ALLY — Ally Financial Inc.

Summary

Table of Contents

Company

Data:

{
  "symbol": "ALLY",
  "price": 37.535,
  "marketCap": 11418147000,
  "beta": 1.074,
  "lastDividend": 1.2,
  "range": "35.92-47.29",
  "change": -0.085,
  "changePercentage": -0.22594,
  "volume": 3119095,
  "averageVolume": 3251947,
  "companyName": "Ally Financial Inc.",
  "currency": "USD",
  "cik": "0000040729",
  "isin": "US02005N1000",
  "cusip": "02005N100",
  "exchangeFullName": "New York Stock Exchange",
  "exchange": "NYSE",
  "industry": "Financial - Credit Services",
  "website": "https://www.ally.com",
  "description": "Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.",
  "ceo": "Michael G. Rhodes",
  "sector": "Financial Services",
  "country": "US",
  "fullTimeEmployees": "10300",
  "phone": "866 710 4623",
  "address": "Ally Detroit Center",
  "city": "Detroit",
  "state": "MI",
  "zip": "48226",
  "image": "https://images.financialmodelingprep.com/symbol/ALLY.png",
  "ipoDate": "2014-01-28",
  "defaultImage": false,
  "isEtf": false,
  "isActivelyTrading": true,
  "isAdr": false,
  "isFund": false
}

Price / Quote

Data:

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  "name": "Ally Financial Inc.",
  "price": 37.91,
  "changePercentage": 0.69057,
  "change": 0.26,
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  "dayLow": 37.73,
  "dayHigh": 38.37,
  "yearHigh": 47.29,
  "yearLow": 35.92,
  "marketCap": 11532222000,
  "priceAvg50": 42.1752,
  "priceAvg200": 42.6923,
  "exchange": "NYSE",
  "open": 38.02,
  "previousClose": 37.65,
  "timestamp": 1790971203,
  "quote_spread": {},
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}

Volume

Data:

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    "sessions": 20
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}

Fundamentals

Data:

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        "shortTermNetDebtIssuance": 3070000000,
        "netStockIssuance": -59000000,
        "netCommonStockIssuance": -59000000,
        "commonStockIssuance": 0,
        "commonStockRepurchased": -59000000,
        "netPreferredStockIssuance": 0,
        "netDividendsPaid": -489000000,
        "commonDividendsPaid": -379000000,
        "preferredDividendsPaid": -110000000,
        "otherFinancingActivities": -58000000,
        "netCashProvidedByFinancingActivities": 1956000000,
        "effectOfForexChangesOnCash": -2045000000,
        "netChangeInCash": -1624000000,
        "cashAtEndOfPeriod": 2988000000,
        "cashAtBeginningOfPeriod": 4612000000,
        "operatingCashFlow": 3628000000,
        "capitalExpenditure": -4275000000,
        "freeCashFlow": -647000000,
        "incomeTaxesPaid": 0,
        "interestPaid": 0
      }
    ]
  }
}

Technical

Data:

{
  "price": 37.91,
  "rsi": 27.449403828211516,
  "sma20": 40.038,
  "sma50": 42.05399999999996,
  "sma200": 42.65759999999992,
  "adx": 42.725156465255886,
  "atr": 0.95,
  "atr_pct": 2.51,
  "atr_expansion_pct": -13.2,
  "di_plus": 6.2,
  "di_minus": 43.5,
  "high_52w": 47.25,
  "low_52w": 35.96,
  "structure": {
    "ema8": 38.303511345046175,
    "ema21": 39.725855203352886,
    "ema50": 41.4152769139624,
    "ema200": 42.082569088619856,
    "ema10": 38.5463330975315,
    "ema20": 39.63419068811102,
    "ema10_slope_pct": -3.18,
    "ema20_slope_pct": -2.88,
    "trend_dir": "down",
    "checks": {
      "price_above_all": false,
      "ema_stacked": false,
      "ema21_rising": false,
      "ema50_rising": false,
      "adx_over_30": true,
      "higher_highs_lows": false,
      "lower_highs_lows": true,
      "near_21ema": false
    },
    "dist_21ema_pct": -4.6,
    "_no_bars": false,
    "macd": {
      "macd": -1.355,
      "signal": -1.197,
      "histogram": -0.158
    },
    "bollinger": {
      "mid": 40.04,
      "upper": 43.72,
      "lower": 36.36,
      "width_pct": 18.38
    },
    "crossover": {
      "fresh_cross": null,
      "pre_compressed": null,
      "held_above_21": null,
      "candles_since": null,
      "intraday_support": false
    },
    "momentum": {
      "roc10": -5.2,
      "ret_3d": 0.26,
      "ret_5d": -2.27,
      "roc10_accel": 2.57,
      "checks": {
        "roc_over_5": false,
        "rsi_in_band": false,
        "macd_expanding": false,
        "top_quartile_3d": false,
        "no_big_down": true,
        "near_high": false
      },
      "volume": {
        "rvol": 0.97,
        "checks": {
          "rvol_over_2": false,
          "up_vol_beats_down": false,
          "obv_new_high": false,
          "surge_day": false,
          "pullback_declining_vol": false,
          "last_up_beats_down": false
        }
      }
    },
    "relative_strength": {
      "sector": "Financial Services",
      "sector_etf": "XLF",
      "sector_etf_ret10d": -4.57,
      "checks": {
        "beats_spy_all": false,
        "beats_sector_10d": false,
        "rs_line_at_high": false,
        "sector_top3": false
      }
    },
    "commodity": {},
    "universe": {
      "checks": {
        "price_over_20": true,
        "mcap_2b_to_200b": true,
        "dollar_vol_over_10m": true,
        "common_stock": true,
        "no_earnings_7d": true
      },
      "avg_dollar_vol": 122061830.645
    },
    "options": {
      "checks": {
        "call_vol_2x": false,
        "ivr_under_40": true,
        "iv_contracting": false,
        "oi_calls_above_price": false
      },
      "vals": {
        "call_vol_mult": 0.1,
        "iv_rank": 30.0
      }
    }
  }
}

Levels & Bars

Data:

{
  "prior_day": {
    "high": 38.37,
    "low": 37.7,
    "close": 37.91,
    "date": "2026-10-02"
  },
  "woodie_pivots": {
    "PP": 37.97,
    "R1": 38.24,
    "S1": 37.57,
    "R2": 38.64,
    "S2": 37.3
  },
  "swing": {
    "high_20d": 43.92,
    "low_20d": 36.65,
    "high_60d": 46.81,
    "low_60d": 36.65
  },
  "orb": {
    "high": 38.28,
    "low": 37.7,
    "date": "2026-10-02"
  },
  "vwap": 38.07,
  "volume_profile": {
    "poc": 37.6,
    "vah": 41.03,
    "val": 36.7,
    "sessions": 20
  },
  "intraday": {
    "h1_trend": "up",
    "h1_last": 38.2,
    "h1_ema9": 37.92,
    "h1_ema21": 37.77,
    "m15_trend": "flat",
    "m15_last": 38.06,
    "m15_ema9": 38.13,
    "m15_ema21": 38.05,
    "rvol_intraday": 1.03,
    "as_of_et": "2026-10-02 15:55"
  },
  "premarket": {
    "date": "2026-10-02",
    "high": 38.13,
    "low": 37.75,
    "last": 38.13,
    "volume": 3929,
    "gap_pct": 1.27,
    "path": "04:00 37.75 -> 08:30 37.98 -> 09:20 38.13",
    "bars": 3,
    "last_bar_et": "09:20"
  },
  "recent_daily": [
    {
      "d": "2026-08-28",
      "o": 42.76,
      "h": 42.975,
      "l": 42.05,
      "c": 42.18,
      "v": 2235273.439151
    },
    {
      "d": "2026-08-31",
      "o": 41.97,
      "h": 42.265,
      "l": 41.46,
      "c": 42.21,
      "v": 3430718.322317
    },
    {
      "d": "2026-09-01",
      "o": 41.83,
      "h": 42.42,
      "l": 41.73,
      "c": 41.85,
      "v": 3182865.728951
    },
    {
      "d": "2026-09-02",
      "o": 42.25,
      "h": 43.61,
      "l": 42.25,
      "c": 42.66,
      "v": 3146105.708675
    },
    {
      "d": "2026-09-03",
      "o": 43.16,
      "h": 43.63,
      "l": 42.995,
      "c": 43.59,
      "v": 2710912.586581
    },
    {
      "d": "2026-09-04",
      "o": 43.08,
      "h": 43.925,
      "l": 43.08,
      "c": 43.73,
      "v": 1561224.177582
    },
    {
      "d": "2026-09-08",
      "o": 43.15,
      "h": 43.3,
      "l": 42.26,
      "c": 42.28,
      "v": 2126867.271361
    },
    {
      "d": "2026-09-09",
      "o": 42.1,
      "h": 42.355,
      "l": 41.635,
      "c": 41.83,
      "v": 3452597.113112
    },
    {
      "d": "2026-09-10",
      "o": 41.79,
      "h": 42.18,
      "l": 41.36,
      "c": 42.17,
      "v": 3787763.439289
    },
    {
      "d": "2026-09-11",
      "o": 42.72,
      "h": 42.73,
      "l": 41.38,
      "c": 42.07,
      "v": 3543310.532822
    },
    {
      "d": "2026-09-14",
      "o": 41.82,
      "h": 42.385,
      "l": 41.705,
      "c": 41.94,
      "v": 2607872.814627
    },
    {
      "d": "2026-09-15",
      "o": 41.59,
      "h": 41.815,
      "l": 39.84,
      "c": 41.58,
      "v": 6263852.61198
    },
    {
      "d": "2026-09-16",
      "o": 41.46,
      "h": 41.62,
      "l": 39.985,
      "c": 40.31,
      "v": 5682955.550534
    },
    {
      "d": "2026-09-17",
      "o": 40.9,
      "h": 40.97,
      "l": 40.53,
      "c": 40.6,
      "v": 3483839.599237
    },
    {
      "d": "2026-09-18",
      "o": 40.47,
      "h": 40.4859,
      "l": 39.85,
      "c": 40,
      "v": 5420247.493193
    },
    {
      "d": "2026-09-21",
      "o": 40.39,
      "h": 40.4,
      "l": 39.87,
      "c": 39.89,
      "v": 2537628.765959
    },
    {
      "d": "2026-09-22",
      "o": 40.31,
      "h": 40.4615,
      "l": 39.06,
      "c": 39.07,
      "v": 3665311.274476
    },
    {
      "d": "2026-09-23",
      "o": 38.87,
      "h": 39.02,
      "l": 38.46,
      "c": 38.58,
      "v": 3885393.682501
    },
    {
      "d": "2026-09-24",
      "o": 38.68,
      "h": 38.875,
      "l": 38.19,
      "c": 38.74,
      "v": 3911564.264462
    },
    {
      "d": "2026-09-25",
      "o": 38.75,
      "h": 38.98,
      "l": 38.19,
      "c": 38.79,
      "v": 2917134.309063
    },
    {
      "d": "2026-09-28",
      "o": 38.75,
      "h": 38.75,
      "l": 38.06,
      "c": 38.19,
      "v": 3387732.004685
    },
    {
      "d": "2026-09-29",
      "o": 38.2,
      "h": 38.385,
      "l": 37.5,
      "c": 37.81,
      "v": 3586963.990454
    },
    {
      "d": "2026-09-30",
      "o": 37.355,
      "h": 37.6537,
      "l": 37.055,
      "c": 37.62,
      "v": 4861426.312916
    },
    {
      "d": "2026-10-01",
      "o": 37.25,
      "h": 37.65,
      "l": 36.65,
      "c": 37.65,
      "v": 5166480.518403
    },
    {
      "d": "2026-10-02",
      "o": 38.02,
      "h": 38.37,
      "l": 37.7,
      "c": 37.91,
      "v": 3719549.328079
    }
  ]
}

Sector Leadership

Data:

{
  "sector": "Financial Services",
  "etf": "XLF",
  "etf_trend": "down",
  "etf_r5d": -2.74,
  "etf_rvol": 0.53,
  "rs_5d": -0.08,
  "leading": false
}

Analyst Ratings

Data:

{
  "estimates": [
    {
      "symbol": "ALLY",
      "date": "2028-12-31",
      "revenueLow": 9410552780,
      "revenueHigh": 10065210551,
      "revenueAvg": 9905344969,
      "ebitdaLow": 4243576209,
      "ebitdaHigh": 5224265972,
      "ebitdaAvg": 4579616135,
      "ebitLow": 2117053354,
      "ebitHigh": 3097743117,
      "ebitAvg": 2453093280,
      "netIncomeLow": 1694896293,
      "netIncomeHigh": 2480028818,
      "netIncomeAvg": 1963927220,
      "sgaExpenseLow": 2208837590,
      "sgaExpenseHigh": 2362498350,
      "sgaExpenseAvg": 2324974826,
      "epsAvg": 7.04777,
      "epsHigh": 7.89132,
      "epsLow": 5.39307,
      "numAnalystsRevenue": 9,
      "numAnalystsEps": 5
    },
    {
      "symbol": "ALLY",
      "date": "2027-12-31",
      "revenueLow": 9034832766,
      "revenueHigh": 9919793607,
      "revenueAvg": 9631666822,
      "ebitdaLow": 4312080102,
      "ebitdaHigh": 4452801673,
      "ebitdaAvg": 4382440887,
      "ebitLow": 2400121657,
      "ebitHigh": 2540843228,
      "ebitAvg": 2470482442,
      "netIncomeLow": 1921518554,
      "netIncomeHigh": 2034179139,
      "netIncomeAvg": 1977848846.5,
      "sgaExpenseLow": 2120648882,
      "sgaExpenseHigh": 2328366199,
      "sgaExpenseAvg": 2260737305,
      "epsAvg": 6.3432,
      "epsHigh": 6.47265,
      "epsLow": 6.11417,
      "numAnalystsRevenue": 12,
      "numAnalystsEps": 11
    },
    {
      "symbol": "ALLY",
      "date": "2026-12-31",
      "revenueLow": 8788128297,
      "revenueHigh": 9184356047,
      "revenueAvg": 9072599503,
      "ebitdaLow": 3543981029,
      "ebitdaHigh": 3811936130,
      "ebitdaAvg": 3651797609,
      "ebitLow": 1879611217,
      "ebitHigh": 2147566318,
      "ebitAvg": 1987427797,
      "netIncomeLow": 1504801983,
      "netIncomeHigh": 1719324733,
      "netIncomeAvg": 1591119090,
      "sgaExpenseLow": 2062742602,
      "sgaExpenseHigh": 2155744870,
      "sgaExpenseAvg": 2129513461,
      "epsAvg": 5.17969,
      "epsHigh": 5.4708,
      "epsLow": 4.7882,
      "numAnalystsRevenue": 7,
      "numAnalystsEps": 11
    },
    {
      "symbol": "ALLY",
      "date": "2025-12-31",
      "revenueLow": 7904387277,
      "revenueHigh": 7954478451,
      "revenueAvg": 7934441982,
      "ebitdaLow": 2827372281,
      "ebitdaHigh": 2929541450,
      "ebitdaAvg": 2878456865,
      "ebitLow": 1430372281,
      "ebitHigh": 1532541450,
      "ebitAvg": 1481456865,
      "netIncomeLow": 1145144818,
      "netIncomeHigh": 1226940652,
      "netIncomeAvg": 1186042735,
      "sgaExpenseLow": 1855311601,
      "sgaExpenseHigh": 1867068962,
      "sgaExpenseAvg": 1862366018,
      "epsAvg": 3.74389,
      "epsHigh": 3.90406,
      "epsLow": 3.64379,
      "numAnalystsRevenue": 11,
      "numAnalystsEps": 13
    }
  ],
  "price_target": {
    "symbol": "ALLY",
    "targetHigh": 58,
    "targetLow": 42,
    "targetConsensus": 52.88,
    "targetMedian": 54.5
  },
  "ratings": {
    "symbol": "ALLY",
    "rating": "B",
    "overallScore": 3,
    "discountedCashFlowScore": 1,
    "returnOnEquityScore": 4,
    "returnOnAssetsScore": 4,
    "debtToEquityScore": 1,
    "priceToEarningsScore": 3,
    "priceToBookScore": 3
  },
  "grades": [
    {
      "symbol": "ALLY",
      "date": "2026-09-30",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Overweight",
      "newGrade": "Equal Weight",
      "action": "downgrade"
    },
    {
      "symbol": "ALLY",
      "date": "2026-09-25",
      "gradingCompany": "Citigroup",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-09-23",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-08-04",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-07-10",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-07-08",
      "gradingCompany": "B of A Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-06-26",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-06-23",
      "gradingCompany": "Citigroup",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-04-21",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-04-20",
      "gradingCompany": "Morgan Stanley",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-04-20",
      "gradingCompany": "Goldman Sachs",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-04-20",
      "gradingCompany": "Barclays",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-04-10",
      "gradingCompany": "B of A Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-04-09",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-04-06",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-02-05",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-01-26",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-01-12",
      "gradingCompany": "RBC Capital",
      "previousGrade": "Outperform",
      "newGrade": "Outperform",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-01-12",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-01-08",
      "gradingCompany": "TD Cowen",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2026-01-06",
      "gradingCompany": "Evercore ISI Group",
      "previousGrade": "In Line",
      "newGrade": "Outperform",
      "action": "upgrade"
    },
    {
      "symbol": "ALLY",
      "date": "2026-01-05",
      "gradingCompany": "Barclays",
      "previousGrade": "Equal Weight",
      "newGrade": "Equal Weight",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2025-12-22",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2025-12-17",
      "gradingCompany": "Wells Fargo",
      "previousGrade": "Equal Weight",
      "newGrade": "Overweight",
      "action": "upgrade"
    },
    {
      "symbol": "ALLY",
      "date": "2025-10-20",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2025-10-20",
      "gradingCompany": "Truist Securities",
      "previousGrade": "Buy",
      "newGrade": "Buy",
      "action": "maintain"
    },
    {
      "symbol": "ALLY",
      "date": "2025-10-20",
      "gradingCompany": "TD Cowen",
      "previousGrade": "Hold",
      "newGrade": "Buy",
      "action": "upgrade"
    },
    {
      "symbol": "ALLY",
      "date": "2025-10-07",
      "gradingCompany": "JP Morgan",
      "previousGrade": "Overweight",
      "newGrade": "Overweight",
      "action": "maintain"
    }
  ]
}

News

Data:

[
  {
    "title": "Pressure Builds on Iran as Trump Expands US Military Presence",
    "url": "https://www.bloomberg.com/news/articles/2026-10-03/pressure-builds-on-iran-as-trump-expands-us-military-presence",
    "source": "Bloomberg Business",
    "date": "2026-10-03T06:15:00Z",
    "summary": "Seven months into war with the US, Iran's leaders are feeling the strain.\n\nInflation in the Islamic Republic is almost 90%, oil flows through the Strait of Hormuz are recovering despite the threat of Iranian attacks, and President Donald Trump is sending another aircraft carrier ",
    "image": "https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iRyKfN3AfrQ0/v0/1200x800.jpg"
  },
  {
    "title": "India throws month-long birthday bash for Narendra Modi",
    "url": "https://www.ft.com/content/5135405d-f0da-4d30-80da-17379566a7ba",
    "source": "Financial Times News",
    "date": "2026-10-03T01:09:15Z",
    "summary": "Bearing water from the river Ganges, 500 motorcyclists are crossing India this month and heading to Vadnagar -- where Prime Minister Narendra Modi was born 76 years ago.\n\nAnother 500 are riding in the opposite direction to Varanasi, the Hindu holy city which is Modi's constituenc",
    "image": "https://images.ft.com/v3/image/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F4f698473-03fb-4d58-a1f5-454bf6c578aa.jpg?source=next-article&fit=scale-down&quality=highest&width=700&dpr=1"
  },
  {
    "title": "Saudis plan assault on Houthis to break Red Sea chokehold",
    "url": "https://www.reuters.com/world/asia-pacific/saudis-plan-assault-houthis-break-red-sea-chokehold-2026-10-02/",
    "source": "Reuters",
    "date": "2026-10-02T16:04:10Z",
    "summary": "RIYADH, Oct 2 (Reuters) - Saudi Arabia is planning an offensive against Iran-backed Houthi militants in Yemen, with options being considered including a coastal push to secure the Red Sea shipping route or an assault on multiple fronts, regional and Western officials told Reuters",
    "image": "https://www.reuters.com/resizer/v2/E7YVD25HRJIELMX6YXJ7TUT4KE.jpg?auth=d379d5cc97cc3bd2362096aec915586d6f87c5bbf250403bedcf92d67d6ad9fb&height=1005&width=1920&quality=80&smart=true"
  },
  {
    "title": "Saudis plan assault on Houthis to break Red Sea chokehold By Reuters",
    "url": "https://www.investing.com/news/world-news/saudis-plan-assault-on-houthis-to-break-red-sea-chokehold-4930178",
    "source": "Investing.com",
    "date": "2026-10-02T16:03:52Z",
    "summary": "By Timour Azhari and Mubasher Bukhari\n\nRIYADH, Oct 2 (Reuters) - Saudi Arabia is planning an offensive against Iran-backed Houthi militants in Yemen, with options being considered including a coastal push to secure the Red Sea shipping route or an assault on multiple fronts, regi",
    "image": "https://content-media.investing.com/trkd-images/LYNXMPEM911DW_L.jpg"
  },
  {
    "title": "1 Oversold Stock Ready to Bounce Back and 2 We Avoid",
    "url": "https://finance.yahoo.com/markets/stocks/articles/1-oversold-stock-ready-bounce-153403646.html",
    "source": "Yahoo! Finance",
    "date": "2026-10-02T15:34:03Z",
    "summary": "Hitting a new 52-week low can be a pivotal moment for any stock. These floors often mark either the beginning of a turnaround story or confirmation that a company faces serious headwinds.\n\nAt StockStory, we dig beneath the surface of price movements to uncover whether a company's",
    "image": "https://s.yimg.com/lo/mysterio/api/474346fd74c63267de3517fbe973bfc9bacc4083d46847a233da363e5fca7f78/lightyear_networkapi/resizefill_w1200%3Bquality_80%3Bformat_webp/https%3A%2F%2Fmedia.zenfs.com%2Fen%2Fstockstory_922%2F26559e98a938a6cfc40fd3b19b6d3217.jpg"
  },
  {
    "title": "Donald Trump is trying to reshape the media",
    "url": "https://www.economist.com/podcasts/2026/10/02/donald-trump-is-trying-to-reshape-the-media",
    "source": "The Economist",
    "date": "2026-10-02T14:15:29Z",
    "summary": "* The White House press corps\n\n* The history of reporting on presidents\n\n* Wider threats to press freedom\n\nThis podcast transcript is generated by third-party AI. It has not been reviewed prior to publication. We make no representations or warranties in relation to the transcript",
    "image": "https://www.economist.com/content-assets/images/20261003_PDP511.jpg"
  },
  {
    "title": "Spanish government housing decree sunk in congressional vote",
    "url": "https://www.reuters.com/world/spanish-government-housing-decree-sunk-congressional-vote-2026-10-02/",
    "source": "Reuters",
    "date": "2026-10-02T13:32:36Z",
    "summary": "MADRID, Oct 2 (Reuters) - The Spanish government has lost a critical vote in Congress on its plans to tackle a housing crisis that has \u2060sparked public protests that intensified last month following the eviction of an 87-year-old woman.\n\nThe vote was rejected by 178 votes in the 3",
    "image": "https://www.reuters.com/resizer/v2/YF7V4MCIKFKPTGQAC53B7OGYKY.jpg?auth=b968cacae8049b8f538c4909884b0a975c9b41e3376caae3564ece4e20b1177c&height=1005&width=1920&quality=80&smart=true"
  },
  {
    "title": "Poland's fuel price cap could ease pressure on central bank to tighten policy",
    "url": "https://www.reuters.com/business/polands-fuel-price-cap-could-ease-pressure-central-bank-tighten-policy-2026-10-02/",
    "source": "Reuters",
    "date": "2026-10-02T10:58:10Z",
    "summary": "WARSAW, Oct 2 (Reuters) - A fuel price cap introduced following the Polish president's decision to approve a windfall tax on energy firms will lower inflation towards the target range, reducing pressure on the central bank to raise rates this year, analysts said on Friday.\n\nBefor",
    "image": "https://www.reuters.com/resizer/v2/GXKZYCJ34NKS3JP7ZMKVMNDM5Y.jpg?auth=e878c3e502be9b844ed31108110d14639e4aa65133c4776d0a9f1e4533abe0e9&height=1005&width=1920&quality=80&smart=true"
  },
  {
    "title": "Ally of Spanish PM threatens to derail housing decree as fury over evictions grows",
    "url": "https://www.reuters.com/world/ally-spanish-pm-threatens-derail-housing-decree-fury-over-evictions-grows-2026-10-02/",
    "source": "Reuters",
    "date": "2026-10-02T10:37:19Z",
    "summary": "MADRID, Oct 2 (Reuters) - Spain's leftist government faced a bruising battle in parliament on Friday after an allied party opposed its plans to tackle a housing crisis stirring public protests, particularly over the eviction of an 87-year-old woman.\n\nJunts, a Catalan region separ",
    "image": "https://www.reuters.com/resizer/v2/KOKT2NP46NNRJHR6HKDGJBNSVY.jpg?auth=7ebb1f2d69b624c42b00e0e745c35673f5733566143838489aebc48e7f755a52&height=1005&width=1920&quality=80&smart=true"
  },
  {
    "title": "How Trump's obsession with 'rigged' voting machines spread across US government",
    "url": "https://www.reuters.com/investigations/how-trumps-obsession-with-rigged-voting-machines-spread-across-us-government-2026-10-02/",
    "source": "Reuters",
    "date": "2026-10-02T10:00:01Z",
    "summary": "In June 2025, a team of US government computer experts shuttled between a dusty warehouse in Puerto Rico and the headquarters of the island's election commission. Their mission: analyze a voting machine for evidence that could upend the accepted history of the 2020 US election.\n\n",
    "image": "https://www.reuters.com/resizer/v2/AK3OPLVIPNEHLBN6UL7K3C5N3U.JPG?auth=8b9b1ad1b5ba1239f607889fb524a1f5e7d210593d2a4f52ccc93c11a72d6c89&height=1005&width=1920&quality=80&smart=true"
  },
  {
    "title": "Essay | Exclusive | Michael Lewis on the Lone Security Guard Who Resisted DOGE",
    "url": "https://www.wsj.com/politics/michael-lewis-colin-obrien-security-doge-institute-of-peace-864b90bf",
    "source": "The Wall Street Journal",
    "date": "2026-10-02T09:30:00Z",
    "summary": "Once DOGE got inside, it was game over. Just as it had been at the U.S. Agency for International Development (USAID) and the African Development Foundation and a bunch of other places.\n\nDuring the presidential campaign, Colin hadn't taken DOGE seriously. Trump's promise to create",
    "image": "https://images.wsj.net/im-92280256/social"
  },
  {
    "title": "Why renewed fighting in Ethiopia's Tigray risks a regional war",
    "url": "https://www.reuters.com/world/africa/why-renewed-fighting-ethiopias-tigray-risks-regional-war-2026-10-02/",
    "source": "Reuters",
    "date": "2026-10-02T07:02:37Z",
    "summary": "LONDON, October 2 - After months of tension, fighting has erupted in northern Ethiopia between federal troops and a rebel alliance headed by Tigrayan forces.\n\nOn the surface, the clashes look like the revival of the 2020-2022 civil war that pitted the Tigray People's Liberation F",
    "image": "https://www.reuters.com/resizer/v2/KSH7CLNFFJKATCRXKY2JLXHQQM.jpg?auth=25f3c3283119b3e8622d3934f455058dfda5c5653f69eeddc0ceabcd7fbeaeb5&height=1005&width=1920&quality=80&smart=true"
  },
  {
    "title": "Brazil votes in high-stakes election as U.S.-China rivalry and debt loom large",
    "url": "https://www.cnbc.com/2026/10/02/brazil-election-bolsonaro-lula-china-trump.html",
    "source": "CNBC",
    "date": "2026-10-02T05:00:01Z",
    "summary": "* The race: Brazilians vote on Oct. 4 in the first round of a closely watched presidential election, with incumbent Luiz In\u00e1cio Lula da Silva and Sen. Fl\u00e1vio Bolsonaro dominating the polls.\n\n* Why it matters globally: The result could influence Brazil's relationships with the U.S",
    "image": "https://image.cnbcfm.com/api/v1/image/108369227-1790676623367-gettyimages-2296657759-AFP_C9FF2FP.jpeg?v=1790676649&w=1920&h=1080"
  },
  {
    "title": "Hungary's new government goes after Viktor Orb\u00e1n",
    "url": "https://www.ft.com/content/800a3c22-836f-4cb1-a4d1-f922d2d7e23a",
    "source": "Financial Times News",
    "date": "2026-10-02T04:00:23Z",
    "summary": "Viktor Orb\u00e1n was in the home stretch of his re-election campaign in early March when Hungarian anti-terror police stopped a road transport carrying cash and gold on behalf of a Ukrainian state-owned bank, confiscated nearly \u20ac70mn worth of cash and gold, and detained the seven emp",
    "image": "https://images.ft.com/v3/image/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F03705e62-4871-48e5-85bd-ae649614b579.jpg?source=next-article&fit=scale-down&quality=highest&width=700&dpr=1"
  },
  {
    "title": "Water wars come to the ballot box in Arizona By Reuters",
    "url": "https://www.investing.com/news/politics-news/water-wars-come-to-the-ballot-box-in-arizona-4926814",
    "source": "Investing.com",
    "date": "2026-10-01T10:02:41Z",
    "summary": "PHOENIX, Oct 1 (Reuters) - On Phoenix campaign signs, Arizona-wide TV ads and in debates for key US House races, one issue has bubbled to the top of politics in this drought-hit state: Water.\n\nGovernor Katie Hobbs, a Democrat seeking reelection in the November 3 midterm polls, sa",
    "image": "https://content-media.investing.com/trkd-images/LYNXMPEM902UB_L.jpg"
  },
  {
    "title": "Here Are Wednesday\u2019s Top Wall Street Analyst Research Calls: Ally Financial, BankUnited, Ciena Corporation, CoreWeave, Dow, FormFactor, Lumentum Holdings, Moderna, Target, and More",
    "url": "https://247wallst.com/investing/2026/09/30/here-are-wednesdays-top-wall-street-analyst-research-calls-ally-financial-bankunited-ciena-corporation-coreweave-dow-formfactor-lumentum-holdings-moderna-target-and-more/",
    "source": "247 Wallst",
    "date": "2026-09-30 08:02:52",
    "summary": "Rising Treasury yields are rattling markets heading into the final trading day of Q3, and Wall Street analysts are making bold moves on a wide range of stocks from big-box retail to AI infrastructure. Find out who got cut and who got a fresh vote of confidence.",
    "image": "https://images.financialmodelingprep.com/news/here-are-wednesdays-top-wall-street-analyst-research-calls-20260930.jpg"
  },
  {
    "title": "Ally Financial Inc. (NYSE:ALLY) Stock Now Rated \u201cModerate Buy\u201d by Sell-Side Analysts",
    "url": "https://www.defenseworld.net/2026/09/26/ally-financial-inc-nyseally-stock-now-rated-moderate-buy-by-sell-side-analysts.html",
    "source": "Defense World",
    "date": "2026-09-26 04:16:00",
    "summary": "Ally Financial Inc. (NYSE: ALLY - Get Free Report) has been assigned a consensus rating of \"Moderate Buy\" from the seventeen analysts that are presently covering the stock, MarketBeat Ratings reports. Two equities research analysts have rated the stock with a hold rating, fourtee",
    "image": "https://images.financialmodelingprep.com/news/ally-financial-inc-nyseally-stock-now-rated-moderate-buy-20260926.png"
  },
  {
    "title": "SoFi Technologies Maintains Strong Credit Quality: Can It Persist?",
    "url": "https://www.zacks.com/stock/news/2993981/sofi-technologies-maintains-strong-credit-quality-can-it-persist?cid=CS-ZC-FT-analyst_blog|quick_take-2993981",
    "source": "Zacks Investment Research",
    "date": "2026-09-22T17:07:00Z",
    "summary": "SoFi Technologies reported a 69% year-over-year surge in loan originations to $14.8 billion in Q2 2026, with improving credit metrics including declining charge-offs and delinquencies. The company maintains a 7-8% maximum loss assumption for personal loans, though investors shoul",
    "image": "https://staticx-tuner.zacks.com/images/articles/main/d4/708.jpg"
  },
  {
    "title": "Ally Launches Loyally: A Fee-Free Rewards Experience Built for Life Today",
    "url": "https://www.prnewswire.com/news-releases/ally-launches-loyally-a-fee-free-rewards-experience-built-for-life-today-302885186.html",
    "source": "PRNewsWire",
    "date": "2026-09-22 09:00:00",
    "summary": "New loyalty program ditches complex point systems to deliver everyday value, personalized offers and seamless access\u2014designed for how people actually live, spend and save DETROIT, Sept. 22, 2026 /PRNewswire/ -- Today, Ally Financial announced Loyally, its first-ever loyalty exper",
    "image": "https://images.financialmodelingprep.com/news/ally-launches-loyally-a-feefree-rewards-experience-built-for-20260922.jpg"
  },
  {
    "title": "Ally Financial Reaffirms Guidance as Margin Gains Offset Stellantis Lease Pressure",
    "url": "https://www.marketbeat.com/instant-alerts/event-ally-financial-reaffirms-guidance-as-margin-gains-offset-stellantis-lease-pressure-2026-09-19/",
    "source": "MarketBeat",
    "date": "2026-09-19 11:02:54",
    "summary": "Ally Financial NYSE: ALLY Chief Financial Officer Russ Hutchinson said the company remains on track to meet the guidance it issued at the start of the year, citing improving profitability, customer growth across its core franchises and continued discipline on expenses, pricing an",
    "image": "https://images.financialmodelingprep.com/news/ally-financial-reaffirms-guidance-as-margin-gains-offset-stellantis-20260919.jpg"
  },
  {
    "title": "Ally Financial schedules release of third quarter 2026 financial results",
    "url": "https://www.prnewswire.com/news-releases/ally-financial-schedules-release-of-third-quarter-2026-financial-results-302880829.html",
    "source": "PRNewsWire",
    "date": "2026-09-17 10:01:00",
    "summary": "CHARLOTTE, N.C., Sept. 17, 2026 /PRNewswire/ -- Ally Financial (NYSE: ALLY) has scheduled the release of its third quarter financial results for Tuesday, October 20, 2026, at approximately 7:30 a.m.",
    "image": "https://images.financialmodelingprep.com/news/ally-financial-schedules-release-of-third-quarter-2026-financial-20260917.jpg"
  },
  {
    "title": "Ally Financial Inc. (ALLY) Presents at Barclays 24th Annual Global Financial Services Conference Transcript",
    "url": "https://seekingalpha.com/article/4946540-ally-financial-inc-ally-presents-at-barclays-24th-annual-global-financial-services-conference",
    "source": "Seeking Alpha",
    "date": "2026-09-15 12:21:40",
    "summary": "Ally Financial Inc. (ALLY) Presents at Barclays 24th Annual Global Financial Services Conference Transcript",
    "image": "https://images.financialmodelingprep.com/news/ally-financial-inc-ally-presents-at-barclays-24th-annual-20260915.jpg"
  },
  {
    "title": "Ally Financial Inc. $ALLY Shares Bought by Amundi",
    "url": "https://www.defenseworld.net/2026/09/12/ally-financial-inc-ally-shares-bought-by-amundi.html",
    "source": "Defense World",
    "date": "2026-09-12 03:43:34",
    "summary": "Amundi boosted its position in shares of Ally Financial Inc. (NYSE: ALLY) by 183.5% in the second quarter, according to the company in its most recent filing with the SEC. The firm owned 274,754 shares of the financial services provider's stock after acquiring an additional 177,8",
    "image": "https://images.financialmodelingprep.com/news/ally-financial-inc-ally-shares-bought-by-amundi-20260912.png"
  },
  {
    "title": "3 Stocks Berkshire Hathaway Owns That I'd Buy Right Now, Including One It's Selling",
    "url": "https://www.fool.com/investing/2026/09/11/3-stocks-berkshire-hathaway-owns-that-i-d-buy-right-now-including-one-it-s-selling/",
    "source": "Fool - Investing News",
    "date": "2026-09-11 06:54:01",
    "summary": "There are some excellent opportunities for long-term investors within Berkshire's portfolio.",
    "image": "https://images.financialmodelingprep.com/news/3-stocks-berkshire-hathaway-owns-that-id-buy-right-20260911.jpg"
  },
  {
    "title": "Loan Delinquencies Edge Lower in Q2, but Some Remain at Very High Levels. Here's What It Means for Investors.",
    "url": "https://www.fool.com/investing/2026/09/02/loan-delinquencies-edge-lower-in-q2-but-some-remai/?source=iedfolrf0000001",
    "source": "The Motley Fool",
    "date": "2026-09-02T11:15:00Z",
    "summary": "While overall U.S. loan delinquencies declined in Q2 2026, subprime loans remain at multiyear highs, revealing a K-shaped economic recovery where affluent consumers thrive while lower-income households struggle. Mortgage and auto loan delinquencies are rising, with particular pre",
    "image": "https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F885047%2Fgetty-person-feeling-worried-looking-at-a-laptop.jpg&w=1200&op=resize"
  }
]

Calendar / Earnings

Data:

[
  {
    "symbol": "ALLY",
    "date": "2026-10-20",
    "epsActual": null,
    "epsEstimated": 1.41,
    "revenueActual": null,
    "revenueEstimated": 2311223000,
    "lastUpdated": "2026-10-03"
  },
  {
    "symbol": "ALLY",
    "date": "2026-07-21",
    "epsActual": 1.21,
    "epsEstimated": 1.22,
    "revenueActual": 2276000000,
    "revenueEstimated": 2221043000,
    "lastUpdated": "2026-10-03"
  },
  {
    "symbol": "ALLY",
    "date": "2026-04-17",
    "epsActual": 1.11,
    "epsEstimated": 0.934,
    "revenueActual": 2102000000,
    "revenueEstimated": 2140860000,
    "lastUpdated": "2026-07-17"
  },
  {
    "symbol": "ALLY",
    "date": "2026-01-21",
    "epsActual": 1.09,
    "epsEstimated": 1.01,
    "revenueActual": 2123000000,
    "revenueEstimated": 2144037000,
    "lastUpdated": "2026-04-21"
  },
  {
    "symbol": "ALLY",
    "date": "2025-10-17",
    "epsActual": 1.15,
    "epsEstimated": 1,
    "revenueActual": 2370000000,
    "revenueEstimated": 2114948510,
    "lastUpdated": "2026-01-16"
  }
]

Short & Liquidity

Data:

{
  "borrow": [],
  "short_interest": [
    {
      "symbol": "ALLY",
      "file_date": "",
      "error": "Symbol not found in FINRA biweekly file",
      "days_to_cover": null
    }
  ],
  "ftd": {
    "symbol": "ALLY",
    "periods": [
      {
        "file_period": "202606b",
        "settlement_date": "20260630",
        "quantity_fails": 136771,
        "price": 47.25
      },
      {
        "file_period": "202607a",
        "settlement_date": "20260709",
        "quantity_fails": 106,
        "price": 44.48
      },
      {
        "file_period": "202607b",
        "settlement_date": "20260731",
        "quantity_fails": 1074,
        "price": 43.48
      },
      {
        "file_period": "202608a",
        "settlement_date": "20260813",
        "quantity_fails": 34310,
        "price": 44.25
      },
      {
        "file_period": "202609a",
        "settlement_date": "20260909",
        "quantity_fails": 154,
        "price": 42.28
      }
    ],
    "trend": "falling",
    "trend_description": "FTD quantity declining \u2014 shorts covering or delivery improving"
  }
}

Whales & Insiders

Data:

{
  "insider": [
    {
      "symbol": "ALLY",
      "filingDate": "2026-10-01",
      "transactionDate": "2026-09-30",
      "reportingCik": "0001927606",
      "companyCik": "0000040729",
      "transactionType": "A-Award",
      "securitiesOwned": 37634,
      "reportingName": "Reilly David",
      "typeOfOwner": "director",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 864,
      "price": 37.62,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/40729/000192760626000009/0001927606-26-000009-index.htm"
    },
    {
      "symbol": "ALLY",
      "filingDate": "2026-10-01",
      "transactionDate": "2026-09-30",
      "reportingCik": "0001209479",
      "companyCik": "0000040729",
      "transactionType": "A-Award",
      "securitiesOwned": 27325,
      "reportingName": "GIBBONS THOMAS P",
      "typeOfOwner": "director",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 1263,
      "price": 37.62,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/40729/000120947926000011/0001209479-26-000011-index.htm"
    },
    {
      "symbol": "ALLY",
      "filingDate": "2026-10-01",
      "transactionDate": "2026-09-30",
      "reportingCik": "0001868765",
      "companyCik": "0000040729",
      "transactionType": "A-Award",
      "securitiesOwned": 6832,
      "reportingName": "Bright Gunther",
      "typeOfOwner": "director",
      "acquisitionOrDisposition": "A",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 366,
      "price": 37.62,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/40729/000186876526000011/0001868765-26-000011-index.htm"
    },
    {
      "symbol": "ALLY",
      "filingDate": "2026-08-05",
      "transactionDate": "2026-08-04",
      "reportingCik": "0002045848",
      "companyCik": "0000040729",
      "transactionType": "S-Sale",
      "securitiesOwned": 88927,
      "reportingName": "Richard Stephanie N",
      "typeOfOwner": "officer: Chief Risk Officer",
      "acquisitionOrDisposition": "D",
      "directOrIndirect": "D",
      "formType": "4",
      "securitiesTransacted": 5000,
      "price": 44.2336,
      "securityName": "Common Stock",
      "url": "https://www.sec.gov/Archives/edgar/data/40729/000204584826000007/0002045848-26-000007-index.htm"
    },
    {
      "symbol": "ALLY",
      "filingDate": "2026-07-23",
      "transactionDate": "2026-07-21",
      "reportingCik": "0001983992",
      "companyCik": "0000040729",
      "transactionType": "F-InKind",
      "securitiesOwned": 241253,
      "reportingName": "Hutchinson Russell E.",
      "typeOfOwner": "officer: Chief Financial Officer",
      "acquisitionOrDisposition": "D",
      "directOrIndirect": "D",
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      "option_type": "call",
      "delta": 0.496662302743413,
      "ask_volume": 42,
      "last_price": "0.80",
      "implied_volatility": "0.2691896465434673",
      "gamma": 0.184264831480905,
      "avg_price": "0.9422641509433962264150943397",
      "bid_volume": 1,
      "nbbo_ask": "0.90",
      "strike": "38",
      "option_symbol": "ALLY261016C00038000",
      "total_premium": "4994.00",
      "iv": 0.291517261945375,
      "volume": 53,
      "nbbo_bid": "0.75"
    },
    {
      "underlying_symbol": "ALLY",
      "expires": "2026-12-18",
      "open_interest": 149,
      "option_type": "call",
      "delta": 0.0549705116071673,
      "ask_volume": 47,
      "last_price": "0.50",
      "implied_volatility": "0.468027037455836",
      "gamma": 0.0178216592232463,
      "avg_price": "0.5000000000000000000000000000",
      "bid_volume": 0,
      "nbbo_ask": "0.30",
      "strike": "50",
      "option_symbol": "ALLY261218C00050000",
      "total_premium": "2350.00",
      "iv": 0.358138194516584,
      "volume": 47,
      "nbbo_bid": "0"
    },
    {
      "underlying_symbol": "ALLY",
      "expires": "2026-10-16",
      "open_interest": 7196,
      "option_type": "call",
      "delta": 0.323535066927784,
      "ask_volume": 1,
      "last_price": "0.47",
      "implied_volatility": "0.2591958462619143",
      "gamma": 0.164184314414645,
      "avg_price": "0.4719047619047619047619047620",
      "bid_volume": 41,
      "nbbo_ask": "0.60",
      "strike": "39",
      "option_symbol": "ALLY261016C00039000",
      "total_premium": "1982.00",
      "iv": 0.294627424891409,
      "volume": 42,
      "nbbo_bid": "0.30"
    },
    {
      "underlying_symbol": "ALLY",
      "expires": "2026-11-20",
      "open_interest": 71,
      "option_type": "call",
      "delta": 0.196617696207777,
      "ask_volume": 23,
      "last_price": "0.51",
      "implied_volatility": "0.3031129576291791",
      "gamma": 0.0650654108897813,
      "avg_price": "0.5410256410256410256410256410",
      "bid_volume": 14,
      "nbbo_ask": "0.55",
      "strike": "42",
      "option_symbol": "ALLY261120C00042000",
      "total_premium": "2110.00",
      "iv": 0.306388922198289,
      "volume": 39,
      "nbbo_bid": "0.40"
    },
    {
      "underlying_symbol": "ALLY",
      "expires": "2026-10-16",
      "open_interest": 1062,
      "option_type": "put",
      "delta": -0.319233907429428,
      "ask_volume": 10,
      "last_price": "0.36",
      "implied_volatility": "0.2918690837946798",
      "gamma": 0.169569523392317,
      "avg_price": "0.4397142857142857142857142857",
      "bid_volume": 12,
      "nbbo_ask": "0.50",
      "strike": "37",
      "option_symbol": "ALLY261016P00037000",
      "total_premium": "1539.00",
      "iv": 0.283686405735536,
      "volume": 35,
      "nbbo_bid": "0.40"
    }
  ],
  "gamma_profile": {
    "ticker": "ALLY",
    "spot": 37.91,
    "date": "2026-10-02",
    "flip_point": 38.3,
    "net_gex": 62299.18,
    "call_walls": [
      {
        "strike": 38.0,
        "gex": 128630.39
      },
      {
        "strike": 39.0,
        "gex": 108883.74
      },
      {
        "strike": 37.0,
        "gex": 34280.72
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    ],
    "put_walls": [
      {
        "strike": 38.0,
        "gex": -130301.49
      },
      {
        "strike": 40.0,
        "gex": -69566.68
      },
      {
        "strike": 37.0,
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    ],
    "by_strike": [
      {
        "strike": 20.0,
        "call_gex": 7.11,
        "put_gex": -1167.26,
        "net_gex": -1160.14
      },
      {
        "strike": 23.0,
        "call_gex": 7.96,
        "put_gex": -355.04,
        "net_gex": -347.08
      },
      {
        "strike": 25.0,
        "call_gex": 132.24,
        "put_gex": -411.12,
        "net_gex": -278.87
      },
      {
        "strike": 28.0,
        "call_gex": 82.67,
        "put_gex": -251.61,
        "net_gex": -168.94
      },
      {
        "strike": 30.0,
        "call_gex": 405.1,
        "put_gex": -3005.97,
        "net_gex": -2600.87
      },
      {
        "strike": 31.0,
        "call_gex": 0.0,
        "put_gex": 0.0,
        "net_gex": 0.0
      },
      {
        "strike": 32.0,
        "call_gex": 918.24,
        "put_gex": -1910.22,
        "net_gex": -991.97
      },
      {
        "strike": 33.0,
        "call_gex": 48.92,
        "put_gex": -3867.47,
        "net_gex": -3818.55
      },
      {
        "strike": 34.0,
        "call_gex": 0.0,
        "put_gex": -164.96,
        "net_gex": -164.96
      },
      {
        "strike": 35.0,
        "call_gex": 4547.32,
        "put_gex": -15314.07,
        "net_gex": -10766.75
      },
      {
        "strike": 36.0,
        "call_gex": 110.38,
        "put_gex": -8963.92,
        "net_gex": -8853.54
      },
      {
        "strike": 37.0,
        "call_gex": 34280.72,
        "put_gex": -30582.14,
        "net_gex": 3698.58
      },
      {
        "strike": 38.0,
        "call_gex": 128630.39,
        "put_gex": -130301.49,
        "net_gex": -1671.09
      },
      {
        "strike": 39.0,
        "call_gex": 108883.74,
        "put_gex": -17734.01,
        "net_gex": 91149.73
      },
      {
        "strike": 40.0,
        "call_gex": 27308.44,
        "put_gex": -69566.68,
        "net_gex": -42258.24
      },
      {
        "strike": 41.0,
        "call_gex": 9462.32,
        "put_gex": -7099.6,
        "net_gex": 2362.72
      },
      {
        "strike": 42.0,
        "call_gex": 15155.31,
        "put_gex": -4461.5,
        "net_gex": 10693.81
      },
      {
        "strike": 43.0,
        "call_gex": 4248.03,
        "put_gex": -886.16,
        "net_gex": 3361.87
      },
      {
        "strike": 44.0,
        "call_gex": 1582.89,
        "put_gex": -302.21,
        "net_gex": 1280.68
      },
      {
        "strike": 45.0,
        "call_gex": 6263.02,
        "put_gex": -1263.29,
        "net_gex": 4999.73
      },
      {
        "strike": 46.0,
        "call_gex": 4456.88,
        "put_gex": -73.59,
        "net_gex": 4383.29
      },
      {
        "strike": 47.0,
        "call_gex": 3900.1,
        "put_gex": -116.4,
        "net_gex": 3783.7
      },
      {
        "strike": 48.0,
        "call_gex": 780.75,
        "put_gex": -8.68,
        "net_gex": 772.07
      },
      {
        "strike": 49.0,
        "call_gex": 1655.07,
        "put_gex": -2.39,
        "net_gex": 1652.68
      },
      {
        "strike": 50.0,
        "call_gex": 4032.02,
        "put_gex": -23.54,
        "net_gex": 4008.49
      }
    ]
  },
  "oi_changes": {
    "net_call_oi_change": 1533,
    "net_put_oi_change": -2,
    "top": [
      {
        "strike": "37",
        "oi_change": 2523,
        "type": "call"
      },
      {
        "strike": "38",
        "oi_change": -993,
        "type": "call"
      },
      {
        "strike": "39",
        "oi_change": 3,
        "type": "call"
      },
      {
        "strike": "40",
        "oi_change": -2,
        "type": "put"
      },
      {
        "strike": "42",
        "oi_change": -1,
        "type": "call"
      }
    ]
  },
  "opds": {
    "opds": 30.4,
    "D": 46.3,
    "P": -34.5,
    "O": 58.1,
    "C": 65.7,
    "signal": "MODERATE_BULLISH_DIVERGENCE",
    "direction": "bullish",
    "coverage": 0.85,
    "ranked": true,
    "components": {
      "M": -18.9,
      "T": -90.4,
      "RS": -29.5,
      "V": 2.9,
      "F": 100.0,
      "OI": 100.0,
      "S": 11.4,
      "IV": 38.8,
      "B": null,
      "Liquidity": 30.5,
      "OpeningConfidence": 100.0,
      "FlowAgreement": 100.0,
      "StrikeBreadth": 16.7
    },
    "drivers": [
      "+ aggressive flow +100",
      "+ open-interest change +100",
      "- trend -90",
      "+ IV behaviour +39",
      "- relative strength -29"
    ]
  }
}

Market Environment

Data:

{
  "vix": 16.04,
  "sp500": 7651.54,
  "fed_funds": 3.63,
  "yield_curve_10y2y": 0.41,
  "hy_spread": 3.08,
  "treasury": {
    "date": "2026-10-01",
    "month1": 4.06,
    "month2": 4.13,
    "month3": 4.17,
    "month6": 4.27,
    "year1": 4.44,
    "year2": 4.78,
    "year3": 4.91,
    "year5": 5.01,
    "year7": 5.12,
    "year10": 5.24,
    "year20": 5.64,
    "year30": 5.61
  },
  "events": []
}

Intraday Patterns

Data:

{
  "days": 104,
  "patterns": [
    {
      "name": "VWAP Touch",
      "count": 104,
      "pct": 100
    },
    {
      "name": "9 EMA Touch",
      "count": 104,
      "pct": 100
    },
    {
      "name": "21 EMA Touch",
      "count": 104,
      "pct": 100
    },
    {
      "name": "ORB Breakout",
      "count": 102,
      "pct": 98
    },
    {
      "name": "Woodie Pivot Touch",
      "count": 99,
      "pct": 95
    },
    {
      "name": "PDH/PDL Touch",
      "count": 91,
      "pct": 88
    },
    {
      "name": "Open Retracement",
      "count": 69,
      "pct": 66
    },
    {
      "name": "Gap Fill",
      "count": 65,
      "pct": 62
    },
    {
      "name": "Darvas Box",
      "count": 30,
      "pct": 29
    },
    {
      "name": "High Vol Open",
      "count": 24,
      "pct": 23
    },
    {
      "name": "Power Hour",
      "count": 11,
      "pct": 11
    }
  ]
}