NP — Neptune Insurance Holdings Inc.

Summary

Table of Contents

Company

Data:

{
  "symbol": "NP",
  "price": 32.545,
  "marketCap": 3052658839,
  "beta": -0.20122625,
  "lastDividend": 1.895,
  "range": "14.78-35.15",
  "change": 1.045,
  "changePercentage": 3.31746,
  "volume": 285929,
  "averageVolume": 773983,
  "companyName": "Neptune Insurance Holdings Inc.",
  "currency": "USD",
  "cik": "0002067129",
  "isin": "US64073B1035",
  "cusip": "64073B103",
  "exchangeFullName": "New York Stock Exchange",
  "exchange": "NYSE",
  "industry": "Insurance - Brokers",
  "website": "neptuneflood.com",
  "description": "Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their \"Triton\" system for underwriting and \"Poseidon\" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.",
  "ceo": "Trevor R. Burgess",
  "sector": "Financial Services",
  "country": "US",
  "fullTimeEmployees": "62",
  "phone": "(727) 202-4815",
  "address": "400 6th Street S, Suite 2, St.",
  "city": "St. Petersburg",
  "state": "FL",
  "zip": "33701",
  "image": "https://images.financialmodelingprep.com/symbol/NP.png",
  "ipoDate": "2025-10-01",
  "defaultImage": false,
  "isEtf": false,
  "isActivelyTrading": true,
  "isAdr": false,
  "isFund": false
}

Price / Quote

Data:

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  "symbol": "NP",
  "name": "Neptune Insurance Holdings Inc.",
  "price": 32.545,
  "changePercentage": 3.31746,
  "change": 1.045,
  "volume": 285929,
  "dayLow": 32.43,
  "dayHigh": 33.37,
  "yearHigh": 35.15,
  "yearLow": 14.78,
  "marketCap": 3052658839,
  "priceAvg50": 30.6628,
  "priceAvg200": 26.49915,
  "exchange": "NYSE",
  "open": 32.51,
  "previousClose": 31.5,
  "timestamp": 1787166890,
  "chart_vwap_daily": [
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    {
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    {
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    {
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    {
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    {
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    {
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    {
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    {
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  "vwap_summary": {
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    "days_above": 15,
    "days_below": 15,
    "pct_days_above": 50,
    "position": "below",
    "gap_pct": -1.14,
    "streak_days": 2
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}

Volume

Data:

{
  "volume": 285929,
  "avgVolume": 773983,
  "short_ratio": [
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      "symbol": "NP",
      "file_date": "2026-08-18",
      "date": "20260818",
      "short_volume": 50556,
      "short_exempt_volume": 0,
      "total_volume": 95455,
      "short_volume_ratio": 0.5296,
      "signal": "Neutral"
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  ],
  "volume_profile": {
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    "vah": 32.79,
    "val": 30.8,
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    ],
    "sessions": 20
  }
}

Fundamentals

Data:

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  "symbol": "NP",
  "marketCap": 3052658839,
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  "evToEBITDATTM": 38.99991328408816,
  "netDebtToEBITDATTM": 2.033833858077016,
  "currentRatioTTM": 0,
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  "grahamNumberTTM": null,
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  "shareholdersEquityPerShareTTM": -1.6127438117475492,
  "operatingCashFlowPerShareTTM": 0.5294803365731264,
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  "netIncomePerEBTTTM": 0.6743381806235195,
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      "date": "2025",
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  "dcf": {
    "symbol": "NP",
    "date": "2026-08-19",
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    "Stock Price": 32.81
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  "statements": {
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        "date": "2025-12-31",
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        "reportedCurrency": "USD",
        "cik": "0002067129",
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        "netIncomeFromContinuingOperations": 37413000,
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        "eps": 0.27,
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        "weightedAverageShsOut": 138153530,
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    "balance_sheet": [
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        "shortTermInvestments": 0,
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    "cash_flow": [
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        "depreciationAndAmortization": 3713000,
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        "stockBasedCompensation": 11420000,
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        "investmentsInPropertyPlantAndEquipment": -3977000,
        "acquisitionsNet": 0,
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    ]
  }
}

Technical

Data:

{
  "price": 32.63,
  "rsi": 56.17513037619296,
  "sma20": 31.754,
  "sma50": 30.823000000000008,
  "sma200": 26.530099999999994,
  "adx": 12.391975912237372,
  "atr": 1.28,
  "atr_pct": 3.92,
  "high_52w": 35.11,
  "low_52w": 17.14,
  "structure": {
    "ema8": 31.83453290817192,
    "ema21": 31.647639245135984,
    "ema50": 30.665247217043714,
    "ema200": 27.490132570443127,
    "checks": {
      "price_above_all": true,
      "ema_stacked": true,
      "ema21_rising": false,
      "ema50_rising": true,
      "adx_over_30": false,
      "higher_highs_lows": false,
      "near_21ema": true
    },
    "dist_21ema_pct": 3.1,
    "macd": {
      "macd": 0.271,
      "signal": 0.329,
      "histogram": -0.058
    },
    "bollinger": {
      "mid": 31.75,
      "upper": 33.89,
      "lower": 29.61,
      "width_pct": 13.48
    },
    "crossover": {
      "fresh_cross": false,
      "pre_compressed": true,
      "held_above_21": false,
      "candles_since": 17,
      "intraday_support": false
    },
    "momentum": {
      "roc10": -0.5,
      "checks": {
        "roc_over_5": false,
        "rsi_in_band": true,
        "macd_expanding": false,
        "top_quartile_3d": false,
        "no_big_down": true,
        "near_high": false
      },
      "volume": {
        "rvol": 0.41,
        "checks": {
          "rvol_over_2": false,
          "up_vol_beats_down": false,
          "obv_new_high": false,
          "surge_day": true,
          "pullback_declining_vol": false,
          "last_up_beats_down": false
        }
      }
    },
    "relative_strength": {
      "sector": "Financial Services",
      "sector_etf": "XLF",
      "sector_etf_ret10d": -0.07,
      "checks": {
        "beats_spy_all": false,
        "beats_sector_10d": false,
        "rs_line_at_high": false,
        "sector_top3": false
      }
    },
    "commodity": {},
    "universe": {
      "checks": {
        "price_over_20": true,
        "avg_vol_over_2m": false,
        "mcap_over_1b": true,
        "no_earnings_7d": true,
        "not_lev_etf_spac": true,
        "bidask_spread": null,
        "dollar_vol_over_10m": true
      },
      "avg_dollar_vol": 25189276.735000003,
      "avg_vol": 773983
    },
    "options": {
      "checks": {
        "ivr_under_40": true,
        "oi_calls_above_price": false
      },
      "vals": {
        "iv_rank": 22.0
      }
    }
  }
}

Levels & Bars

Data:

{
  "prior_day": {
    "high": 33.37,
    "low": 32.43,
    "close": 32.56,
    "date": "2026-08-19"
  },
  "woodie_pivots": {
    "PP": 32.73,
    "R1": 33.03,
    "S1": 32.09,
    "R2": 33.67,
    "S2": 31.79
  },
  "swing": {
    "high_20d": 35.15,
    "low_20d": 28.64,
    "high_60d": 35.15,
    "low_60d": 23.75
  },
  "orb": {
    "high": 32.62,
    "low": 32.49,
    "date": "2026-08-19"
  },
  "vwap": 32.95,
  "volume_profile": {
    "poc": 31.59,
    "vah": 32.79,
    "val": 30.8,
    "sessions": 20
  },
  "premarket": {
    "date": "2026-08-19",
    "high": 32.65,
    "low": 32.01,
    "last": 32.65,
    "volume": 2545,
    "gap_pct": 3.65,
    "path": "04:00 32.35 -> 04:05 32.30 -> 04:15 32.50 -> 07:20 32.65",
    "bars": 4,
    "last_bar_et": "07:20"
  },
  "recent_daily": [
    {
      "d": "2026-07-16",
      "o": 31.13,
      "h": 31.42,
      "l": 30.3,
      "c": 31.21,
      "v": 431318.798981
    },
    {
      "d": "2026-07-17",
      "o": 30.75,
      "h": 32.01,
      "l": 30.75,
      "c": 31.03,
      "v": 820761.013536
    },
    {
      "d": "2026-07-20",
      "o": 31.02,
      "h": 31.765,
      "l": 30.64,
      "c": 31.59,
      "v": 481185.3872
    },
    {
      "d": "2026-07-21",
      "o": 31.13,
      "h": 32,
      "l": 30.05,
      "c": 30.34,
      "v": 747893.909533
    },
    {
      "d": "2026-07-22",
      "o": 32.36,
      "h": 32.36,
      "l": 28.2,
      "c": 30,
      "v": 1016200.29341
    },
    {
      "d": "2026-07-23",
      "o": 30.37,
      "h": 30.37,
      "l": 28.635,
      "c": 29.88,
      "v": 776915.40073
    },
    {
      "d": "2026-07-24",
      "o": 30.09,
      "h": 30.85,
      "l": 29.57,
      "c": 30.24,
      "v": 680745.803178
    },
    {
      "d": "2026-07-27",
      "o": 31.14,
      "h": 31.66,
      "l": 29.9,
      "c": 30.82,
      "v": 916783.308202
    },
    {
      "d": "2026-07-28",
      "o": 31.09,
      "h": 31.88,
      "l": 30.84,
      "c": 31.88,
      "v": 619384.918236
    },
    {
      "d": "2026-07-29",
      "o": 31.33,
      "h": 35.15,
      "l": 31.32,
      "c": 35.11,
      "v": 1598269.630985
    },
    {
      "d": "2026-07-30",
      "o": 33.69,
      "h": 34.045,
      "l": 30.69,
      "c": 31.66,
      "v": 2192076.528296
    },
    {
      "d": "2026-07-31",
      "o": 31.39,
      "h": 32.465,
      "l": 31.0675,
      "c": 31.71,
      "v": 998535.978013
    },
    {
      "d": "2026-08-03",
      "o": 31.59,
      "h": 32.24,
      "l": 31.39,
      "c": 31.63,
      "v": 672619.19579
    },
    {
      "d": "2026-08-04",
      "o": 31.37,
      "h": 31.94,
      "l": 30.805,
      "c": 31.89,
      "v": 527350.605681
    },
    {
      "d": "2026-08-05",
      "o": 32.03,
      "h": 32.83,
      "l": 31.85,
      "c": 32.81,
      "v": 582713.376684
    },
    {
      "d": "2026-08-06",
      "o": 32.81,
      "h": 33.24,
      "l": 32.51,
      "c": 32.83,
      "v": 345276.043717
    },
    {
      "d": "2026-08-07",
      "o": 32.88,
      "h": 33.54,
      "l": 31.95,
      "c": 32.02,
      "v": 515937.084338
    },
    {
      "d": "2026-08-10",
      "o": 31.85,
      "h": 33.0364,
      "l": 30.91,
      "c": 31.17,
      "v": 406821.965401
    },
    {
      "d": "2026-08-11",
      "o": 31.1,
      "h": 32.1,
      "l": 30.75,
      "c": 31.27,
      "v": 409802.530943
    },
    {
      "d": "2026-08-12",
      "o": 31.08,
      "h": 31.635,
      "l": 30.74,
      "c": 30.77,
      "v": 424449.285909
    },
    {
      "d": "2026-08-13",
      "o": 31.16,
      "h": 32.47,
      "l": 30.87,
      "c": 32.07,
      "v": 470516.391472
    },
    {
      "d": "2026-08-14",
      "o": 32.55,
      "h": 32.55,
      "l": 31.4,
      "c": 31.71,
      "v": 337374.538422
    },
    {
      "d": "2026-08-17",
      "o": 31.5,
      "h": 32.05,
      "l": 31.04,
      "c": 31.48,
      "v": 375036.024326
    },
    {
      "d": "2026-08-18",
      "o": 31.6,
      "h": 31.84,
      "l": 30.7,
      "c": 31.5,
      "v": 359505.748077
    },
    {
      "d": "2026-08-19",
      "o": 32.51,
      "h": 33.37,
      "l": 32.43,
      "c": 32.56,
      "v": 285928.504084
    }
  ]
}

Analyst Ratings

Data:

{
  "estimates": [
    {
      "symbol": "NP",
      "date": "2029-12-31",
      "revenueLow": 287537201,
      "revenueHigh": 309424260,
      "revenueAvg": 294900000,
      "ebitdaLow": 152669248,
      "ebitdaHigh": 164290286,
      "ebitdaAvg": 156578561,
      "ebitLow": 145542668,
      "ebitHigh": 156621238,
      "ebitAvg": 149269495,
      "netIncomeLow": 120302713,
      "netIncomeHigh": 132298584,
      "netIncomeAvg": 124338177,
      "sgaExpenseLow": 20040884,
      "sgaExpenseHigh": 21566378,
      "sgaExpenseAvg": 20554060,
      "epsAvg": 0.9,
      "epsHigh": 0.95762,
      "epsLow": 0.87079,
      "numAnalystsRevenue": 3,
      "numAnalystsEps": 4
    },
    {
      "symbol": "NP",
      "date": "2028-12-31",
      "revenueLow": 271777727,
      "revenueHigh": 292465191,
      "revenueAvg": 278736983,
      "ebitdaLow": 144301680,
      "ebitdaHigh": 155285787,
      "ebitdaAvg": 147996730,
      "ebitLow": 137565697,
      "ebitHigh": 148037068,
      "ebitAvg": 141088263,
      "netIncomeLow": 108672949,
      "netIncomeHigh": 119509711,
      "netIncomeAvg": 112318820,
      "sgaExpenseLow": 18942474,
      "sgaExpenseHigh": 20384357,
      "sgaExpenseAvg": 19427523,
      "epsAvg": 0.813,
      "epsHigh": 0.86505,
      "epsLow": 0.78661,
      "numAnalystsRevenue": 3,
      "numAnalystsEps": 5
    },
    {
      "symbol": "NP",
      "date": "2027-12-31",
      "revenueLow": 234077078,
      "revenueHigh": 247759844,
      "revenueAvg": 239114310,
      "ebitdaLow": 124284340,
      "ebitdaHigh": 131549270,
      "ebitdaAvg": 126958883,
      "ebitLow": 118482764,
      "ebitHigh": 125408568,
      "ebitAvg": 121032459,
      "netIncomeLow": 89707232,
      "netIncomeHigh": 95401920,
      "netIncomeAvg": 92554576,
      "sgaExpenseLow": 16314799,
      "sgaExpenseHigh": 17268466,
      "sgaExpenseAvg": 16665886,
      "epsAvg": 0.66994,
      "epsHigh": 0.69055,
      "epsLow": 0.64933,
      "numAnalystsRevenue": 7,
      "numAnalystsEps": 11
    },
    {
      "symbol": "NP",
      "date": "2026-12-31",
      "revenueLow": 201758675,
      "revenueHigh": 203228776,
      "revenueAvg": 202306161,
      "ebitdaLow": 107124730,
      "ebitdaHigh": 107905287,
      "ebitdaAvg": 107415420,
      "ebitLow": 102124162,
      "ebitHigh": 102868283,
      "ebitAvg": 102401283,
      "netIncomeLow": 74152526,
      "netIncomeHigh": 78349630,
      "netIncomeAvg": 75552021,
      "sgaExpenseLow": 14062258,
      "sgaExpenseHigh": 14164721,
      "sgaExpenseAvg": 14100417,
      "epsAvg": 0.54687,
      "epsHigh": 0.56712,
      "epsLow": 0.53674,
      "numAnalystsRevenue": 7,
      "numAnalystsEps": 11
    }
  ],
  "price_target": {
    "symbol": "NP",
    "targetHigh": 39,
    "targetLow": 24,
    "targetConsensus": 32.63,
    "targetMedian": 34
  },
  "ratings": {
    "symbol": "NP",
    "rating": "C+",
    "overallScore": 2,
    "discountedCashFlowScore": 4,
    "returnOnEquityScore": 1,
    "returnOnAssetsScore": 5,
    "debtToEquityScore": 1,
    "priceToEarningsScore": 1,
    "priceToBookScore": 1
  },
  "grades": [
    {
      "symbol": "NP",
      "date": "2026-07-30",
      "gradingCompany": "BMO Capital",
      "previousGrade": "Outperform",
      "newGrade": "Market Perform",
      "action": "downgrade"
    },
    {
      "symbol": "NP",
      "date": "2026-07-24",
      "gradingCompany": "Keefe, Bruyette & Woods",
      "previousGrade": "Market Perform",
      "newGrade": "Market Perform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-07-23",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-07-22",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-07-15",
      "gradingCompany": "Piper Sandler",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-07-13",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-07-09",
      "gradingCompany": "Mizuho",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-07-08",
      "gradingCompany": "Keefe, Bruyette & Woods",
      "previousGrade": "Outperform",
      "newGrade": "Market Perform",
      "action": "downgrade"
    },
    {
      "symbol": "NP",
      "date": "2026-05-21",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-05-08",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-04-23",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-04-23",
      "gradingCompany": "Keefe, Bruyette & Woods",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-04-14",
      "gradingCompany": "B of A Securities",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-04-13",
      "gradingCompany": "Mizuho",
      "previousGrade": "Neutral",
      "newGrade": "Neutral",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-04-07",
      "gradingCompany": "Keefe, Bruyette & Woods",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-03-05",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-02-25",
      "gradingCompany": "Mizuho",
      "previousGrade": "Underperform",
      "newGrade": "Neutral",
      "action": "upgrade"
    },
    {
      "symbol": "NP",
      "date": "2026-02-19",
      "gradingCompany": "Keefe, Bruyette & Woods",
      "previousGrade": "Market Perform",
      "newGrade": "Outperform",
      "action": "upgrade"
    },
    {
      "symbol": "NP",
      "date": "2026-02-19",
      "gradingCompany": "Piper Sandler",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-02-19",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2026-02-13",
      "gradingCompany": "BMO Capital",
      "previousGrade": "Market Perform",
      "newGrade": "Outperform",
      "action": "upgrade"
    },
    {
      "symbol": "NP",
      "date": "2025-12-22",
      "gradingCompany": "Deutsche Bank",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2025-11-17",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2025-11-13",
      "gradingCompany": "B of A Securities",
      "previousGrade": "Underperform",
      "newGrade": "Underperform",
      "action": "maintain"
    },
    {
      "symbol": "NP",
      "date": "2025-11-13",
      "gradingCompany": "Mizuho",
      "previousGrade": "Underperform",
      "newGrade": "Underperform",
      "action": "maintain"
    }
  ]
}

News

Data:

[
  {
    "title": "Neptune Insurance Holdings shares are trading higher after Morgan Stanley upgraded the stock from Equal-Weight to Overweight rating and raised the price target from $31 to $36.",
    "url": "https://www.benzinga.com/wiim/26/08/61302575/neptune-insurance-holdings-shares-are-trading-higher-after-morgan-stanley-upgraded-stock-equal-weigh",
    "source": "benzinga",
    "date": "2026-08-19T14:17:07.734000+00:00",
    "summary": "",
    "image": ""
  },
  {
    "title": "This Ciena Analyst Turns Bullish; Here Are Top 5 Upgrades For Wednesday",
    "url": "https://www.benzinga.com/analyst-stock-ratings/upgrades/26/08/61299076/this-ciena-analyst-turns-bullish-here-are-top-5-upgrades-for-wednesday",
    "source": "benzinga",
    "date": "2026-08-19T13:06:02.466000+00:00",
    "summary": "Wall Street analysts changed outlook on top names. See upgrades, downgrades and initiations on analyst ratings page. Analysts view on HONA stock.",
    "image": ""
  },
  {
    "title": "Palo Alto To Rally Around 14%? Here Are 10 Top Analyst Forecasts For Wednesday",
    "url": "https://www.benzinga.com/analyst-stock-ratings/price-target/26/08/61297667/palo-alto-to-rally-around-14-here-are-10-top-analyst-forecasts-for-wednesday",
    "source": "benzinga",
    "date": "2026-08-19T12:23:07.735000+00:00",
    "summary": "Analysts changed outlook on top names. Piper Sandler raises Mercury Systems' target price, Ascendiant Capital boosts Alzamend Neuro's target price, BTIG raises Henry Schein's target price, Cantor Fitzgerald increases Palo Alto's target price, Morgan Stanley cuts Baidu's target pr",
    "image": ""
  },
  {
    "title": "Morgan Stanley Upgrades Neptune Insurance Hldgs to Overweight, Raises Price Target to $36",
    "url": "https://www.benzinga.com/news/26/08/61296312/morgan-stanley-upgrades-neptune-insurance-hldgs-overweight-raises-price-target-36",
    "source": "benzinga",
    "date": "2026-08-19T11:32:44.427000+00:00",
    "summary": "Morgan Stanley  analyst Bob Huang   upgrades Neptune Insurance Hldgs (NYSE:NP) from Equal-Weight to Overweight and raises the price target from $31 to $36.",
    "image": ""
  },
  {
    "title": "Insider Selling: Neptune Insurance (NYSE:NP) CFO Sells $1,807,850.52 in Stock",
    "url": "https://www.defenseworld.net/2026/08/17/insider-selling-neptune-insurance-nysenp-cfo-sells-1807850-52-in-stock.html",
    "source": "Defense World",
    "date": "2026-08-17 04:10:20",
    "summary": "Neptune Insurance Holdings Inc. (NYSE: NP - Get Free Report) CFO James Steiner sold 57,012 shares of Neptune Insurance stock in a transaction that occurred on Thursday, August 13th. The shares were sold at an average price of $31.71, for a total transaction of $1,807,850.52. Foll",
    "image": "https://images.financialmodelingprep.com/news/insider-selling-neptune-insurance-nysenp-cfo-sells-180785052-in-20260817.jpg"
  },
  {
    "title": "Critical Survey: Universal Insurance (NYSE:UVE) versus Neptune Insurance (NYSE:NP)",
    "url": "https://www.defenseworld.net/2026/08/08/critical-survey-universal-insurance-nyseuve-versus-neptune-insurance-nysenp.html",
    "source": "Defense World",
    "date": "2026-08-08 03:30:05",
    "summary": "Neptune Insurance (NYSE: NP - Get Free Report) and Universal Insurance (NYSE: UVE - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, a",
    "image": "https://images.financialmodelingprep.com/news/critical-survey-universal-insurance-nyseuve-versus-neptune-insurance-nysenp-20260808.jpg"
  },
  {
    "title": "Neptune Insurance Holdings Inc. (NP) Q2 2026 Earnings Call Transcript",
    "url": "https://seekingalpha.com/article/4924368-neptune-insurance-holdings-inc-np-q2-2026-earnings-call-transcript",
    "source": "Seeking Alpha",
    "date": "2026-07-22 16:50:27",
    "summary": "Neptune Insurance Holdings Inc. (NP) Q2 2026 Earnings Call Transcript",
    "image": "https://images.financialmodelingprep.com/news/neptune-insurance-holdings-inc-np-q2-2026-earnings-call-20260722.jpg"
  },
  {
    "title": "Compared to Estimates, Neptune Insurance Holdings Inc. (NP) Q2 Earnings: A Look at Key Metrics",
    "url": "https://www.zacks.com/stock/news/2957738/compared-to-estimates-neptune-insurance-holdings-inc-np-q2-earnings-a-look-at-key-metrics?cid=CS-STOCKNEWSAPI-FT-fundamental_analysis|nfm-2957738",
    "source": "Zacks Investment Research",
    "date": "2026-07-21 22:31:03",
    "summary": "Although the revenue and EPS for Neptune Insurance Holdings Inc. (NP) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.",
    "image": "https://images.financialmodelingprep.com/news/compared-to-estimates-neptune-insurance-holdings-inc-np-q2-20260721.jpg"
  },
  {
    "title": "Neptune Insurance Holdings Inc. Reports Second Quarter 2026 Results",
    "url": "https://www.businesswire.com/news/home/20260721191190/en/Neptune-Insurance-Holdings-Inc.-Reports-Second-Quarter-2026-Results/",
    "source": "Business Wire",
    "date": "2026-07-21 16:22:00",
    "summary": "ST. PETERSBURG, Fla.--(BUSINESS WIRE)---- $NP--Neptune Insurance Holdings Inc. (the \u201cCompany\u201d) (NYSE: NP), the parent company of Neptune Flood Incorporated, has released its financial results for the second quarter of 2026 by posting an update on its Investor Relations website. T",
    "image": "https://images.financialmodelingprep.com/news/neptune-insurance-holdings-inc-reports-second-quarter-2026-results-20260721.jpg"
  },
  {
    "title": "Neptune Insurance Holdings to Announce Second Quarter 2026 Financial Results",
    "url": "https://www.businesswire.com/news/home/20260710945133/en/Neptune-Insurance-Holdings-to-Announce-Second-Quarter-2026-Financial-Results/",
    "source": "Business Wire",
    "date": "2026-07-10 16:15:00",
    "summary": "ST. PETERSBURG, Fla.--(BUSINESS WIRE)---- $NP--Neptune Insurance Holdings Inc. (\u201cNeptune\u201d or the \u201cCompany\u201d) (NYSE: NP), the parent company of Neptune Flood Incorporated, today announced that it will report its financial results for the second quarter ended June 30, 2026, after th",
    "image": "https://images.financialmodelingprep.com/news/neptune-insurance-holdings-to-announce-second-quarter-2026-financial-20260710.jpg"
  },
  {
    "title": "IPO Stock Of The Week: Neptune Insurance Breaks Out Past New Buy Point Amid Volatile Market Action",
    "url": "https://www.investors.com/stock-lists/ipo-analysis/neptune-stock-np-stock-buy-point-markets-insurance-trading/",
    "source": "Investors Business Daily",
    "date": "2026-07-02 13:46:26",
    "summary": "Insurance leader Neptune stock breaks out above its latest buy point amid a volatile stock market environment.",
    "image": "https://images.financialmodelingprep.com/news/ipo-stock-of-the-week-neptune-insurance-breaks-out-20260702.jpg"
  },
  {
    "title": "Neptune Raises Building Coverage Limits to $15 Million and Expands Flood Insurance Coverage Options",
    "url": "https://www.businesswire.com/news/home/20260625213958/en/Neptune-Raises-Building-Coverage-Limits-to-15-Million-and-Expands-Flood-Insurance-Coverage-Options/",
    "source": "Business Wire",
    "date": "2026-06-25 16:10:00",
    "summary": "ST. PETERSBURG, Fla.--(BUSINESS WIRE)--Neptune Insurance Holdings, Inc. (NYSE: NP), the nation's largest private flood insurance provider, today announced a major expansion of its flood insurance product line. Neptune has increased building coverage limits to $15 million across a",
    "image": "https://images.financialmodelingprep.com/news/neptune-raises-building-coverage-limits-to-15-million-and-20260625.jpg"
  },
  {
    "title": "Neptune Launches Atlas+, an AI-Powered Platform Experience Designed to Turn Insurance Agents into Super Agents",
    "url": "https://www.businesswire.com/news/home/20260521394054/en/Neptune-Launches-Atlas-an-AI-Powered-Platform-Experience-Designed-to-Turn-Insurance-Agents-into-Super-Agents/",
    "source": "Business Wire",
    "date": "2026-05-21 16:15:00",
    "summary": "ST. PETERSBURG, Fla.--(BUSINESS WIRE)--Neptune Insurance Holdings, Inc. (\u201cNeptune\u201d) (NYSE: NP), the largest private flood insurance provider in the United States, today announced the nationwide launch of Atlas+, Neptune's new AI-powered platform experience for insurance agents. A",
    "image": "https://images.financialmodelingprep.com/news/neptune-launches-atlas-an-aipowered-platform-experience-designed-to-20260521.jpg"
  },
  {
    "title": "Neptune Insurance Holdings Inc. Announces Full Exercise of Underwriters' Option to Purchase Additional Shares of Class A Common Stock",
    "url": "https://www.businesswire.com/news/home/20260519881347/en/Neptune-Insurance-Holdings-Inc.-Announces-Full-Exercise-of-Underwriters-Option-to-Purchase-Additional-Shares-of-Class-A-Common-Stock/",
    "source": "Business Wire",
    "date": "2026-05-19 17:48:00",
    "summary": "ST. PETERSBURG, Fla.--(BUSINESS WIRE)---- $NP--Neptune Insurance Holdings Inc. (the \u201cCompany\u201d) (NYSE: NP), the parent company of Neptune Flood Incorporated, today announced that, in connection with the secondary offering of 9,841,395 shares of its Class A common stock by certain ",
    "image": "https://images.financialmodelingprep.com/news/neptune-insurance-holdings-inc-announces-full-exercise-of-underwriters-20260519.jpg"
  }
]

Calendar / Earnings

Data:

[
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    "symbol": "NP",
    "date": "2026-11-11",
    "epsActual": null,
    "epsEstimated": 0.15,
    "revenueActual": null,
    "revenueEstimated": 56332420,
    "lastUpdated": "2026-08-19"
  },
  {
    "symbol": "NP",
    "date": "2026-07-21",
    "epsActual": 0.15,
    "epsEstimated": 0.1449,
    "revenueActual": 55872000,
    "revenueEstimated": 52374920,
    "lastUpdated": "2026-08-19"
  },
  {
    "symbol": "NP",
    "date": "2026-04-22",
    "epsActual": 0.09,
    "epsEstimated": 0.09084,
    "revenueActual": 37795000,
    "revenueEstimated": 37088380,
    "lastUpdated": "2026-07-22"
  },
  {
    "symbol": "NP",
    "date": "2026-02-18",
    "epsActual": 0.11,
    "epsEstimated": 0.09866,
    "revenueActual": 43767000,
    "revenueEstimated": 39419830,
    "lastUpdated": "2026-06-04"
  },
  {
    "symbol": "NP",
    "date": "2025-11-12",
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    "epsEstimated": 0.1108,
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    "revenueEstimated": 42533333,
    "lastUpdated": "2026-02-11"
  },
  {
    "symbol": "NP",
    "date": "2025-09-03",
    "epsActual": 0.1,
    "epsEstimated": null,
    "revenueActual": 42100000,
    "revenueEstimated": null,
    "lastUpdated": "2026-07-28"
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]

Short & Liquidity

Data:

{
  "borrow": [],
  "short_interest": [
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      "file_date": "",
      "error": "Symbol not found in FINRA biweekly file",
      "days_to_cover": null
    }
  ],
  "ftd": {
    "symbol": "NP",
    "periods": [
      {
        "file_period": "202604a",
        "settlement_date": "20260413",
        "quantity_fails": 71,
        "price": 24.73
      },
      {
        "file_period": "202604b",
        "settlement_date": "20260423",
        "quantity_fails": 124,
        "price": 28.07
      },
      {
        "file_period": "202606a",
        "settlement_date": "20260612",
        "quantity_fails": 86,
        "price": 27.09
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      {
        "file_period": "202606b",
        "settlement_date": "20260630",
        "quantity_fails": 50732,
        "price": 30.48
      },
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        "settlement_date": "20260701",
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        "price": 31.5
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        "file_period": "202607b",
        "settlement_date": "20260731",
        "quantity_fails": 151522,
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    "trend": "rising",
    "trend_description": "FTD quantity increasing \u2014 settlement pressure building, potential squeeze precursor"
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}

Whales & Insiders

Data:

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  "congress": [
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    "endpoint",
    "provided",
    "message",
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      "underlying_symbol": "NP",
      "expires": "2026-09-18",
      "open_interest": 0,
      "option_type": "put",
      "delta": -0.131198476973538,
      "ask_volume": 0,
      "last_price": null,
      "implied_volatility": null,
      "gamma": 0.01627422865228931,
      "avg_price": null,
      "bid_volume": 0,
      "nbbo_ask": null,
      "strike": "22.5",
      "option_symbol": "NP260918P00022500",
      "total_premium": "0",
      "iv": 1.400661159375277,
      "volume": 0,
      "nbbo_bid": null
    },
    {
      "underlying_symbol": "NP",
      "expires": "2026-08-21",
      "open_interest": 0,
      "option_type": "put",
      "delta": -0.999999999959317,
      "ask_volume": 0,
      "last_price": null,
      "implied_volatility": null,
      "gamma": 1.673827896255183e-10,
      "avg_price": null,
      "bid_volume": 0,
      "nbbo_ask": null,
      "strike": "45",
      "option_symbol": "NP260821P00045000",
      "total_premium": "0",
      "iv": 0.664964286516435,
      "volume": 0,
      "nbbo_bid": null
    }
  ],
  "gamma_profile": {
    "ticker": "NP",
    "spot": 32.58,
    "date": "2026-08-19",
    "flip_point": null,
    "net_gex": 0.0,
    "call_walls": [],
    "put_walls": [],
    "by_strike": [
      {
        "strike": 17.5,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 20.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 22.5,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 25.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 30.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 35.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 40.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 45.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      }
    ]
  },
  "oi_changes": {
    "net_call_oi_change": 0,
    "net_put_oi_change": 0,
    "top": [
      {
        "strike": "17.5",
        "oi_change": 0,
        "type": "put"
      },
      {
        "strike": "25",
        "oi_change": 0,
        "type": "call"
      },
      {
        "strike": "30",
        "oi_change": 0,
        "type": "call"
      },
      {
        "strike": "25",
        "oi_change": 0,
        "type": "call"
      },
      {
        "strike": "30",
        "oi_change": 0,
        "type": "call"
      }
    ]
  }
}

Market Environment

Data:

{
  "vix": 14.25,
  "sp500": 7785.76,
  "fed_funds": 3.63,
  "yield_curve_10y2y": 0.51,
  "hy_spread": 2.71,
  "treasury": {
    "date": "2026-08-17",
    "month1": 3.79,
    "month2": 3.82,
    "month3": 3.87,
    "month6": 3.95,
    "year1": 4,
    "year2": 4.19,
    "year3": 4.25,
    "year5": 4.38,
    "year7": 4.54,
    "year10": 4.72,
    "year20": 5.3,
    "year30": 5.31
  },
  "events": [
    {
      "title": "FOMC Meeting Minutes",
      "currency": "USD",
      "date": "2026-08-19",
      "time_utc": "18:00",
      "impact": "High",
      "forecast": null,
      "previous": null,
      "actual": null,
      "minutes_until": -46
    }
  ]
}

Intraday Patterns

Data:

{
  "days": 59,
  "patterns": [
    {
      "name": "VWAP Touch",
      "count": 59,
      "pct": 100
    },
    {
      "name": "9 EMA Touch",
      "count": 59,
      "pct": 100
    },
    {
      "name": "21 EMA Touch",
      "count": 59,
      "pct": 100
    },
    {
      "name": "Woodie Pivot Touch",
      "count": 58,
      "pct": 98
    },
    {
      "name": "ORB Breakout",
      "count": 56,
      "pct": 95
    },
    {
      "name": "PDH/PDL Touch",
      "count": 50,
      "pct": 85
    },
    {
      "name": "Gap Fill",
      "count": 43,
      "pct": 73
    },
    {
      "name": "Open Retracement",
      "count": 39,
      "pct": 66
    },
    {
      "name": "High Vol Open",
      "count": 19,
      "pct": 32
    },
    {
      "name": "Power Hour",
      "count": 13,
      "pct": 22
    },
    {
      "name": "Darvas Box",
      "count": 13,
      "pct": 22
    }
  ]
}