MA — Mastercard Incorporated

Summary

Table of Contents

Company

Data:

{
  "symbol": "MA",
  "price": 590.24,
  "marketCap": 517661728640,
  "beta": 0.735,
  "lastDividend": 3.37,
  "range": "464.52-601.62",
  "change": -5.06,
  "changePercentage": -0.84999,
  "volume": 199582,
  "averageVolume": 3528632,
  "companyName": "Mastercard Incorporated",
  "currency": "USD",
  "cik": "0001141391",
  "isin": "US57636Q1040",
  "cusip": "57636Q104",
  "exchangeFullName": "New York Stock Exchange",
  "exchange": "NYSE",
  "industry": "Financial - Credit Services",
  "website": "https://www.mastercard.com",
  "description": "Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle \u2013 including authorization, clearing, and settlement \u2013 alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental \"test and learn\" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.",
  "ceo": "Michael Miebach",
  "sector": "Financial Services",
  "country": "US",
  "fullTimeEmployees": "39800",
  "phone": "914 249 2000",
  "address": "2000 Purchase Street",
  "city": "Purchase",
  "state": "NY",
  "zip": "10577",
  "image": "https://images.financialmodelingprep.com/symbol/MA.png",
  "ipoDate": "2006-05-25",
  "defaultImage": false,
  "isEtf": false,
  "isActivelyTrading": true,
  "isAdr": false,
  "isFund": false
}

Price / Quote

Data:

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  "name": "Mastercard Incorporated",
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  "changePercentage": -0.84999,
  "change": -5.06,
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  "dayLow": 589.55,
  "dayHigh": 593.7,
  "yearHigh": 601.62,
  "yearLow": 464.52,
  "marketCap": 517661728640,
  "priceAvg50": 548.1496,
  "priceAvg200": 529.5217,
  "exchange": "NYSE",
  "open": 593.54,
  "previousClose": 595.3,
  "timestamp": 1788184741,
  "chart_vwap_daily": [
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    "streak_days": 2
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}

Volume

Data:

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      "file_date": "2026-08-28",
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      "signal": "Bullish"
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  "volume_profile": {
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    "sessions": 20
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}

Fundamentals

Data:

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        "commonStockIssuance": 203000000,
        "commonStockRepurchased": -11727000000,
        "netPreferredStockIssuance": 0,
        "netDividendsPaid": -2756000000,
        "commonDividendsPaid": -2756000000,
        "preferredDividendsPaid": 0,
        "otherFinancingActivities": -391000000,
        "netCashProvidedByFinancingActivities": -14179000000,
        "effectOfForexChangesOnCash": 333000000,
        "netChangeInCash": 2193000000,
        "cashAtEndOfPeriod": 11127000000,
        "cashAtBeginningOfPeriod": 8934000000,
        "operatingCashFlow": 17401000000,
        "capitalExpenditure": -489000000,
        "freeCashFlow": 16912000000,
        "incomeTaxesPaid": 0,
        "interestPaid": 0
      }
    ]
  }
}

Technical

Data:

{
  "price": 590.24,
  "rsi": 62.88145086287246,
  "sma20": 577.044500000001,
  "sma50": 550.1585999999995,
  "sma200": 529.6812000000002,
  "adx": 37.78980086998211,
  "atr": 9.4,
  "atr_pct": 1.59,
  "atr_expansion_pct": -13.4,
  "di_plus": 35.3,
  "di_minus": 12.8,
  "high_52w": 599.86,
  "low_52w": 471.55,
  "structure": {
    "ema8": 589.5069465791707,
    "ema21": 577.3863933721038,
    "ema50": 555.9603530799759,
    "ema200": 535.0381962100383,
    "ema10": 587.5673198460305,
    "ema20": 578.27736450979,
    "ema10_slope_pct": 1.98,
    "ema20_slope_pct": 1.87,
    "trend_dir": "up",
    "checks": {
      "price_above_all": true,
      "ema_stacked": true,
      "ema21_rising": true,
      "ema50_rising": true,
      "adx_over_30": true,
      "higher_highs_lows": true,
      "lower_highs_lows": false,
      "near_21ema": false
    },
    "dist_21ema_pct": 2.2,
    "_no_bars": false,
    "macd": {
      "macd": 12.617,
      "signal": 12.189,
      "histogram": 0.428
    },
    "bollinger": {
      "mid": 577.04,
      "upper": 604.01,
      "lower": 550.08,
      "width_pct": 9.35
    },
    "crossover": {
      "fresh_cross": null,
      "pre_compressed": null,
      "held_above_21": null,
      "candles_since": null,
      "intraday_support": false
    },
    "momentum": {
      "roc10": 5.0,
      "ret_3d": -1.38,
      "ret_5d": -1.6,
      "roc10_accel": -1.54,
      "checks": {
        "roc_over_5": false,
        "rsi_in_band": true,
        "macd_expanding": false,
        "top_quartile_3d": false,
        "no_big_down": true,
        "near_high": true
      },
      "volume": {
        "rvol": 0.07,
        "checks": {
          "rvol_over_2": false,
          "up_vol_beats_down": true,
          "obv_new_high": false,
          "surge_day": false,
          "pullback_declining_vol": false,
          "last_up_beats_down": true
        }
      }
    },
    "relative_strength": {
      "sector": "Financial Services",
      "sector_etf": "XLF",
      "sector_etf_ret10d": -0.1,
      "checks": {
        "beats_spy_all": false,
        "beats_sector_10d": true,
        "rs_line_at_high": false,
        "sector_top3": false
      }
    },
    "commodity": {},
    "universe": {
      "checks": {
        "price_over_20": true,
        "avg_vol_over_2m": true,
        "mcap_over_1b": true,
        "no_earnings_7d": true,
        "not_lev_etf_spac": true,
        "bidask_spread": null,
        "dollar_vol_over_10m": true
      },
      "avg_dollar_vol": 2082739751.68,
      "avg_vol": 3528632
    },
    "options": {
      "checks": {
        "call_vol_2x": false,
        "ivr_under_40": true,
        "iv_contracting": false,
        "oi_calls_above_price": true
      },
      "vals": {
        "call_vol_mult": 0.1,
        "iv_rank": 29.0
      }
    }
  }
}

Levels & Bars

Data:

{
  "prior_day": {
    "high": 593.7,
    "low": 589.55,
    "close": 590.03,
    "date": "2026-08-31"
  },
  "woodie_pivots": {
    "PP": 590.83,
    "R1": 592.11,
    "S1": 587.95,
    "R2": 594.98,
    "S2": 586.68
  },
  "swing": {
    "high_20d": 601.23,
    "low_20d": 556.06,
    "high_60d": 601.23,
    "low_60d": 482
  },
  "orb": {
    "high": 593.7,
    "low": 589.55,
    "date": "2026-08-31"
  },
  "vwap": 591.64,
  "volume_profile": {
    "poc": 598.83,
    "vah": 599.92,
    "val": 566.74,
    "sessions": 20
  },
  "premarket": {
    "date": "2026-08-31",
    "high": 594.74,
    "low": 590.5,
    "last": 592.5,
    "volume": 2031,
    "gap_pct": -0.47,
    "path": "04:20 593.99 -> 07:55 594.74 -> 08:25 593.30 -> 08:45 593.00 -> 08:55 592.50",
    "bars": 9,
    "last_bar_et": "08:55"
  },
  "recent_daily": [
    {
      "d": "2026-07-28",
      "o": 561.03,
      "h": 564.6144,
      "l": 557.43,
      "c": 562.75,
      "v": 3126890.46883
    },
    {
      "d": "2026-07-29",
      "o": 555.06,
      "h": 569.99,
      "l": 554.9151,
      "c": 563.32,
      "v": 3525677.856484
    },
    {
      "d": "2026-07-30",
      "o": 577.36,
      "h": 582.62,
      "l": 567.63,
      "c": 577.35,
      "v": 5304033.50952
    },
    {
      "d": "2026-07-31",
      "o": 567.68,
      "h": 575.42,
      "l": 563.4151,
      "c": 573.1,
      "v": 4577720.237043
    },
    {
      "d": "2026-08-03",
      "o": 580,
      "h": 583.7089,
      "l": 570.78,
      "c": 570.97,
      "v": 3508314.963341
    },
    {
      "d": "2026-08-04",
      "o": 566.99,
      "h": 573.35,
      "l": 564,
      "c": 571.1,
      "v": 3207408.451086
    },
    {
      "d": "2026-08-05",
      "o": 575.74,
      "h": 578.2625,
      "l": 568.6,
      "c": 570.48,
      "v": 2432104.995304
    },
    {
      "d": "2026-08-06",
      "o": 573.21,
      "h": 576.36,
      "l": 566.37,
      "c": 575.95,
      "v": 3017240.862623
    },
    {
      "d": "2026-08-07",
      "o": 572.57,
      "h": 572.99,
      "l": 561.62,
      "c": 562.95,
      "v": 3018851.133881
    },
    {
      "d": "2026-08-10",
      "o": 561.11,
      "h": 566.765,
      "l": 559.36,
      "c": 563.17,
      "v": 2644467.31274
    },
    {
      "d": "2026-08-11",
      "o": 562.71,
      "h": 567.63,
      "l": 560,
      "c": 561.44,
      "v": 2464999.822223
    },
    {
      "d": "2026-08-12",
      "o": 557.56,
      "h": 563.5499,
      "l": 556.06,
      "c": 559.73,
      "v": 3095308.379761
    },
    {
      "d": "2026-08-13",
      "o": 565.61,
      "h": 568.275,
      "l": 557.7,
      "c": 567.04,
      "v": 1982844.015239
    },
    {
      "d": "2026-08-14",
      "o": 567.95,
      "h": 570.67,
      "l": 564.435,
      "c": 569.29,
      "v": 2473396.432178
    },
    {
      "d": "2026-08-17",
      "o": 565.24,
      "h": 569.27,
      "l": 561.2601,
      "c": 562.26,
      "v": 3019299.336508
    },
    {
      "d": "2026-08-18",
      "o": 563.87,
      "h": 578.5,
      "l": 563.18,
      "c": 574.31,
      "v": 3907935.32603
    },
    {
      "d": "2026-08-19",
      "o": 571.5,
      "h": 582.9269,
      "l": 570.3302,
      "c": 573.72,
      "v": 3053228.114927
    },
    {
      "d": "2026-08-20",
      "o": 572.07,
      "h": 579.61,
      "l": 571.8,
      "c": 573.85,
      "v": 2612732.080823
    },
    {
      "d": "2026-08-21",
      "o": 574.55,
      "h": 582.275,
      "l": 573.0401,
      "c": 580.63,
      "v": 2200631.145372
    },
    {
      "d": "2026-08-24",
      "o": 585,
      "h": 599.99,
      "l": 584.2162,
      "c": 599.86,
      "v": 3123658.962056
    },
    {
      "d": "2026-08-25",
      "o": 596.87,
      "h": 601.23,
      "l": 595.35,
      "c": 599.37,
      "v": 3371420.728632
    },
    {
      "d": "2026-08-26",
      "o": 599.37,
      "h": 600.49,
      "l": 594.71,
      "c": 598.47,
      "v": 3112437.921143
    },
    {
      "d": "2026-08-27",
      "o": 593.76,
      "h": 594.01,
      "l": 588.1101,
      "c": 591.73,
      "v": 3194143.129415
    },
    {
      "d": "2026-08-28",
      "o": 593.95,
      "h": 598.02,
      "l": 592.0825,
      "c": 595.3,
      "v": 1885569.749098
    },
    {
      "d": "2026-08-31",
      "o": 593.54,
      "h": 593.7,
      "l": 589.55,
      "c": 590.03,
      "v": 199354.659115
    }
  ]
}

Analyst Ratings

Data:

{
  "estimates": [
    {
      "symbol": "MA",
      "date": "2030-12-31",
      "revenueLow": 57156508969,
      "revenueHigh": 59193036769,
      "revenueAvg": 58300100000,
      "ebitdaLow": 38321911029,
      "ebitdaHigh": 40046823201,
      "ebitdaAvg": 39290515889,
      "ebitLow": 37015687799,
      "ebitHigh": 38740599971,
      "ebitAvg": 37984292659,
      "netIncomeLow": 30794799734,
      "netIncomeHigh": 32229821695,
      "netIncomeAvg": 31600620035,
      "sgaExpenseLow": 22381834047,
      "sgaExpenseHigh": 23179315000,
      "sgaExpenseAvg": 22829651192,
      "epsAvg": 35.19,
      "epsHigh": 35.89067,
      "epsLow": 34.29265,
      "numAnalystsRevenue": 12,
      "numAnalystsEps": 11
    },
    {
      "symbol": "MA",
      "date": "2029-12-31",
      "revenueLow": 52023166476,
      "revenueHigh": 53876789566,
      "revenueAvg": 53064049267,
      "ebitdaLow": 33782363353,
      "ebitdaHigh": 35299403542,
      "ebitdaAvg": 34634241261,
      "ebitLow": 32554654444,
      "ebitHigh": 34071694633,
      "ebitAvg": 33406532352,
      "netIncomeLow": 27083491450,
      "netIncomeHigh": 28345576571,
      "netIncomeAvg": 27792202030,
      "sgaExpenseLow": 20371675941,
      "sgaExpenseHigh": 21097533505,
      "sgaExpenseAvg": 20779273716,
      "epsAvg": 30.949,
      "epsHigh": 31.56523,
      "epsLow": 30.15979,
      "numAnalystsRevenue": 12,
      "numAnalystsEps": 7
    },
    {
      "symbol": "MA",
      "date": "2028-12-31",
      "revenueLow": 44953992923,
      "revenueHigh": 48562094321,
      "revenueAvg": 47053630671,
      "ebitdaLow": 28114824960,
      "ebitdaHigh": 31389429351,
      "ebitdaAvg": 29752127155,
      "ebitLow": 26948878778,
      "ebitHigh": 30223483169,
      "ebitAvg": 28586180973,
      "netIncomeLow": 22419827224,
      "netIncomeHigh": 25144098808,
      "netIncomeAvg": 23781963016,
      "sgaExpenseLow": 17603468572,
      "sgaExpenseHigh": 19016359740,
      "sgaExpenseAvg": 18425662658,
      "epsAvg": 26.89447,
      "epsHigh": 28.00011,
      "epsLow": 24.9664,
      "numAnalystsRevenue": 25,
      "numAnalystsEps": 14
    },
    {
      "symbol": "MA",
      "date": "2027-12-31",
      "revenueLow": 41366711595,
      "revenueHigh": 42531405416,
      "revenueAvg": 41969139434,
      "ebitdaLow": 25434276367,
      "ebitdaHigh": 26762107501,
      "ebitdaAvg": 26098191934,
      "ebitLow": 24303773099,
      "ebitHigh": 25631604233,
      "ebitAvg": 24967688666,
      "netIncomeLow": 20219260262,
      "netIncomeHigh": 21323934963,
      "netIncomeAvg": 20771597612.5,
      "sgaExpenseLow": 16198730305,
      "sgaExpenseHigh": 16654811061,
      "sgaExpenseAvg": 16434634145,
      "epsAvg": 23.09062,
      "epsHigh": 23.74603,
      "epsLow": 22.51588,
      "numAnalystsRevenue": 27,
      "numAnalystsEps": 25
    }
  ],
  "price_target": {
    "symbol": "MA",
    "targetHigh": 740,
    "targetLow": 597,
    "targetConsensus": 670.94,
    "targetMedian": 675
  },
  "ratings": {
    "symbol": "MA",
    "rating": "B",
    "overallScore": 3,
    "discountedCashFlowScore": 4,
    "returnOnEquityScore": 5,
    "returnOnAssetsScore": 5,
    "debtToEquityScore": 1,
    "priceToEarningsScore": 1,
    "priceToBookScore": 1
  },
  "grades": [
    {
      "symbol": "MA",
      "date": "2026-08-25",
      "gradingCompany": "Wolfe Research",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-08-05",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-08-03",
      "gradingCompany": "Cantor Fitzgerald",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "Barclays",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "UBS",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "Keybanc",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "Keefe, Bruyette & Woods",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-31",
      "gradingCompany": "TD Cowen",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-24",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-07",
      "gradingCompany": "Baird",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-07-07",
      "gradingCompany": "TD Cowen",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-06-30",
      "gradingCompany": "Piper Sandler",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-06-03",
      "gradingCompany": "Loop Capital",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-05-12",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-05-01",
      "gradingCompany": "Susquehanna",
      "previousGrade": "Positive",
      "newGrade": "Positive",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-05-01",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-05-01",
      "gradingCompany": "UBS",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-05-01",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-04-24",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-04-22",
      "gradingCompany": "BMO Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-04-14",
      "gradingCompany": "Citigroup",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-04-01",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "In Line",
      "newGrade": "In Line",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-03-31",
      "gradingCompany": "UBS",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-03-13",
      "gradingCompany": "Tigress Financial",
      "previousGrade": "Strong Buy",
      "newGrade": "Strong Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-02-13",
      "gradingCompany": "Freedom Broker",
      "previousGrade": "Hold",
      "newGrade": "Buy",
      "action": "upgrade"
    },
    {
      "symbol": "MA",
      "date": "2026-01-30",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-01-30",
      "gradingCompany": "Raymond James",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-01-30",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-01-30",
      "gradingCompany": "TD Cowen",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-01-30",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-01-30",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-01-30",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2026-01-13",
      "gradingCompany": "Compass Point",
      "previousGrade": "Neutral",
      "newGrade": "Buy",
      "action": "upgrade"
    },
    {
      "symbol": "MA",
      "date": "2025-12-24",
      "gradingCompany": "Freedom Broker",
      "previousGrade": "Hold",
      "newGrade": "Hold",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2025-12-08",
      "gradingCompany": "HSBC",
      "previousGrade": "Hold",
      "newGrade": "Buy",
      "action": "upgrade"
    },
    {
      "symbol": "MA",
      "date": "2025-11-06",
      "gradingCompany": "Tigress Financial",
      "previousGrade": "Strong Buy",
      "newGrade": "Strong Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2025-11-04",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2025-10-31",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2025-10-31",
      "gradingCompany": "Macquarie",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2025-10-31",
      "gradingCompany": "UBS",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2025-10-31",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "MA",
      "date": "2025-10-06",
      "gradingCompany": "Baird",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    }
  ]
}

News

Data:

[
  {
    "title": "RBC Capital Maintains Outperform on Mastercard, Raises Price Target to $696",
    "url": "https://www.benzinga.com/news/26/08/61521942/rbc-capital-maintains-outperform-mastercard-raises-price-target-696",
    "source": "benzinga",
    "date": "2026-08-31T13:50:33.682000+00:00",
    "summary": "RBC Capital  analyst Daniel R. Perlin   maintains Mastercard (NYSE:MA) with a Outperform and raises the price target from $642 to $696.",
    "image": ""
  },
  {
    "title": "Should You Invest in the Vanguard Financials Index Fund ETF Shares (VFH)?",
    "url": "https://www.zacks.com/stock/news/2982283/should-you-invest-in-the-vanguard-financials-index-fund-etf-shares-vfh?cid=CS-ZC-FT-sector_etf-2982283",
    "source": "Zacks Investment Research",
    "date": "2026-08-31T10:20:02Z",
    "summary": "VFH, a passively managed ETF launched in 2004, provides broad exposure to the financials sector with $13.91 billion in assets. The fund offers low costs (0.09% expense ratio), diversified holdings across 429 companies, and a 1.64% dividend yield. YTD performance is 7.3% with a me",
    "image": "https://staticx-tuner.zacks.com/images/default_article_images/default209.jpg"
  },
  {
    "title": "Both Hedge Funds and Mutual Funds Are Buying These Fantastic Fintech Stocks, and That's a Great Signal for Investors to Buy",
    "url": "https://www.fool.com/investing/2026/08/31/both-hedge-funds-and-mutual-funds-are-buying-these/",
    "source": "Fool - Investing News",
    "date": "2026-08-31 05:00:00",
    "summary": "The two groups of investment managers suggest these stocks can keep climbing higher.",
    "image": "https://images.financialmodelingprep.com/news/both-hedge-funds-and-mutual-funds-are-buying-these-20260831.jpg"
  },
  {
    "title": "Prediction: If Artificial Intelligence (AI) Leads to Unprecedented Economic Growth, These 2 S&P 500 Stocks Are Once-in-a-Decade Buying Opportunities Right Now",
    "url": "https://www.fool.com/investing/2026/08/30/prediction-ai-unprecedented-once-decade-buy/",
    "source": "Fool - Investing News",
    "date": "2026-08-30 07:37:00",
    "summary": "Instead of investing only in the companies at the infrastructure layer, it's time for AI believers to consider the dominant card payment networks.",
    "image": "https://images.financialmodelingprep.com/news/prediction-if-artificial-intelligence-ai-leads-to-unprecedented-economic-20260830.jpg"
  },
  {
    "title": "Bill Ackman Just Bought Visa, Mastercard, and S&P Global Stock. Each One Collects a Toll on Somebody Else's Sale.",
    "url": "https://www.fool.com/investing/2026/08/28/bill-ackman-just-bought-visa-mastercard-and-s-and-p-global-stock-each-one-collects-a-toll-on-somebody-else-s-sale/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-29T00:34:01Z",
    "summary": "Bill Ackman's Pershing Square hedge fund made three major new investments of approximately $1.1 billion each in Visa, Mastercard, and S&P Global during Q2 2026. These three positions combined represent about 17% of the fund's $19.5 billion U.S. stock portfolio. The common thread ",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fcdn.content.foolcdn.com%2Fimages%2F1umn9qeh%2Fproduction%2F4da1086146c66d386e6db444a89afd6bcf7daa31-1280x853.jpg%3Fw%3D800%26q%3D75%26fit%3Dmax%26auto%3Dformat&w=1200&op=resize"
  },
  {
    "title": "Is Mastercard an Undervalued Stock to Buy?",
    "url": "https://www.fool.com/investing/2026/08/28/is-mastercard-an-undervalued-stock-to-buy/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-29T00:07:27Z",
    "summary": "Mastercard is presented as an excellent long-term investment option. The article notes that billionaire investor Bill Ackman recently purchased Mastercard stock alongside Visa and S&P Global. However, innovation from competitors remains identified as the company's biggest threat.",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F885670%2Fmqdefault_custom_2.jpg&w=1200&op=resize"
  },
  {
    "title": "Mastercard CEO: AI Shopping Agents, Machine-to-Machine Payments, and the New Infrastructure of Commerce",
    "url": "https://www.fool.com/investing/2026/08/29/mastercard-ceo-ai-shopping-agents-machine-to-machine-payments-and-the-new-infrastructure-of-commerce/",
    "source": "The Motley Fool",
    "date": "2026-08-29 14:00:36",
    "summary": "In this Part 2 episode of\u00a0Motley Fool Hidden Gems Investing, Motley Fool CEO Tom Gardner speaks with Mastercard CEO Michael Miebach, who discusses:",
    "image": "https://images.financialmodelingprep.com/news/mastercard-ceo-ai-shopping-agents-machinetomachine-payments-and-the-20260829.jpg"
  },
  {
    "title": "BNP Paribas Sells 3,921 Shares of Mastercard Incorporated $MA",
    "url": "https://www.defenseworld.net/2026/08/29/bnp-paribas-sells-3921-shares-of-mastercard-incorporated-ma.html",
    "source": "Defense World",
    "date": "2026-08-29 04:57:58",
    "summary": "BNP Paribas decreased its stake in shares of Mastercard Incorporated (NYSE: MA) by 13.7% in the second quarter, according to the company in its most recent Form 13F filing with the SEC. The fund owned 24,645 shares of the credit services provider's stock after selling 3,921 share",
    "image": "https://images.financialmodelingprep.com/news/bnp-paribas-sells-3921-shares-of-mastercard-incorporated-ma-20260829.png"
  },
  {
    "title": "Beacon Pointe Advisors LLC Sells 2,352 Shares of Mastercard Incorporated $MA",
    "url": "https://www.defenseworld.net/2026/08/29/beacon-pointe-advisors-llc-sells-2352-shares-of-mastercard-incorporated-ma.html",
    "source": "Defense World",
    "date": "2026-08-29 04:03:59",
    "summary": "Beacon Pointe Advisors LLC lessened its stake in shares of Mastercard Incorporated (NYSE: MA) by 3.1% in the second quarter, according to the company in its most recent filing with the SEC. The fund owned 72,500 shares of the credit services provider's stock after selling 2,352 s",
    "image": "https://images.financialmodelingprep.com/news/beacon-pointe-advisors-llc-sells-2352-shares-of-mastercard-20260829.png"
  },
  {
    "title": "Bill Ackman Just Made His Biggest Portfolio Overhaul in Years, Adding Netflix, Visa, and Mastercard to Pershing Square. What's the Thesis Behind the Switch?",
    "url": "https://www.fool.com/investing/2026/08/28/bill-ackman-just-made-his-biggest-portfolio-overha/",
    "source": "The Motley Fool",
    "date": "2026-08-28 00:00:00",
    "summary": "Ackman's hedge fund has averaged annual gains of around 16%. That's well above the stock market's average.",
    "image": "https://images.financialmodelingprep.com/news/bill-ackman-just-made-his-biggest-portfolio-overhaul-in-20260828.jpg"
  },
  {
    "title": "Can Klook Help Mastercard Capture More APAC Travel Spending?",
    "url": "https://www.zacks.com/stock/news/2981352/can-klook-help-mastercard-capture-more-apac-travel-spending?cid=CS-ZC-FT-analyst_blog|quick_take-2981352",
    "source": "Zacks Investment Research",
    "date": "2026-08-27T15:33:00Z",
    "summary": "Mastercard has partnered with Klook to enhance travel offerings and cardholder benefits across Asia Pacific. The collaboration aims to provide exclusive discounts and develop innovative payment solutions, capitalizing on growing demand for experience-led travel where 47% of APAC ",
    "image": "https://staticx-tuner.zacks.com/images/articles/main/15/497.jpg"
  },
  {
    "title": "Can Visa's Bluefin Partnership Strengthen Its Merchant Growth?",
    "url": "https://www.zacks.com/stock/news/2981057/can-visa-s-bluefin-partnership-strengthen-its-merchant-growth?cid=CS-ZC-FT-analyst_blog|quick_take-2981057",
    "source": "Zacks Investment Research",
    "date": "2026-08-27T14:20:00Z",
    "summary": "Visa's Acceptance Solutions has partnered with Bluefin to create a unified in-person payment platform that integrates PCI-validated encryption, device management, and tokenization. The collaboration aims to simplify payment processing, reduce compliance burdens for large merchant",
    "image": "https://staticx-tuner.zacks.com/images/articles/main/7a/172.jpg"
  },
  {
    "title": "Mastercard to Participate in Upcoming Investor Conference",
    "url": "https://www.businesswire.com/news/home/20260827243671/en/Mastercard-to-Participate-in-Upcoming-Investor-Conference/",
    "source": "Business Wire",
    "date": "2026-08-27 16:30:00",
    "summary": "PURCHASE, N.Y.--(BUSINESS WIRE)--Mastercard Incorporated (NYSE: MA) today announced its participation in the following investor conference: On Thursday, September 10, Ling Hai, chief financial officer, will present at the Goldman Sachs Communacopia + Technology Conference in San ",
    "image": "https://images.financialmodelingprep.com/news/mastercard-to-participate-in-upcoming-investor-conference-20260827.jpg"
  },
  {
    "title": "Visa, Mastercard launch international card payments in Syria after US lifts terrorism designation",
    "url": "https://www.reuters.com/world/middle-east/visa-mastercard-launch-international-card-payments-syria-after-us-lifts-2026-08-27/",
    "source": "Reuters",
    "date": "2026-08-27 08:59:21",
    "summary": "Visa and Mastercard carried out their first international card \u200btransactions in Syria on Wednesday, a major step in reconnecting the country with global payment networks days \u200cafter Washington removed it from its state sponsors of terrorism list.",
    "image": "https://images.financialmodelingprep.com/news/visa-mastercard-launch-international-card-payments-in-syria-after-20260827.jpg"
  },
  {
    "title": "President Donald Trump's Investment Team Purchased Up to $5 Million in 3 High-Flying Stocks in June, According to His Financial Disclosure",
    "url": "https://www.fool.com/investing/2026/08/27/trump-purchased-up-to-5-million-v-ma-ctas-in-june/",
    "source": "Fool - Investing News",
    "date": "2026-08-27 04:06:00",
    "summary": "Among the president's more than 1,000 trades disclosed in June were purchases ranging from $1 million to $5 million in three industry-leading businesses -- one of which has rallied 85,000% since its IPO.",
    "image": "https://images.financialmodelingprep.com/news/president-donald-trumps-investment-team-purchased-up-to-5-20260827.jpg"
  },
  {
    "title": "Ancora Advisors LLC Takes $25.82 Million Position in Mastercard Incorporated $MA",
    "url": "https://www.defenseworld.net/2026/08/27/ancora-advisors-llc-takes-25-82-million-position-in-mastercard-incorporated-ma.html",
    "source": "Defense World",
    "date": "2026-08-27 03:47:34",
    "summary": "Ancora Advisors LLC bought a new stake in shares of Mastercard Incorporated (NYSE: MA) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund bought 50,276 shares of the credit services provider's stock, value",
    "image": "https://images.financialmodelingprep.com/news/ancora-advisors-llc-takes-2582-million-position-in-mastercard-20260827.png"
  },
  {
    "title": "Mastercard's Record Stalls With 61% Margin Already Priced In",
    "url": "https://www.gurufocus.com/news/9054591/mastercards-record-stalls-with-61-margin-already-priced-in",
    "source": "GuruFocus",
    "date": "2026-08-26 14:48:00",
    "summary": "Mastercard (MA), the global payments and financial-technology powerhouse, approached another record Wednesday before slipping to $597.535, down approximately 0.",
    "image": "https://images.financialmodelingprep.com/news/mastercards-record-stalls-with-61-margin-already-priced-in-20260826.png"
  },
  {
    "title": "For Investors in Their 30s, Here's 1 Glorious Growth ETF to Buy Hand Over Fist and Hold Forever",
    "url": "https://www.fool.com/investing/2026/08/25/investors-glorious-growth-etf-buy-hold-mgk/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-25T11:30:00Z",
    "summary": "The Vanguard Morningstar Mega Cap Growth ETF (MGK) is recommended for investors in their 30s seeking long-term growth. With 72% exposure to technology stocks and top holdings in Nvidia, Apple, and Microsoft, the ETF has delivered 13.6% compound annual returns since 2007, outperfo",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F884592%2Fa-smiling-person-writing-notes-while-looking-at-stock-charts-on-the-computer.jpg&w=1200&op=resize"
  },
  {
    "title": "Mastercard: Compelling DCF Valuation, Forward P/E, And Remarkable Growth Profile",
    "url": "https://seekingalpha.com/article/4940155-mastercard-compelling-dcf-valuation-forward-pe-and-remarkable-growth-profile",
    "source": "Seeking Alpha",
    "date": "2026-08-25 20:11:20",
    "summary": "Mastercard offers a compelling value with a 12\u201318 month price target of $640.63, implying 10.3% upside from current levels. MA's investment thesis centers on robust global network effects, industry-leading security, and a capital-light model driving exceptional free cash flow gro",
    "image": "https://images.financialmodelingprep.com/news/mastercard-compelling-dcf-valuation-forward-pe-and-remarkable-growth-20260825.jpg"
  },
  {
    "title": "What Crypto Market Slowdown? This Sector of the Crypto Market Has Tripled In Value Since 2025.",
    "url": "https://www.fool.com/investing/2026/08/18/what-crypto-market-slowdown-this-sector-of-the-cry/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-18T16:05:00Z",
    "summary": "While Bitcoin and Ethereum struggle amid macro headwinds, the tokenized real-world assets (RWA) market has tripled to $7.4 billion, driven by practical financial utility rather than speculation. Major financial institutions like BlackRock, JPMorgan Chase, Mastercard, and Robinhoo",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F883038%2Fblockchain.jpg&w=1200&op=resize"
  },
  {
    "title": "Breakfast News: Mastercard's CEO Speaks",
    "url": "https://www.fool.com/investing/breakfast-news/2026/08/15/breakfast-news/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-15T11:25:00Z",
    "summary": "Mastercard's CEO Michael Miebach discusses the company's strategic positioning as the operating system of the digital economy, emphasizing its role in cybersecurity, stablecoin interoperability, and emerging agentic commerce. The CEO highlights that by 2030, cyber risk-driven dam",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F883546%2Ftmf-michael-miebach-thumbnail-artboardsartboard-1-1.png&w=1200&op=resize"
  },
  {
    "title": "Bill Ackman\u2019s Pershing Square Just Bought Netflix and 5 Other Stocks. Here\u2019s What Investors Need to Know.",
    "url": "https://www.fool.com/investing/2026/08/13/bill-ackmans-pershing-square-just-bought-netflix-and-5-other-stocks-heres-what-investors-need-to-know/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-13T16:12:01Z",
    "summary": "Bill Ackman's Pershing Square deployed 85% of its $5 billion capital raise by purchasing Netflix, Visa, Mastercard, S&P Global, Intercontinental Exchange, and Alcon. The fund targeted stocks that have sold off due to AI disruption concerns, believing these companies have competit",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fcdn.content.foolcdn.com%2Fimages%2F1umn9qeh%2Fproduction%2F4da1086146c66d386e6db444a89afd6bcf7daa31-1280x853.jpg%3Fw%3D800%26q%3D75%26fit%3Dmax%26auto%3Dformat&w=1200&op=resize"
  },
  {
    "title": "Visa and Mastercard Have Both Reported. Which Payments Giant Is the Best Buy Now?",
    "url": "https://www.fool.com/investing/2026/08/12/visa-mastercard-payments-giant-best-buy-now/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-12T09:15:00Z",
    "summary": "Both Visa and Mastercard reported strong Q2/Q3 results with 14% year-over-year revenue growth. While both are exceptional businesses with unassailable competitive positions, Mastercard is identified as the better buy due to faster operating income growth (19.5% vs 11.1% CAGR), gr",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F881178%2Fmastercard-logo-on-left-on-red-filter-and-visa-logo-on-right-on-blue-filter_the-motley-fool.png&w=1200&op=resize"
  },
  {
    "title": "Is the Market Underrating American Express's Growth Runway?",
    "url": "https://www.fool.com/investing/2026/08/06/is-the-market-underrating-payments-stocks-growth/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-06T15:30:00Z",
    "summary": "American Express stock has underperformed its competitors and major indexes this year, down 6% YTD while Visa is up 6% and Mastercard is flat. However, the article argues the stock may be underrated based on strong Q2 earnings (revenue +10% YoY, EPS beat), raised revenue guidance",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F879615%2Fgettyimages-1385067299.jpg&w=1200&op=resize"
  },
  {
    "title": "Which Financial Stock Would Hold Up Better in a Recession: PayPal or American Express?",
    "url": "https://www.fool.com/investing/2026/08/03/which-financial-stock-would-hold-up-better-in-a-re/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-08-03T19:10:00Z",
    "summary": "American Express is better positioned to weather a recession than PayPal due to its stronger business model, affluent customer base, and natural resistance to economic downturns. While American Express benefits from higher interest rates and has a wider competitive moat, PayPal f",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F881578%2Fwoman-payment-store.jpg&w=1200&op=resize"
  }
]

Calendar / Earnings

Data:

[
  {
    "symbol": "MA",
    "date": "2026-10-29",
    "epsActual": null,
    "epsEstimated": 5.12,
    "revenueActual": null,
    "revenueEstimated": 9645052000,
    "lastUpdated": "2026-08-31"
  },
  {
    "symbol": "MA",
    "date": "2026-07-30",
    "epsActual": 5.04,
    "epsEstimated": 4.77,
    "revenueActual": 9277000000,
    "revenueEstimated": 9075237000,
    "lastUpdated": "2026-08-31"
  },
  {
    "symbol": "MA",
    "date": "2026-04-30",
    "epsActual": 4.6,
    "epsEstimated": 4.4,
    "revenueActual": 9277000000,
    "revenueEstimated": 8259087000,
    "lastUpdated": "2026-07-31"
  },
  {
    "symbol": "MA",
    "date": "2026-01-29",
    "epsActual": 4.76,
    "epsEstimated": 4.24,
    "revenueActual": 8806000000,
    "revenueEstimated": 8773591000,
    "lastUpdated": "2026-04-29"
  },
  {
    "symbol": "MA",
    "date": "2025-10-30",
    "epsActual": 4.38,
    "epsEstimated": 4.32,
    "revenueActual": 8602000000,
    "revenueEstimated": 8534549338,
    "lastUpdated": "2026-01-30"
  }
]

Short & Liquidity

Data:

{
  "borrow": [],
  "short_interest": [
    {
      "symbol": "MA",
      "file_date": "",
      "error": "Symbol not found in FINRA biweekly file",
      "days_to_cover": null
    }
  ],
  "ftd": {
    "symbol": "MA",
    "periods": [
      {
        "file_period": "202604b",
        "settlement_date": "20260428",
        "quantity_fails": 48,
        "price": 506.43
      },
      {
        "file_period": "202606a",
        "settlement_date": "20260612",
        "quantity_fails": 4915,
        "price": 486.51
      },
      {
        "file_period": "202606b",
        "settlement_date": "20260629",
        "quantity_fails": 1994,
        "price": 499.02
      },
      {
        "file_period": "202607a",
        "settlement_date": "20260710",
        "quantity_fails": 106,
        "price": 523.2
      },
      {
        "file_period": "202607b",
        "settlement_date": "20260731",
        "quantity_fails": 869,
        "price": 577.35
      },
      {
        "file_period": "202608a",
        "settlement_date": "20260804",
        "quantity_fails": 556,
        "price": 570.97
      }
    ],
    "trend": "rising",
    "trend_description": "FTD quantity increasing \u2014 settlement pressure building, potential squeeze precursor"
  }
}

Whales & Insiders

Data:

{
  "insider": [
    {
      "symbol": "MA",
      "filingDate": "2026-08-20",
      "transactionDate": "2026-08-19",
      "reportingCik": "0001427531",
      "companyCik": "0001141391",
      "transactionType": "M-Exempt",
      "securitiesOwned": 48360.083,
      "reportingName": "SACHIN J. MEHRA",
      "typeOfOwner": "officer: Chief Business Officer",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 7444,
      "price": 344.48,
      "securityName": "Class A Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/1141391/000142753126000005/0001427531-26-000005-index.htm"
    },
    {
      "symbol": "MA",
      "filingDate": "2026-08-20",
      "transactionDate": "2026-08-19",
      "reportingCik": "0001427531",
      "companyCik": "0001141391",
      "transactionType": "S-Sale",
      "securitiesOwned": 48240.083,
      "reportingName": "SACHIN J. MEHRA",
      "typeOfOwner": "officer: Chief Business Officer",
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      "expires": "2026-09-25",
      "open_interest": 27,
      "option_type": "call",
      "delta": 0.510898035931735,
      "ask_volume": 0,
      "last_price": "15.00",
      "implied_volatility": "0.2022527908435248",
      "gamma": 0.01035662974397814,
      "avg_price": "15.00",
      "bid_volume": 0,
      "nbbo_ask": "17.60",
      "strike": "590",
      "option_symbol": "MA260925C00590000",
      "total_premium": "37500.00",
      "iv": 0.248218746424285,
      "volume": 25,
      "nbbo_bid": "15.20"
    },
    {
      "underlying_symbol": "MA",
      "expires": "2026-11-20",
      "open_interest": 308,
      "option_type": "call",
      "delta": 0.364797890447513,
      "ask_volume": 0,
      "last_price": "16.90",
      "implied_volatility": "0.236028473768353",
      "gamma": 0.00519265294387909,
      "avg_price": "16.90",
      "bid_volume": 20,
      "nbbo_ask": "18.80",
      "strike": "620",
      "option_symbol": "MA261120C00620000",
      "total_premium": "33800.00",
      "iv": 0.260012776823981,
      "volume": 20,
      "nbbo_bid": "15.10"
    },
    {
      "underlying_symbol": "MA",
      "expires": "2026-09-18",
      "open_interest": 698,
      "option_type": "call",
      "delta": 0.507468756471926,
      "ask_volume": 20,
      "last_price": "14.30",
      "implied_volatility": "0.2408680999088856",
      "gamma": 0.01324559205211451,
      "avg_price": "14.30",
      "bid_volume": 0,
      "nbbo_ask": "17.60",
      "strike": "590",
      "option_symbol": "MA260918C00590000",
      "total_premium": "28600.00",
      "iv": 0.228330112649767,
      "volume": 20,
      "nbbo_bid": "10.90"
    }
  ],
  "gamma_profile": {
    "ticker": "MA",
    "spot": 590.03,
    "date": "2026-08-31",
    "flip_point": 597.55,
    "net_gex": 16886.37,
    "call_walls": [
      {
        "strike": 600.0,
        "gex": 4728.51
      },
      {
        "strike": 620.0,
        "gex": 2273.04
      },
      {
        "strike": 570.0,
        "gex": 2009.5
      }
    ],
    "put_walls": [
      {
        "strike": 540.0,
        "gex": -1345.5
      },
      {
        "strike": 580.0,
        "gex": -1341.24
      },
      {
        "strike": 570.0,
        "gex": -1130.15
      }
    ],
    "by_strike": [
      {
        "strike": 560.0,
        "call_gex": 1084.66,
        "put_gex": -918.75,
        "net_gex": 165.91
      },
      {
        "strike": 562.5,
        "call_gex": 0.72,
        "put_gex": -20.16,
        "net_gex": -19.44
      },
      {
        "strike": 565.0,
        "call_gex": 350.0,
        "put_gex": -348.95,
        "net_gex": 1.04
      },
      {
        "strike": 567.5,
        "call_gex": 0.0,
        "put_gex": -21.69,
        "net_gex": -21.69
      },
      {
        "strike": 570.0,
        "call_gex": 2009.5,
        "put_gex": -1130.15,
        "net_gex": 879.35
      },
      {
        "strike": 572.5,
        "call_gex": 3.05,
        "put_gex": -22.73,
        "net_gex": -19.69
      },
      {
        "strike": 575.0,
        "call_gex": 776.72,
        "put_gex": -994.43,
        "net_gex": -217.7
      },
      {
        "strike": 577.5,
        "call_gex": 11.94,
        "put_gex": -298.16,
        "net_gex": -286.22
      },
      {
        "strike": 580.0,
        "call_gex": 2007.01,
        "put_gex": -1341.24,
        "net_gex": 665.77
      },
      {
        "strike": 582.5,
        "call_gex": 22.53,
        "put_gex": -375.13,
        "net_gex": -352.61
      },
      {
        "strike": 585.0,
        "call_gex": 984.09,
        "put_gex": -380.12,
        "net_gex": 603.96
      },
      {
        "strike": 587.5,
        "call_gex": 6.37,
        "put_gex": -104.25,
        "net_gex": -97.87
      },
      {
        "strike": 590.0,
        "call_gex": 1895.91,
        "put_gex": -761.14,
        "net_gex": 1134.77
      },
      {
        "strike": 592.5,
        "call_gex": 440.26,
        "put_gex": -104.61,
        "net_gex": 335.65
      },
      {
        "strike": 595.0,
        "call_gex": 851.46,
        "put_gex": -388.67,
        "net_gex": 462.79
      },
      {
        "strike": 597.5,
        "call_gex": 126.2,
        "put_gex": -171.28,
        "net_gex": -45.08
      },
      {
        "strike": 600.0,
        "call_gex": 4728.51,
        "put_gex": -838.54,
        "net_gex": 3889.98
      },
      {
        "strike": 602.5,
        "call_gex": 189.35,
        "put_gex": -11.96,
        "net_gex": 177.39
      },
      {
        "strike": 605.0,
        "call_gex": 1221.96,
        "put_gex": -95.72,
        "net_gex": 1126.24
      },
      {
        "strike": 607.5,
        "call_gex": 34.0,
        "put_gex": 0.0,
        "net_gex": 34.0
      },
      {
        "strike": 610.0,
        "call_gex": 1578.79,
        "put_gex": -150.9,
        "net_gex": 1427.89
      },
      {
        "strike": 612.5,
        "call_gex": 41.6,
        "put_gex": 0.0,
        "net_gex": 41.6
      },
      {
        "strike": 615.0,
        "call_gex": 1210.51,
        "put_gex": -16.87,
        "net_gex": 1193.65
      },
      {
        "strike": 617.5,
        "call_gex": 50.96,
        "put_gex": 0.0,
        "net_gex": 50.96
      },
      {
        "strike": 620.0,
        "call_gex": 2273.04,
        "put_gex": -104.96,
        "net_gex": 2168.09
      }
    ]
  },
  "oi_changes": {
    "net_call_oi_change": 642,
    "net_put_oi_change": 1,
    "top": [
      {
        "strike": "620",
        "oi_change": 632,
        "type": "call"
      },
      {
        "strike": "640",
        "oi_change": 9,
        "type": "call"
      },
      {
        "strike": "540",
        "oi_change": 1,
        "type": "put"
      },
      {
        "strike": "550",
        "oi_change": 1,
        "type": "call"
      },
      {
        "strike": "570",
        "oi_change": 0,
        "type": "call"
      }
    ]
  }
}

Market Environment

Data:

{
  "vix": 15.21,
  "sp500": 7675.7,
  "fed_funds": 3.63,
  "yield_curve_10y2y": 0.47,
  "hy_spread": 2.7,
  "treasury": {
    "date": "2026-08-28",
    "month1": 3.84,
    "month2": 3.86,
    "month3": 3.9,
    "month6": 4.02,
    "year1": 4.15,
    "year2": 4.34,
    "year3": 4.41,
    "year5": 4.48,
    "year7": 4.59,
    "year10": 4.73,
    "year20": 5.21,
    "year30": 5.22
  },
  "events": [
    {
      "title": "ISM Manufacturing PMI",
      "currency": "USD",
      "date": "2026-09-01",
      "time_utc": "14:00",
      "impact": "High",
      "forecast": "55.2",
      "previous": "55.6",
      "actual": null,
      "minutes_until": 1446
    }
  ]
}

Intraday Patterns

Data:

{
  "days": 102,
  "patterns": [
    {
      "name": "VWAP Touch",
      "count": 102,
      "pct": 100
    },
    {
      "name": "9 EMA Touch",
      "count": 102,
      "pct": 100
    },
    {
      "name": "21 EMA Touch",
      "count": 102,
      "pct": 100
    },
    {
      "name": "ORB Breakout",
      "count": 99,
      "pct": 97
    },
    {
      "name": "Woodie Pivot Touch",
      "count": 97,
      "pct": 95
    },
    {
      "name": "PDH/PDL Touch",
      "count": 96,
      "pct": 94
    },
    {
      "name": "Open Retracement",
      "count": 79,
      "pct": 77
    },
    {
      "name": "Gap Fill",
      "count": 62,
      "pct": 61
    },
    {
      "name": "Darvas Box",
      "count": 26,
      "pct": 25
    },
    {
      "name": "High Vol Open",
      "count": 24,
      "pct": 24
    },
    {
      "name": "Power Hour",
      "count": 9,
      "pct": 9
    }
  ]
}