https://images.financialmodelingprep.com/news/paymentus-pay-just-flashed-golden-cross-signal-do-you-20260813.jpg"
  },
  {
    "title": "California State Teachers Retirement System Grows Stock Holdings in Paymentus Holdings, Inc. $PAY",
    "url": "https://www.defenseworld.net/2026/08/13/california-state-teachers-retirement-system-grows-stock-holdings-in-paymentus-holdings-inc-pay.html",
    "source": "Defense World",
    "date": "2026-08-13 03:50:30",
    "summary": "California State Teachers Retirement System grew its position in Paymentus Holdings, Inc. (NYSE: PAY) by 77.1% during the first quarter, according to its most recent 13F filing with the SEC. The institutional investor owned 64,131 shares of the business services provider's stock ",
    "image": "https://images.financialmodelingprep.com/news/california-state-teachers-retirement-system-grows-stock-holdings-in-20260813.jpg"
  },
  {
    "title": "3 Reasons Why Growth Investors Shouldn't Overlook Paymentus (PAY)",
    "url": "https://www.zacks.com/stock/news/2973007/3-reasons-why-growth-investors-shouldn-t-overlook-paymentus-pay?cid=CS-STOCKNEWSAPI-FT-fundamental_analysis|yseop_template_11_growth-2973007",
    "source": "Zacks Investment Research",
    "date": "2026-08-11 13:46:13",
    "summary": "Paymentus (PAY) is well positioned to outperform the market, as it exhibits above-average growth in financials.",
    "image": "https://images.financialmodelingprep.com/news/3-reasons-why-growth-investors-shouldnt-overlook-paymentus-pay-20260811.jpg"
  },
  {
    "title": "Earnings Estimates Rising for Paymentus (PAY): Will It Gain?",
    "url": "https://www.zacks.com/stock/news/2972171/earnings-estimates-rising-for-paymentus-pay-will-it-gain?cid=CS-STOCKNEWSAPI-FT-fundamental_analysis|yseop_template_8-2972171",
    "source": "Zacks Investment Research",
    "date": "2026-08-10 13:21:13",
    "summary": "Paymentus (PAY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.",
    "image": "https://images.financialmodelingprep.com/news/earnings-estimates-rising-for-paymentus-pay-will-it-gain-20260810.jpg"
  },
  {
    "title": "Doug Bergeron Launches Campaign to Revitalize Growth at Ethan Allen and Nominates Alternative Slate of Director Candidates",
    "url": "https://www.gurufocus.com/news/9006512/doug-bergeron-launches-campaign-to-revitalize-growth-at-ethan-allen-and-nominates-alternative-slate-of-director-candidates",
    "source": "GuruFocus",
    "date": "2026-08-05 10:00:00",
    "summary": "Doug Bergeron, a beneficial owner of 5.0% of the outstanding common stock of Ethan Allen Interiors Inc. (\u00e2\u0080\u009cEthan Allen\u00e2\u0080\u009d or the \u00e2\u0080\u009cCompany\u00e2\u0080\u009d) (NYSE: ETD), to",
    "image": "https://images.financialmodelingprep.com/news/doug-bergeron-launches-campaign-to-revitalize-growth-at-ethan-20260805.png"
  },
  {
    "title": "First Trust Advisors LP Lowers Stock Position in Paymentus Holdings, Inc. $PAY",
    "url": "https://www.defenseworld.net/2026/08/05/first-trust-advisors-lp-lowers-stock-position-in-paymentus-holdings-inc-pay.html",
    "source": "Defense World",
    "date": "2026-08-05 03:43:04",
    "summary": "First Trust Advisors LP lessened its holdings in shares of Paymentus Holdings, Inc. (NYSE: PAY) by 23.1% during the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor owned 166,101 shares of th",
    "image": "https://images.financialmodelingprep.com/news/first-trust-advisors-lp-lowers-stock-position-in-paymentus-20260805.jpg"
  },
  {
    "title": "Paymentus Holdings, Inc. (PAY) Q2 2026 Earnings Call Transcript",
    "url": "https://seekingalpha.com/article/4929732-paymentus-holdings-inc-pay-q2-2026-earnings-call-transcript",
    "source": "Seeking Alpha",
    "date": "2026-08-04 04:00:05",
    "summary": "Paymentus Holdings, Inc. (PAY) Q2 2026 Earnings Call Transcript",
    "image": "https://images.financialmodelingprep.com/news/paymentus-holdings-inc-pay-q2-2026-earnings-call-transcript-20260804.jpg"
  },
  {
    "title": "Paymentus Revenue Surges as Businesses Seek to Deliver Smooth Billing Experiences",
    "url": "https://www.pymnts.com/earnings/2026/paymentus-revenue-surges-as-businesses-seek-to-deliver-smooth-billing-experiences/",
    "source": "PYMNTS",
    "date": "2026-08-03 20:35:07",
    "summary": "Bill payment solution provider Paymentus posted record revenue in the second quarter as service providers sought to secure customer loyalty by providing a satisfying billing experience, Paymentus Founder and CEO Dushyant Sharma said during a Monday (Aug. 3) earnings call.",
    "image": "https://images.financialmodelingprep.com/news/paymentus-revenue-surges-as-businesses-seek-to-deliver-smooth-20260803.jpg"
  },
  {
    "title": "Paymentus Q2 Earnings Call Highlights",
    "url": "https://www.marketbeat.com/instant-alerts/paymentus-q2-earnings-call-highlights-2026-08-03/",
    "source": "MarketBeat",
    "date": "2026-08-03 20:05:03",
    "summary": "Paymentus NYSE: PAY reported record second-quarter revenue of $360.7 million, up 28.8% from a year earlier, as higher transaction volumes, new biller launches and growth from existing customers helped the billing and payments company exceed its prior guidance.",
    "image": "https://images.financialmodelingprep.com/news/paymentus-q2-earnings-call-highlights-20260803.jpg"
  },
  {
    "title": "Paymentus (PAY) Surpasses Q2 Earnings and Revenue Estimates",
    "url": "https://www.zacks.com/stock/news/2967022/paymentus-pay-surpasses-q2-earnings-and-revenue-estimates?cid=CS-STOCKNEWSAPI-FT-fundamental_analysis|yseop_template_4-2967022",
    "source": "Zacks Investment Research",
    "date": "2026-08-03 18:46:06",
    "summary": "Paymentus (PAY) came out with quarterly earnings of $0.25 per share, beating the Zacks Consensus Estimate of $0.2 per share. This compares to earnings of $0.15 per share a year ago.",
    "image": "https://images.financialmodelingprep.com/news/paymentus-pay-surpasses-q2-earnings-and-revenue-estimates-20260803.jpg"
  },
  {
    "title": "6 High-Potential Fintech Stocks Trading at a Discount",
    "url": "https://www.investing.com/analysis/6-highpotential-fintech-stocks-trading-at-a-discount-200676924",
    "source": "Investing.com",
    "date": "2026-03-19T17:01:00Z",
    "summary": "The article identifies six undervalued fintech stocks trading at 24.6% to 59.2% discounts based on Fair Value estimates. Fintech companies are positioned to outperform traditional banks due to modern technology, faster product launches, and superior AI adoption capabilities. Two ",
    "image": "https://i-invdn-com.investing.com/redesign/images/seo/investingcom_analysis_og.jpg"
  }
]

Calendar / Earnings

Data:

[
  {
    "symbol": "PAY",
    "date": "2026-11-02",
    "epsActual": null,
    "epsEstimated": 0.22,
    "revenueActual": null,
    "revenueEstimated": 359314000,
    "lastUpdated": "2026-08-26"
  },
  {
    "symbol": "PAY",
    "date": "2026-08-03",
    "epsActual": 0.25,
    "epsEstimated": 0.1886,
    "revenueActual": 360736000,
    "revenueEstimated": 345443000,
    "lastUpdated": "2026-08-26"
  },
  {
    "symbol": "PAY",
    "date": "2026-05-04",
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    "epsEstimated": 0.17,
    "revenueActual": 358441000,
    "revenueEstimated": 335452600,
    "lastUpdated": "2026-08-04"
  },
  {
    "symbol": "PAY",
    "date": "2026-02-23",
    "epsActual": 0.2,
    "epsEstimated": 0.18,
    "revenueActual": 330458000,
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  {
    "symbol": "PAY",
    "date": "2025-11-03",
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    "revenueActual": 310737000,
    "revenueEstimated": 313769710,
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]

Short & Liquidity

Data:

{
  "borrow": [],
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    {
      "symbol": "PAY",
      "file_date": "",
      "error": "Symbol not found in FINRA biweekly file",
      "days_to_cover": null
    }
  ],
  "ftd": {
    "symbol": "PAY",
    "periods": [
      {
        "file_period": "202604b",
        "settlement_date": "20260420",
        "quantity_fails": 300,
        "price": 28.59
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      {
        "file_period": "202606a",
        "settlement_date": "20260608",
        "quantity_fails": 1115,
        "price": 20.9
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      {
        "file_period": "202606b",
        "settlement_date": "20260630",
        "quantity_fails": 125726,
        "price": 24.01
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        "quantity_fails": 3431,
        "price": 28.23
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    "trend": "rising",
    "trend_description": "FTD quantity increasing \u2014 settlement pressure building, potential squeeze precursor"
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}

Whales & Insiders

Data:

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  "congress": [
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      "nbbo_bid": null
    }
  ],
  "gamma_profile": {
    "ticker": "PAY",
    "spot": 38.95,
    "date": "2026-08-26",
    "flip_point": 14.05,
    "net_gex": 2647.42,
    "call_walls": [
      {
        "strike": 37.0,
        "gex": 992.04
      },
      {
        "strike": 45.0,
        "gex": 662.54
      },
      {
        "strike": 40.0,
        "gex": 474.5
      }
    ],
    "put_walls": [
      {
        "strike": 38.0,
        "gex": -135.84
      },
      {
        "strike": 27.0,
        "gex": -84.74
      },
      {
        "strike": 42.0,
        "gex": -73.38
      }
    ],
    "by_strike": [
      {
        "strike": 27.0,
        "call_gex": 5.56,
        "put_gex": -84.74,
        "net_gex": -79.18
      },
      {
        "strike": 28.0,
        "call_gex": 0.24,
        "put_gex": -0.43,
        "net_gex": -0.19
      },
      {
        "strike": 29.0,
        "call_gex": 9.21,
        "put_gex": -1.31,
        "net_gex": 7.9
      },
      {
        "strike": 30.0,
        "call_gex": 9.86,
        "put_gex": -12.19,
        "net_gex": -2.33
      },
      {
        "strike": 31.0,
        "call_gex": 5.47,
        "put_gex": -1.37,
        "net_gex": 4.11
      },
      {
        "strike": 32.0,
        "call_gex": 8.46,
        "put_gex": 0.0,
        "net_gex": 8.46
      },
      {
        "strike": 33.0,
        "call_gex": 49.43,
        "put_gex": 0.0,
        "net_gex": 49.43
      },
      {
        "strike": 34.0,
        "call_gex": 41.24,
        "put_gex": -3.91,
        "net_gex": 37.34
      },
      {
        "strike": 35.0,
        "call_gex": 287.28,
        "put_gex": -50.77,
        "net_gex": 236.51
      },
      {
        "strike": 36.0,
        "call_gex": 62.6,
        "put_gex": -16.85,
        "net_gex": 45.75
      },
      {
        "strike": 37.0,
        "call_gex": 992.04,
        "put_gex": -5.25,
        "net_gex": 986.78
      },
      {
        "strike": 38.0,
        "call_gex": 88.34,
        "put_gex": -135.84,
        "net_gex": -47.5
      },
      {
        "strike": 39.0,
        "call_gex": 73.81,
        "put_gex": -10.8,
        "net_gex": 63.01
      },
      {
        "strike": 40.0,
        "call_gex": 474.5,
        "put_gex": -69.34,
        "net_gex": 405.17
      },
      {
        "strike": 41.0,
        "call_gex": 156.13,
        "put_gex": -11.45,
        "net_gex": 144.68
      },
      {
        "strike": 42.0,
        "call_gex": 64.95,
        "put_gex": -73.38,
        "net_gex": -8.44
      },
      {
        "strike": 43.0,
        "call_gex": 53.3,
        "put_gex": 0.0,
        "net_gex": 53.3
      },
      {
        "strike": 44.0,
        "call_gex": 10.14,
        "put_gex": 0.0,
        "net_gex": 10.14
      },
      {
        "strike": 45.0,
        "call_gex": 662.54,
        "put_gex": -46.18,
        "net_gex": 616.35
      },
      {
        "strike": 46.0,
        "call_gex": 10.08,
        "put_gex": 0.0,
        "net_gex": 10.08
      },
      {
        "strike": 47.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 48.0,
        "call_gex": 3.07,
        "put_gex": 0.0,
        "net_gex": 3.07
      },
      {
        "strike": 49.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 50.0,
        "call_gex": 29.57,
        "put_gex": -17.79,
        "net_gex": 11.77
      },
      {
        "strike": 55.0,
        "call_gex": 0.06,
        "put_gex": 0.0,
        "net_gex": 0.06
      }
    ]
  },
  "oi_changes": {
    "net_call_oi_change": 2,
    "net_put_oi_change": 0,
    "top": [
      {
        "strike": "45",
        "oi_change": 2,
        "type": "call"
      },
      {
        "strike": "24",
        "oi_change": 0,
        "type": "call"
      },
      {
        "strike": "37",
        "oi_change": 0,
        "type": "call"
      },
      {
        "strike": "15",
        "oi_change": 0,
        "type": "call"
      },
      {
        "strike": "15",
        "oi_change": 0,
        "type": "call"
      }
    ]
  }
}

Market Environment

Data:

{
  "vix": 15.13,
  "sp500": 7674.37,
  "fed_funds": 3.63,
  "yield_curve_10y2y": 0.5,
  "hy_spread": 2.75,
  "treasury": {
    "date": "2026-08-24",
    "month1": 3.79,
    "month2": 3.8,
    "month3": 3.87,
    "month6": 3.96,
    "year1": 4.04,
    "year2": 4.24,
    "year3": 4.31,
    "year5": 4.41,
    "year7": 4.55,
    "year10": 4.7,
    "year20": 5.21,
    "year30": 5.23
  },
  "events": [
    {
      "title": "Fed Chairman Warsh Speaks",
      "currency": "USD",
      "date": "2026-08-28",
      "time_utc": "14:00",
      "impact": "High",
      "forecast": null,
      "previous": null,
      "actual": null,
      "minutes_until": 2807
    },
    {
      "title": "Prelim Benchmark Payrolls Revision",
      "currency": "USD",
      "date": "2026-08-28",
      "time_utc": "14:00",
      "impact": "High",
      "forecast": null,
      "previous": "-911K",
      "actual": null,
      "minutes_until": 2807
    }
  ]
}

Intraday Patterns

Data:

{
  "days": 104,
  "patterns": [
    {
      "name": "VWAP Touch",
      "count": 104,
      "pct": 100
    },
    {
      "name": "9 EMA Touch",
      "count": 104,
      "pct": 100
    },
    {
      "name": "21 EMA Touch",
      "count": 104,
      "pct": 100
    },
    {
      "name": "Woodie Pivot Touch",
      "count": 98,
      "pct": 94
    },
    {
      "name": "ORB Breakout",
      "count": 94,
      "pct": 90
    },
    {
      "name": "PDH/PDL Touch",
      "count": 92,
      "pct": 88
    },
    {
      "name": "Open Retracement",
      "count": 75,
      "pct": 72
    },
    {
      "name": "Gap Fill",
      "count": 67,
      "pct": 64
    },
    {
      "name": "High Vol Open",
      "count": 34,
      "pct": 33
    },
    {
      "name": "Power Hour",
      "count": 29,
      "pct": 28
    },
    {
      "name": "Darvas Box",
      "count": 21,
      "pct": 20
    }
  ]
}